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Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score

  • Experian has launched Cashflow Score to increase financial access for individuals with limited credit history.
  • The tool provides lenders with cashflow insights using bank account data, helping thin file and credit invisible consumers improve financial access.
  • By leveraging consumer-permissioned transaction data, Experian scores the data based on attributes and shares it with lenders to make informed decisions.
  • This tool aims to address the challenge faced by borrowers with lower credit scores in improving their credit standing.

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