Global fintech investment fell 20% to $43.5 billion in 2024, but UK retained second place in terms of investment.The UK secured £3.6 billion in fintech investment, more than the next five European countries combined.The US remained the most invested market with $22 billion, followed by the UK, India, and Singapore.Innovate Finance calls for greater ambition and pace of reform to maintain the UK's position as a fintech leader.