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Why do my Indian apps look so different?

  • Barclays app follows a clean and minimal design with limited color palette and focus on essential information and services.
  • HDFC app showcases a busy and crowded design with a grid of icons offering access to a wide range of features.
  • Western banks focus on digital-first experience due to mature markets and higher customer acquisition costs, while Indian banks maintain a hybrid model with extensive branch networks.
  • Western banking apps emphasize individual financial management, while Indian apps accommodate more collective financial management reflecting a culture of family first banking.

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