Ripple reached a settlement with the SEC, reducing the penalty from $125 million to $50 million.A SEC Commissioner criticized the settlement, stating it undermines the court’s role in interpreting securities laws.The settlement marks the end of the legal battle between the SEC and Ripple over the sale of XRP without proper registration.XRP price surged by 6.7% following the news, with predictions suggesting a potential new all-time-high price of $27.