<ul data-eligibleForWebStory="false">Ripple applies for US bank license, seeking to boost credibility of $RLUSD stablecoin.If approved, Ripple could be only stablecoin with federal and state oversight.Circle also pursues bank charter, boosting legitimacy of $USDC stablecoin in market.Ripple's move could prompt more stablecoin issuers to seek regulatory approval.Top trending cryptos to invest in include Snorter Token, Bitcoin Hyper, and Lightchain AI.