<ul><li>David Schwartz, Ripple's CTO, holds a patent for distributed consensus technology dating back to 1991.</li><li>The XRP Ledger was created with NSA-grade logic before the blockchain boom, involving key figures like Arthur Britto and Jed McCaleb.</li><li>XRP was designed for institutional use with instant settlement, low energy consumption, and compliance in mind.</li><li>Schwartz, along with Britto and McCaleb, created a ledger catering to central banks and payment providers, diverging from Bitcoin's trustless ideology.</li></ul>

XRP’s Hidden Architect: NSA Roots, Forgotten Patents, Nobody Talks About

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