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Pymnts

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EU Watchdog Scrutinizes Meta’s Revised Ad-Free Service

  • Consumer advocates say Meta Platforms' revised ad-free service may still be in breach of EU privacy, consumer protection, and anti-trust laws.
  • European regulators flagged Meta's policy for not complying with the Digital Markets Act.
  • The European Consumer Organisation (BEUC) accuses Meta of misleading practices and calls for investigation.
  • Meta maintains that its efforts go beyond what is required by EU law.

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Open Banking Ltd. to Support UK’s Launch of Variable Recurring Payments

  • Open Banking Limited will help establish an independent central operator to coordinate open banking-powered variable recurring payments in the UK.
  • Adding variable recurring payments to open banking services will give consumers more control over regular payments and businesses more choice in receiving payments.
  • The Financial Conduct Authority and the Payment Systems Regulator are working with industry and trade associations to develop commercial arrangements for these payments.
  • Open banking in the UK has 10 million active users, up from six million 18 months earlier.

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TikTok Eyes Partial Sale and Doubling Down on AI

  • Investors are considering possible options for TikTok's future and ByteDance's financial strategies.
  • General Atlantic CEO suggests a partial sale of TikTok's US operations that meets security demands.
  • ByteDance has allocated over $20 billion for AI-related expenditures this year.
  • ByteDance is planning to invest in overseas AI infrastructure with major chipmakers benefiting from the spending.

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TechBullion

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Best Crypto Presale to Buy for 2025: Qubetics Raises the Interoperability Bar as Quant Stays Relative and Polkadot Targets a New Uptrend

  • Qubetics is a new player in the crypto world focused on seamless interoperability and tailoring its solutions to meet future blockchain and digital finance demands.
  • The Qubetics presale has already sold over 435 million tokens to 15,700 holders, raising $10.4 million, and is on track to become the best crypto presale to buy for 2025.
  • Qubetics offers an ecosystem where blockchains work together effortlessly, making blockchain interaction seamless for businesses and individuals alike.
  • Compared to Quant and Polkadot, Quant focuses on large-scale institutional applications, while Polkadot excels in technical innovation, but both face limitations when it comes to accessibility for smaller businesses and individuals.
  • In contrast, Qubetics is tailored to meet the real-world demands of all blockchain users, making it a potential game-changer in the crypto industry.
  • Investors can still join the Qubetics presale at $0.0551 before the price increases in Stage 19.
  • Interoperability, or the ability of different blockchains to communicate and share information, is crucial to the future of blockchain technology.
  • Qubetics is focused on simplified and user-friendly blockchain interactions, which makes it the best presale to buy for 2025 and a solid long-term investment.
  • Quant and Polkadot remain good investments for those who require institutional-grade solutions or technical innovation, respectively.
  • However, for those who believe in the potential of a seamless, user-friendly blockchain future, Qubetics is the clear winner.

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TechBullion

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Lightchain AI Surges in Popularity While Trump Coin Faces Criticism for Market Volatility

  • Lightchain AI is gaining popularity and investor interest in the cryptocurrency market.
  • With $12.3 million raised in its presale, Lightchain AI aims to revolutionize the blockchain ecosystem.
  • In contrast, Trump Coin faces criticism for its volatile performance and lack of clear utility.
  • Analysts predict that Lightchain AI has the potential to be a leader in the blockchain industry.

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Epic to Add Third-Party Games to Marketplace App

  • Epic Games will add third-party games to its marketplace app on Android globally and on Apple iOS in the European Union.
  • Epic Games launched its mobile game store in 2024 to avoid fees imposed by Apple's App Store and Google's Play Store.
  • By the end of 2024, Epic Games' mobile store reached 29 million users.
  • The company aims to build a single cross-platform store and expand its catalog with third-party games over time.

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Divvy Homes’ $1 Billion Sale: A Cautionary Tale for PropTech Startups

  • Rent-to-own real estate platform Divvy Homes is being acquired by Maymont Homes for $1 billion, a fraction of its previous valuation of $2 billion.
  • The deal includes Divvy's property portfolio of 7,000 homes and the platform itself. Maymont Homes, a division of Brookfield Properties, will manage the portfolio.
  • Divvy Homes helps residents start their journey to homeownership through a flexible model where customers rent homes and build credit profiles to eventually purchase the property or vacate.
  • The sale concludes a journey that saw significant capital investment in Divvy, but shareholders are expected to receive nothing after debt and obligations are paid.

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TechBullion

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The Usual Suspects: Common HVAC Issues Every Homeowner Should Know

  • HVAC systems are one of those unsung heroes of modern life, until they stop working. Understanding a few common HVAC issues can be a game changer, saving time, money, and no small amount of sanity.
  • Changing air filters regularly (typically every 1–3 months) can prevent your HVAC system from overworking itself into an early retirement.
  • Faulty thermostats are a surprisingly common cause of HVAC headaches, but a quick check can often save a lot of guesswork.
  • Refrigerant leaks reduce efficiency, cause ice on the unit and require a professional to locate the issue, repair the leak, and recharge the system.
  • An HVAC system's unusual sounds are almost always a red flag. Rattles and clanging sounds often mean loose or damaged parts, while buzzing can point to electrical issues.
  • Routine maintenance checks can keep the drainage lines flowing smoothly, sparing homeowners a potential headache and possibly a soggy carpet.
  • Frozen coils can occur often because of airflow restrictions or low refrigerant levels. The root cause needs to be addressed to prevent the issue from happening again.
  • Most HVAC problems boil down to two things-maintenance and timing. Systems that get regular care are far less likely to fail. AND timing matters, paying attention to warning signs (e.g., strange noise, uneven temperature or unexpected rise in energy bills) is important.
  • Diagnosing refrigerant leaks, fixing electrical issues and replacing major components require expertise and sometimes special equipment of HVAC technicians.
  • Staying on top of common issues- like dirty filters, refrigerant leaks, and drainage problems can extend the life of the unit and keep HVAC systems functioning well.

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TechBullion

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Invoice Template in Word: A Complete Guide for Business Owners

  • Invoices are a critical part of any business operation, serving as a record of the transaction and a legal document.
  • An invoice includes details such as the products or services provided, the amount due, payment terms, and other essential information.
  • Creating an invoice from scratch can be time-consuming, but using an invoice template in Word can save time, ensure consistency, and maintain professionalism.
  • Microsoft Word offers pre-designed invoice templates that can be customized with your business information and easily shared with customers.

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The Benefits of Canvas Prints Over Traditional Framed Photos

  • Canvas prints offer a clean, sleek, and contemporary look that blends seamlessly with modern interior design trends.
  • Canvas prints are glare-free and reflection-free, ensuring your image is always visible from any angle.
  • Canvas prints are highly durable, fade-resistant, and more resistant to environmental factors compared to traditional framed photos.
  • Canvas prints are lightweight, easy to handle, hang, and offer incredible flexibility in sizing and creative possibilities.

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TechBullion

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The Ultimate Guide to Using an Invoice Template for Your Business

  • Invoices are a crucial part of any business operation, serving as legal documents recording transactions between a business and its customers.
  • Using an invoice template can save time, improve professionalism, and ensure accuracy in the invoicing process.
  • Invoices are pre-designed documents that contain all the necessary information for requesting payment for goods or services.
  • Using an invoice template has many benefits, including saving time on creating from scratch and presenting a more professional image to clients.
  • An invoice template ensures all necessary details are included, reducing the risk of errors and ensuring consistency in style and content.
  • Essential components of an invoice include a unique invoice number, date of creation, due date, customer details, itemized list of services/products, subtotals, taxes, discounts/fees, and payment instructions.
  • Selecting an appropriate template, customizing it with your business's details, reviewing for errors, and saving/organizing the document are all essential steps in creating a professional, accurate invoice.
  • Additional tips for making invoices more effective include using clear language, making payment instructions easy to follow, and including a brief message or note.
  • Using an invoice template streamlines the invoicing process, ensuring that all necessary details are included, and helps maintain a professional image.
  • By using a well-designed invoice template, businesses can establish a reliable invoicing system, get paid on time, and efficiently manage financial records.

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TechBullion

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The Importance of a Free Invoice Receipt Maker for Businesses

  • A free invoice receipt maker simplifies the process of generating and managing invoices
  • Cost savings is one of the main advantages of using a free invoice receipt maker
  • These tools have user-friendly interfaces and require only basic input from users
  • Using a free invoice receipt maker helps with organization and eliminates the need for paper receipts

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TechBullion

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10 Stunning Canvas Wall Art Ideas to Revamp Your Living Room

  • Incorporate canvas wall art to revamp your living room and add personality.
  • Choose an oversized abstract canvas for a bold statement piece.
  • Create depth with a gallery wall featuring multi-panel canvas art.
  • Bring nature indoors with nature-inspired canvas prints.

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Top Trends in Canvas Wall Art for 2025

  • Bigger is better in 2025! Oversized canvas wall art is becoming a favorite choice for those who want to make a bold statement.
  • Textured and three-dimensional (3D) canvas art is stealing the spotlight, adding depth and dimension to walls.
  • Canvas wall art featuring natural elements like greenery, ocean waves, and forest landscapes is trending for a peaceful atmosphere.
  • Sustainability is a key focus, with eco-friendly materials and supporting local artists on the rise.

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TechBullion

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Top 10 Canvas Wall Art Ideas to Transform Your Home

  • Abstract canvas art adds a contemporary flair to your living space and creates a striking focal point.
  • Personalized photo prints turn cherished memories into stunning wall art, perfect for living rooms or hallways.
  • Nature-inspired canvas prints bring the beauty of the outdoors inside, creating a calming atmosphere.
  • Typography art with inspirational quotes adds style and motivation to spaces like home offices or entryways.

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