The XRP price surge is tied to the liquidity needs of global banks, according to a crypto expert.Institutional demand for XRP liquidity, driven by Ripple's partnerships with major banks and financial institutions, could drive the next price surge.The daily settlement requirements of banks, which handle trillions in transactions, play a significant role in determining XRP's value.The need for deep liquidity pools for seamless cross-border payments and settlements could drive up the demand for XRP, resulting in a higher price.