<ul><li>The highest money market rate as of today is 4.89% compared to the national average rate of 0.54%.</li><li>Money market accounts (MMAs) are interest-bearing deposit accounts that can be opened at banks or credit unions.</li><li>MMAs are insured by the FDIC at banks and the NCUA at credit unions, up to $250,000 per depositor.</li><li>MMAs may offer higher interest rates but require higher minimum deposits and balances.</li></ul>

Today’s Top Money Market Account Rates For March 7, 2025 – Rates Hit 4.89%

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