Barclays app follows a clean and minimal design with limited color palette and focus on essential information and services.
HDFC app showcases a busy and crowded design with a grid of icons offering access to a wide range of features.
Western banks focus on digital-first experience due to mature markets and higher customer acquisition costs, while Indian banks maintain a hybrid model with extensive branch networks.
Western banking apps emphasize individual financial management, while Indian apps accommodate more collective financial management reflecting a culture of family first banking.