India's fintech sector remains robust despite global funding slowdown, ranking as the third-highest funded globally.Top Indian fintech companies in 2025, based on cumulative capital raised, are highlighted.Paytm ranks high with over USD $3.48 billion funding, offering a full-stack financial services ecosystem.PhonePe follows with USD $2.29 billion funding, excelling in the UPI ecosystem and expanding services.Pine Labs secures USD $1.32 billion, focusing on merchant commerce and expanding internationally.DMI Finance with USD $1.13 billion funding, excels in diverse financial services across platforms.CRED, with USD $867 million funding, targets high-credit-score individuals and offers various services.Razorpay raised USD $741 million, expanding into business banking services and direct-to-consumer tools.BharatPe with USD $604 million funding focuses on unorganised merchant segment digitization.Chargebee, a subscription revenue management platform, raised USD $475 million, aiding SaaS businesses.Digit Insurance at USD $467 million and Acko Insurance at USD $458 million mark emerging players in digital insurance.