Recent rate cuts are seen as good news for venture capitalist firms in the FinTech space.FinTechs that depend on loans, such as Ramp and Coast, will benefit from improved loan terms due to the rate cuts.Buy now, pay later (BNPL) firms had been thriving when interest rates were low and are expected to benefit from rate cuts.While it may take time for the cuts to reach mortgage loan FinTech startups, a refinancing wave is anticipated in the future.