Two new proposals, XLS-65 and XLS-66, aim to introduce decentralized lending and yield farming directly on the XRP Ledger (XRPL).Flare Networks is working on staking solutions for XRP using Flare XRP (FXRP) tokens and its Data Connector to ensure accountability.The XRP community is exploring the integration of native staking and lending features on the XRPL to allow XRP holders to directly earn yields.Prominent figures within the XRP ecosystem, including Mickle and Flare Networks CEO Hugo Philion, are advocating for these developments.