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Today’s Top Money Market Account Rates For March 31, 2025 – Rates Hit 4.89%

  • The highest money market rate is 4.89% compared to the national average of 0.53%.
  • Money market accounts are interest-bearing deposit accounts, insured up to $250,000 per depositor.
  • They offer convenient fund accessibility, checks, and debit cards but limited to six monthly transactions.
  • Before opening a money market account, compare minimum balances, fees, withdrawal limits, and APYs.

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