<ul><li>Stripe is making significant advancements in its checkout offering, posing a threat to competitors like Shopify.</li><li>The unbundling of Stripe's payments stack has allowed clients to vault cards and forward them to third parties, impacting companies like VGS.</li><li>The dynamics of the payments industry involve a mix of competition and cooperation among players, with partnerships forming based on evolving needs.</li><li>Stripe is transitioning into a full-stack financial services company, leveraging partnerships with third parties to expand its capabilities.</li></ul>

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