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7 Tiny Habits That Saved Me From $258,000 in Debt

  • In April 2025, the author faced a debt of $258,000, prompting unconventional financial strategies.
  • Seven habits were instrumental in saving the author from debt, supported by neuroscience insights.
  • Stopping expense tracking and creating a 'Guilt-Free' Debt Account were key strategies.
  • Utilizing a 'Can Labeling' negotiation hack and a dopamine detox ritual before payments were effective.
  • Debt was gamified using an RPG concept and debt repayment motivation increased significantly.
  • Reverse Interest Trick and Debt Shaming Dinner were innovative methods to tackle debt.
  • By hijacking neural pathways, the author transformed debt repayment into a positive loop.
  • Readers are encouraged to start with the 'Can Challenge' and take control of their debt mindset.
  • Traditional financial advice is challenged, emphasizing practical and neuroscience-backed approaches.
  • The article advocates for a shift from punitive self-discipline to strategic financial decisions.
  • Implementing these unique habits aims to break free from the Scarcity Loop caused by debt.

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