XRP price is hovering above $2.0 mark, sparking predictions of a recovery before May.Standard Chartered forecasts XRP to become the second-largest cryptocurrency by 2028, surpassing Ethereum.Remittix, a new DeFi payment protocol, is gaining attention with its potential to surpass XRP in cross-border payments.XRP price is predicted to reach $12.50 by 2028, while Remittix's presale offers $RTX tokens at a low price of $0.0757.