<ul><li>Unified Lending Identity (ULI) aims to standardize and streamline digital lending in India, similar to how UPI revolutionized digital payments.</li><li>ULI aims to create a single, portable, and universally accepted credit identity that allows real-time, data-driven credit assessments and transferable credit histories.</li><li>ULI can simplify borrower identities and make lending interoperable, allowing borrowers to switch lenders without reapplying and access competitive interest rates.</li><li>ULI can enable faster credit approvals by leveraging real-time data access and behavior-based risk modeling, similar to how UPI made instant digital payments possible.</li></ul>

Unified lending identity: The next UPI moment for India

Discover more