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Will 2025 Open the Floodgates for Open Banking?

  • Open banking is a key trend in financial services, enabling individuals to have control over their financial data.
  • APIs play a crucial role in facilitating the exchange of permissioned data between providers.
  • Interest in open banking among US consumers is growing, with 46% expressing interest in using it for at least one product or service.
  • Further adoption of open banking is expected, with pay by bank and embedded finance being key areas of innovation.

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