The Open Interest (OI) in XRP has reached a remarkable $1.96 billion.XRP is currently trading at $2.20, down 2.35% in the last 24 hours.Ripple Labs' CTO, David Schwartz, discussed the RLUSD stablecoin and its potential.Despite positive developments, XRP is facing bearish momentum with a decline of 8.92% in the last 7 days.