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Medium

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Heartfelt Thanks: A Global Movement of Gratitude

  • Heartfelt Thanks is a global movement focused on spreading kindness, empathy, transparency, and trust.
  • The movement aims to inspire people to take small acts of kindness in their daily lives.
  • Heartfelt Thanks has launched its first contest where participants compete to win a prize pool of $1000.
  • The movement has also unveiled the Monument of Heartfelt Thanks in Dubai, which serves as a physical representation of their mission and a gathering place for celebrating kindness and gratitude.

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Coindoo

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Celo Transitions from Layer 1 to Ethereum Layer 2 for Improved Scalability and Security

  • Celo has transitioned from Layer 1 to Ethereum Layer 2 for enhanced scalability and security.
  • The transition involves halting Layer 1 block production and utilizing Ethereum Layer 2 protocol.
  • The move aims to address scalability and interoperability challenges of Celo as an independent chain.
  • With the migration, Celo gains enhanced scalability, low-cost transactions, and fast settlement times.

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Medium

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How I Used A WhatsApp Bot To Exchange My Fiat Currencies To CryptoCurrencies.

  • AZZA AI is a chatbot integrated into WhatsApp that helps users with p2p transactions and provides information on rates of cryptocurrencies and fiat currencies.
  • Users can use simple commands or natural language to perform transactions, such as swapping currencies or checking balances.
  • AZZA AI charges low gas fees and offers a 1% cash back for crypto trades.
  • It has processed over 900+ transactions with a trading volume of $60,000 and has gained over 500 active users.

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Medium

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How to Build a Secure and User-Friendly Crypto Wallet in 2025

  • A crypto wallet is a software application or hardware device that allows users to store, send, and receive cryptocurrencies securely.
  • To build an effective crypto wallet, it must balance security and usability.
  • Key features to consider include deciding whether the wallet will be custodial or non-custodial, selecting the supported blockchain network(s), focusing on simplicity, prioritizing security, utilizing APIs for blockchain interactions, and ensuring thorough testing.
  • The future of crypto wallets lies in innovation and requires careful planning, robust technology integration, and a focus on user experience.

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Coindoo

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Berachain Mainnet Launches, Testnet Introduced as BERA Airdrop Approaches

  • Berachain launched its mainnet and achieved $3.2 billion in Total Value Locked (TVL) in its first 30 days.
  • Bepolia, a testnet, was introduced to facilitate dApp development on Berachain.
  • 15.8% of the total BERA supply will be distributed to retroactive airdrop participants.
  • Berachain implements innovative technology including Proof-of-Liquidity (PoL) consensus mechanism and a triple-token model.

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Global Fintech Series

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Implementing Machine Learning Algorithms for CECL Compliance

  • The CECL standard by FASB requires financial institutions to estimate expected losses over the life of assets, posing challenges in data handling, forecasting, and compliance.
  • Many institutions are adopting machine learning algorithms for CECL to improve accuracy and efficiency in credit risk assessment.
  • Challenges with CECL include data complexity, forward-looking estimates, regulatory scrutiny, model accuracy, and operational efficiency.
  • Machine learning can automate data processing, enhance credit risk modeling, improve forecasting accuracy, and incorporate macroeconomic factors.
  • ML helps in efficient data preparation, feature engineering, and detecting anomalies for reliable CECL models.
  • Time-series models and AI-driven methods aid institutions in predicting credit losses over loan lifetimes and understanding macroeconomic impacts.
  • Regulatory compliance is addressed through explainable ML models like Decision Trees and transparency tools such as SHAP and LIME.
  • Automation reduces operational costs in credit risk assessments, data integration, reporting, and compliance checks for CECL.
  • Future trends in machine learning for CECL may include AI-powered stress testing, blockchain integration, automated reporting, and federated learning.
  • ML in CECL implementation enhances credit risk assessment accuracy, forecasting, and compliance processes, benefiting financial institutions.

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Intelalley

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First U.S. Bank Stablecoin Issued on Permissionless Blockchain

  • Custodia Bank, in collaboration with Vantage Bank, successfully tokenized a U.S. bank's dollar demand deposits on a permissionless blockchain.
  • The issuance, transfer, and redemption of Avit stablecoins were carried out, showcasing the activation of a new U.S. dollar payment rail within the banking system.
  • Efficiencies observed during the test transactions included low transaction costs, fast settlement, programmability, and auditability in a regulated banking environment.
  • Both banks complied with U.S. banking regulations and worked closely with regulators to ensure the success of this first-of-its-kind project, highlighting the potential of permissionless blockchain technologies.

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101Blockchains

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USDT, USDC, and DAI: Exploring the Top Stablecoin Examples and Their Use Cases

  • Stablecoins, a significant innovation in the crypto space, account for a substantial portion of recent cryptocurrency transactions.
  • Top stablecoins like USDT, USDC, and DAI are gaining traction globally as mediums of exchange and stores of value.
  • Stablecoins are cryptocurrencies pegged to fiat currencies like the US dollar, offering stability and real-world adoption potential.
  • USDT (Tether) was launched in 2014, serving as a disruptor in the digital token ecosystem and offering stability for users.
  • USDC (USD Coin) emerged in 2018, backed by the U.S. dollar, providing benefits like stable prices and fast transactions.
  • DAI is a stablecoin designed by MakerDAO with a unique algorithmic mechanism to maintain stability.
  • USDT, USDC, and DAI are utilized for cross-border payments, e-commerce transactions, payroll management, remittance, global crowdfunding, and DeFi activities.
  • Stablecoins like USDT, USDC, and DAI play crucial roles in facilitating diverse financial activities and are expected to expand their use cases further.
  • The increasing adoption and utility of stablecoins indicate their potential to revolutionize both the crypto ecosystem and traditional financial services.
  • Stablecoin examples demonstrate the transformative impact and bright future prospects of these digital assets in reshaping the financial landscape.

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TechBullion

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XRP News: Why Investors Are Rushing Into XploraDEX $XPL Presale – The Only AI-Powered DEX on XRP Ledger

  • XploraDEX is the first and only AI-powered decentralized exchange (DEX) on the XRP Ledger.
  • The $XPL Token Presale offers early access to an ecosystem built for intelligent trading, automation, and long-term utility.
  • XploraDEX stands out with AI-driven trade execution, 24/7 AI surveillance, predictive analytics dashboard, and native integration with XRPL.
  • The $XPL token powers the platform's functionality, governance, and incentive structure, offering first-mover advantages to early investors.

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Global Fintech Series

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AGII Enhances Predictive Automation to Accelerate Decentralized Infrastructure

  • AGII, a next-generation Web3 and AI platform, has unveiled enhancements to its predictive automation systems for decentralized infrastructure.
  • The upgrades aim to improve the speed, scalability, and performance of blockchain networks by providing proactive, data-driven automation.
  • The new framework uses adaptive learning models to analyze blockchain activity in real time, optimizing operations for faster and more reliable transactions.
  • AGII's AI-Web3 integration reinforces its commitment to making decentralized systems more responsive, intelligent, and scalable.

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TechBullion

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The Ultimate Guide to Following Emerging Technology Trends in 2025

  • The next few years will redefine how we live, work, and connect with one another as emerging technology trends reshape industries and enhance daily experiences.
  • Understanding these trends is vital for staying ahead in the rapidly changing world of technology, offering valuable insights for personal growth and professional success.
  • Emerging technology trends encompass fields like artificial intelligence, blockchain, and biotechnology, with the potential to disrupt industries and reshape everyday life.
  • Adapting early to these trends can provide a competitive edge in a digital age where staying informed is essential for thriving in a constantly evolving landscape.
  • As we move towards 2025, AI, IoT, telemedicine, sustainability tech, and blockchain applications are expected to reshape industries and daily life, offering opportunities for growth and innovation.
  • AI, blockchain, quantum computing, and augmented reality are leading trends shaping industries and user experiences through innovative applications and advancements.
  • Case studies of AI in autonomous driving, blockchain in supply chain management, and AI-driven retail innovations showcase the real-world impact of these technologies across different sectors.
  • Challenges such as rapid change, financial investment, data privacy, talent acquisition, and hype overshadowing reality accompany the adoption of emerging technologies in organizations.
  • Keeping informed through tech news websites, podcasts, social media, online communities, and industry conferences is crucial for preparing for the evolving technological landscape of 2025.
  • Engaging with emerging technology trends unlocks new opportunities for innovation and growth, positioning individuals and businesses at the forefront of advancements shaping the future.

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TheNewsCrypto

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SEC Ends Investigation into Immutable with No Charges

  • The U.S. Securities and Exchange Commission (SEC) has closed its investigation into Immutable with no charges.
  • The decision aligns with the SEC's recent pattern of dropping cases against several crypto entities.
  • Immutable sees the ruling as a positive step for the Web3 gaming sector and remains focused on development.
  • The company supports clear regulations to foster blockchain innovation.

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TechJuice

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PM Pushes for Crypto Growth: Pakistan Eyes $3.5 Billion Bitcoin Mining Plan

  • Pakistan's Prime Minister Shehbaz Sharif led a discussion on integrating Bitcoin mining and real-world asset tokenization into the national economic framework.
  • The meeting explored strategies to establish a $3.5 billion Bitcoin mining infrastructure and leverage blockchain technology for economic transformation.
  • Discussions focused on tokenizing real-world assets to enhance transparency and accessibility in the financial sector, revolutionizing Pakistan's economy.
  • Prime Minister Sharif directed the Pakistan Crypto Council to collaborate with industry leaders and propose a concrete plan, highlighting the urgency to formalize cryptocurrency regulations.

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Medium

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Dmail: The Future of Secure and Decentralized Communication

  • Dmail is a revolutionary Web3 email service that combines decentralization, security, and blockchain technology.
  • It is a fully decentralized, user-owned communication ecosystem that ensures privacy, transparency, and seamless interaction across blockchain networks.
  • Dmail operates on blockchain technology, ensuring messages remain private, secure, and resistant to censorship.
  • Dmail offers multi-chain integration, tokenized engagement, and smart monetization features.

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Medium

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What Is AI (In Super Simple Words) A fun and easy story for beginners who are just starting —…

  • AI is like a magic brain inside your computer. It can read, write, talk, draw, answer, and help all day, all night.
  • AI is like having a super helper friend who knows everything and can assist with various tasks.
  • AI can write messages, answer questions, fix spelling, and even draw pictures, like a cat with glasses.
  • AI is real inside your computer, it makes life easier, saves time, and is super cool to learn and interact with.

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