Zerodha Capital, the lending arm of Zerodha, reported a 78% rise in net profit to Rs 12.5 crore in FY25.
The company more than doubled its income and grew its loan book threefold, recording a total revenue of Rs 36 crore.
Zerodha Capital offers loans against securities like stocks and mutual funds, with a loan-to-value ratio of 45% and a loan range of Rs 25,000 to Rs 10 crore.
The company remains focused on secured lending, with zero non-performing assets and plans for conservative growth, unlike competitors offering unsecured loans.