Investors are choosing to keep their cash close to home rather than buying shares at lower prices.During the first few days of the month, investors pumped upwards of $60 billion into money market funds.I’m just sitting on as much cash as possible, said an investor, as he anticipates a wave of selloffs due to new tariffs.New research shows a decline in the number of consumers who are planners and an increase in those relying on credit to bridge financial gaps.