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Siri could send money from a locked iPhone in the future

  • Apple aims to enhance Siri's capabilities through a potential future update that would allow users to perform tasks like sending money even when their iPhone is locked.
  • The delayed rollout of a smarter Siri feature was anticipated with iOS 18.4, but Apple has pushed the release to early 2026 while exploring the use of third-party LLMs for AI functionalities.
  • A recent patent filing by Apple reveals plans for Siri to access private data and execute commands while the iPhone remains locked, potentially enabling actions like sending money, controlling smart home devices, and sharing files securely.
  • The prototype concept suggests users could interact with Siri via connected accessories like AirPods or Apple Watch for various tasks without needing to unlock their phones, although it is unclear if this feature will be included in upcoming iOS updates or extend to other Apple products.

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