<ul><li>Pay later plans are transforming how consumers manage their spending and how merchants engage with their customers.</li><li>Consumers choose pay later plans for flexibility and financial relief, with high levels of satisfaction reported.</li><li>Pay later plans benefit individuals living paycheck to paycheck and drive spending and loyalty for merchants.</li><li>Pre-checkout visibility and availability of installment options increase engagement and conversion rates for merchants.</li></ul>

Why Consumers Choose Pay Later Over Traditional Credit

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