Standard Chartered predicts XRP could reach $12.50 before President Trump leaves office.Optimism is increasing due to regulatory clarity and expanding use cases for XRP in global finance.The bank projects milestones of $5.50 by the end of 2025, $8 by the end of 2026, $10.40 by the end of 2027, and ultimately $12.50 by the end of 2028.The bank attributes XRP's previous increase to market expectations of SEC abandoning legal challenges against Ripple and potential XRP ETF approvals.