Standard Chartered predicts a significant surge in XRP price by Q4 2028.The bank predicts XRP could reach $12.50 by the end of 2028.Standard Chartered's price prediction includes XRP rising to $5.50 in 2025, $8 in 2026, $10.40 in 2027.XY Miners is a platform offering long-term stable target income through AI-based businesses.