<ul><li>The FICO score 10 T uses trended data to evaluate a person’s credit behavior over more than two years, enhancing predictive accuracy for lenders.</li><li>FICO 10 T has gained significant adoption in the mortgage industry, with over 30 lenders already using it for scoring.</li><li>The FICO score is incorporating new types of credit data like Buy Now, Pay Later services to improve fairness and efficiency in decision-making.</li><li>A strong FICO score can unlock better financial opportunities for individuals, with 90% of top lenders in the US using it as a common measure of credit risk.</li></ul>

How the FICO score is evolving to improve credit decision-making

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