<ul><li>Financial literacy is the ability to understand and use various financial skills for personal financial management, budgeting, investing, and retirement planning.</li><li>Financial literacy empowers individuals to make informed decisions, avoid debt traps, build credit, generate wealth, and plan for the long term.</li><li>Core pillars of financial literacy include budgeting, saving, investing, debt management, retirement planning, insurance & risk management.</li><li>Real-life benefits of financial literacy include avoiding scams, better credit scores, improved saving and investing habits, early retirement possibilities, and financial security.</li></ul>

Mastering Financial Literacy: The Key to Wealth, Stability, and Empowered Living

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