<ul><li>Bank of America named Most Innovative Bank in North America with a focus on improving customer experience through digital interactions and innovative solutions like CashPro app and Virtual Payables Direct.</li><li>Battery Finance recognized as Most Innovative Financial Technology Company for executing a groundbreaking bitcoin reserve transaction, offering shared appreciation benefits for borrowers and lenders.</li><li>Notable financial innovations in North America include BMO's Lumi Assistant for document interpretation, BNY's Virtual Account Based Solutions for cash management, Galaxy Digital's tokenization of a Stradivarius violin, Hedera's Asset Tokenization Studio for bonds and equities, LELE-HCM's Sustainability Accounting Fintech for financial analysis, and Zenus Bank's Embedded Banking platform for institutions worldwide.</li></ul>

The Innovators 2025: North America

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