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Startupreporter
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Top Defence Academy in India for Exam Preparation: The Best Academy for Aspiring Armed Forces Officers
- Learn With Sumit (LWS) and Defence Mania are the top coaching institutes in India for defence exam preparation.
- LWS is the go-to institute for aspirants across India preparing for National Defence Academy (NDA) exams.
- LWS provides expert faculty, comprehensive coaching, personalized attention and regular mock tests for NDA preparation.
- Defence Mania offers specialized coaching at a pocket-friendly price that’s tailored to Air Force Common Admission Test (AFCAT) and Combined Defence Services (CDS) exams.
- Defence Mania provides in-depth knowledge of exams, expert coaching in every subject, regular mock exams and tailored exam strategies.
- After clearing the written exams, the next crucial step is SSB interview. LWS SSB provides specialised coaching to help students excel in this final stage.
- LWS SSB includes SSB ex-assessors and retired officers who have practical experience and deep insights into the selection process.
- LWS SSB prepares candidates for all stages of the SSB interview, including Group Discussions, GTO, Psychological Tests, and Personal Interviews.
- With 450+ successful candidates, a 20% selection rate, and a comprehensive approach to exam preparation, these institutes are the best choice for any aspirant serious about joining the Indian Armed Forces.
- You can enrol in LWS, Defence Mania, or LWS SSB by visiting their official websites/app or contacting their team directly.
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Startupreporter
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Indian Economy, Trump and Much Ado About US Fed Rates
- The US dollar plays an important role in global economics and Fed rates could have a profound and global impact, particularly noticeable in India.
- The impact of Fed rates was significant in India, which saw a significant change in inflows and outflows of foreign direct investment in equities.
- Investors look at the yield pickup from investing in a safe asset versus a risky asset as an EM, India is considered risky by US investors compared to US government bonds, US corporate bonds, or US equities.
- A higher Fed rate also weakens the rupee against the US dollar, which results in a higher purchasing cost for US dollar-based assets such as oil, resulting in direct inflation in India.
- Despite the post-election euphoria, there would be some, but not a lot, and not lower for much longer; US economists do not seem to give much importance to Reserve Bank of India's (RBI) rate cuts.
- The market expected that inflation would be controlled, leading to a consensus that there would be six cuts in the past twelve-month period. Clearly, we have not seen that.
- The Indian government has been able to significantly decrease US dollar expenditure and has maintained trading ties with Russia, becoming a significant non-dollar-denominated trading partner for Russia.
- The impact of changes in interest rates, which determine the cost of financing in US dollars, thus has, therefore, diminished quite significantly for the Indian economy.
- While policy changes under the Trump administration may translate into fed actions, the market prices a bit more, and those reverberate are not going to be felt at the Reserve Bank of India.
- India is currently more insulated from changes in US Fed policies than it has been in the past due to a unique set of global and macroeconomic circumstances.
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Hackernoon
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Startups of The Year: Meet the Programming Industry
- The Startups of The Year 2024 list showcases exceptional companies across a variety of industries.
- Programming has become an essential industry, driving innovation and ensuring the smooth running of society.
- Programming startups lead the way in pushing boundaries and creating new tech and software to meet modern demands.
- There are many sub-industries within programming, such as web development, mobile app creation, cybersecurity, and data science.
- HackerNoon is a top spot for programmers, with many programming contributors and an incredible team of developers who keep HackerNoon running smoothly.
- HackerNoon's GitHub offers open-source projects and data, including the Startups of The Year data which includes the winners and number of votes categorized by city, continent, and industry.
- There is a Programming Tech Category where readers can find all programming stories, covering topics from Frontend and DevOps to JavaScript and Python.
- Vaibhav, Maximiliano Contieri, and Alex Merced are among the top programming writers on HackerNoon.
- HackerNoon's Startups of The Year 2024 event recognizes and celebrates tech startups of all shapes and sizes.
- The winners will get a free interview on HackerNoon and an Evergreen Tech Company News page.
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Insider
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Check out the more than 60 pitch decks fintechs used to raise millions in funding from top investors
- Insider has been tracking the next wave of hot new startups that are blending finance and tech.
- Check out these pitch decks to see how fintech founders are selling their vision and nabbing big bucks in the process.
- You'll see new startups using generative AI to ease up grunt work at investment banks and private equity firms, fresh twists on digital banking, and innovation aimed at making it easier for consumers to gain access to financial services and investments.
- Startups in this article include SecureSave, Albert, Novo, Rocket Dollar, NDVR, Percent, Vint, Tulipshare, Altruist, Hum Capital, Doorvest, Immo, Relief, Stilt, Stratyfy, Miren, CollateralEdge, Pinwheel, Tricolor, TomoCredit, LoanWell, Uplinq, Parafin, Boom, Morty, Mako AI, Reflexivity, Louisa AI, Rogo, QC Ware, Claira, Beacon, BondCliQ, Proper Finance, Uprise, Productfy, Highnote, OppZo, Decimal, Now, FlyFin, Worksome, Kasheesh, Qolo, Atomic, Glean, Kamino, GlossGenius, Finix, Slope, Ladder, Counterpart, Honeycomb, Footprint, ValidMind, Spade, Themis, Zamp and LeapXpert.
- These companies offer various financial services such as savings account, automated budgeting, digital banking, investment management, portfolio management, real-estate investing and credit marketplace, among others.
- The pitch decks for these companies used in funding rounds range from 7 to 34 pages.
- Some of the larger funding rounds include $100 million Series C by Albert, $90 million by Tricolor and $155 million Series D by HoneyBook.
- Fintechs continue to attract large investments as the intersection of finance and technology gains momentum.
- The innovation seen in these startups are aimed to make financial services more accessible, efficient, and personalized.
- The fintech industry is expected to continue its growth trajectory in the coming years.
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Medium
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No More Beanbags: How People Leaders Can Ditch HR Stereotypes and Drive Results by Thinking Like…
- People teams now focus on the employee experience as a product - rather than a set of policies.
- Product minded People teams that consistently draw a through line on everything they do are cooking with gas.
- The People teams will need to understand the company’s goals to make their focus successful.
- Product managers aim to understand user needs, design impactful solutions, and drive continuous improvement.
- In order to understand business importance, narrow down self-evaluation work to what matters most for the business.
- Product-inspired People teams can apply frameworks like journey mapping and empathy analysis.
- User centric design is about placing the needs of employees at the center of every decision.
- Instead of manually handling every process, building scalable solutions can make a large impact.
- Launching with a Minimum Viable Product (MVP) lets People teams start small, test, and refine solutions based on real feedback.
- People teams can track leading indicators, like engagement rates and feedback scores, as early measures with lagging indicators.
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Alleywatch
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The Weekly Notable Startup Funding Report: 11/11/24
- San Francisco-based Physical Intelligence raised $400M in total equity funding to develop machine learning for robots and physical devices.
- San Mateo-based PrognomiQ raised $34M in total equity funding to detect early disease detection through multi-omics data.
- Somerville-based Transaera raised $8.2M in total equity funding to develop energy-efficient air conditioning systems.
- San Francisco-based Upwind Security raised $100M in total equity funding to secure cloud infrastructure using runtime data.
- Berkeley-based Algorized raised $4.3M in total equity funding to develop an AI-centric platform for accurate human detection.
- New York-based Dash0 raised $9.5M in total equity funding to look beyond telemetry silos by correlating and contextualizing data.
- Boston-based Boston Materials raised $13.5M in total equity funding to manufacture advanced materials for aerospace platforms.
- Santa Clara-based PuppyGraph raised $5M in total equity funding to develop a graph engine for querying data stores.
- San Francisco-based UnifyApps raised $20M in total equity funding to automate workflows and connect various applications.
- Denver-based Cloverleaf AI raised $2.8M in total equity funding to provide vendors with early insights into RFPs through analysis of government meetings.
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Inc42
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Amazon India Marketplace’s Revenue Crosses INR 25K Cr Mark
- Amazon Seller Services, the marketplace business of Amazon India, reported a revenue of INR 25,406 Cr in FY24, crossing the INR 25,000 Cr mark.
- The company's net loss for FY24 narrowed by 28.5% to INR 3,469.50 Cr compared to the previous fiscal year.
- Total expenditure for FY24 increased by 6.5% to INR 29,062.3 Cr, with transportation and distribution expenses being the highest at INR 7,487.9 Cr.
- Expenses on employee benefits, legal, advertising, and miscellaneous also contributed to the overall expenditure.
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Insider
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Startups are ready to thrive under Trump, but some uncertainty remains in a key corner of the space
- Startups and venture capitalists (VCs) are hopeful about what they expect to be less regulation on their ecosystem under Donald Trump's presidency.
- Many believe that Biden's administration got in the way of high tech business deals and regulatory limits were a key part of that.
- The current public policy constraints have caused stagnation within the sector and have impacted potential exits for startups.
- Elon Musk could potentially play an influential role in the US tech scene under the Trump administration, potentially providing a helping hand to Silicon Valley beyond Trump's tax policies.
- The impact on artificial intelligence matters in this uncertainty, we learn.
- Trump's immigration policies could also impact the tech industry in terms of providing high-skilled non-US workers with access to tech jobs.
- Some employees at startups could suffer from fewer investments pouring into their businesses.
- Reports say Howard Lutnick, Blackstone CEO Steve Schwarzman and other Wall Street peers are among those lending their business minds to President Donald J. Trump.
- C++ expert Herb Sutter has joined Citigroup Securities to enable all market structures to run smoothly.
- BI has also secured an internal Tesla salary that shows a lower salary, higher stock grant strategy being played by CEO Elon Musk.
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TechRound
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Experts Share: What To Consider When Running A Property Startup
- UK house prices reach new height of £293,999, however property market remains stable despite economic pressures and higher mortgage rates.
- The UK government’s budget increases borrowing, expected to influence bond yields and influence mortgage rates. Housing funds are also updated, with £5bn allocated to affordable housing projects to expand housing supply.
- Average house prices have seen a growth across various regions in the UK, with London being the most expensive area, surpassing an average price tag of £543,308. Northern Ireland has had the largest growth at an increase of 5.9%, whereas Scotland saw the lowest growth with an average of 1.9% and an average house price of £206,480.
- First-time buyers receive a boost from the UK government budget, allowing for the mortgage guarantee scheme to become permanent for buyers with only a 5% deposit. However, starting from March 2022, the stamp duty exemption for first-time buyers will be revert to lower thresholds, which may apply financial pressure.
- Expert advice for running a property or proptech start-up includes focusing on the right team and assembling supportive investors to help bring the vision to life. Connecting with key stakeholders in the industry and creating a personal brand can also be helpful to gain credibility and establish trustworthiness.
- Property investors should also ensure they are aware of shifting tax landscape, and manage tax efficiently by setting up a limited company. Mortgages for landlords is easier to apply for when owning a limited company, providing clear share structure and up-to-date company accounts.
- Start-ups are recommended to stay grounded in reality and have a deep understanding of the problem they are trying to solve and the market they are entering. The importance of pivoting and adapting rapidly cannot be underestimated.
- Being user-friendly is integral to success, so adopting the right technology for user experience is critical as well as safeguarding user data, alongside setting defined objectives and a focused strategy.
- Startups can strive by building relationships that can accelerate growth, in addition to building a resilient team culture and prioritising the collaboration with the right people.
- Cash flow managements is vital when growth can be rapid, therefore whilst having a willingness to test and fail can lead to a stronger more customer-centric product, it is important to have set objectives and round-the-clock research is done to tackle any arising pain points.
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Yourstory
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National Education Day: Edtech entrepreneurs on bridging gaps, building futures
- National Education Day is a time to celebrate the transformative power of education and reflect on the strides that have been made.
- Edtech companies have played a significant role in evolving the sphere of education.
- Mayank Kumar, co-founder of upGrad, notes how AI is transforming industries worldwide.
- Kashyap Dalal, co-founder and COO of Simplilearn, is committed to helping their learners across the world get ready for the future.
- Great Learning's Hari Krishnan Nair believes that equipping the youth will define India's global competitiveness.
- Shantanu Rooj, CEO of TeamLease Edtech, believes in connecting educational outcomes with employer outcomes.
- Siddharth Shahani, co-founder of ATLAS SkillTech University, believes in cultivating a generation of leaders ready to shape a brighter future.
- Newton School's Nishant Chandra notes that the education system must go beyond textbooks and equip students with real-world skills.
- Abhimanyu Saxena, co-founder of Scaler and InterviewBit, emphasises on the need for practical skills and delights barriers between theoretical knowledge and practical application.
- Sumeet Mehta, CEO and co-founder of LEAD Group, believes in innovatively embracing AI-driven solutions like intelligent TECHBOOK for immersive learning.
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AllTopStartups
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Demystifying the Art of Price Comparison Online
- Bountii is a platform that brings together prices from various online vendors into one convenient platform, thus saving time and effort. Google Shopping is a platform where users can search for products and compare prices. ShopSavvy allows you to compare prices across multiple online retailers by scanning a product barcode. Price.com streamlines the price comparison process and offers a user-friendly interface. Shopzilla provides a wide spectrum of products, diverse price range options, and product comparison tools. CamelCamelCamel is a web-based app that offers comprehensive data on the price history of a wide range of products. Yahoo Shopping allows users to browse and compare prices from a variety of sellers all in one place. Honey's automatic coupon finder feature aggregates and applies the best promo codes available at checkout, thus saving time and money.
- Google Shopping displays real-time pricing from numerous e-commerce stores to deliver accurate results, making it a reliable source for price comparison. By selecting 'sort by' and choosing the lowest price first option, along with using the 'compare prices from x number of stores' feature, users can find the best deals on Google Shopping.
- ShopSavvy not only offers price comparison but also keeps track of product availability and inventory updates for you, making your shopping experience hassle-free. By joining Shopzilla's bargain hunters' club, you can benefit from the community of savvy shoppers sharing tips and tricks for getting the best deals on goods online.
- CamelCamelCamel is a platform that offers insights into product price fluctuation over time, giving you an idea of when to purchase, thus transforming every online shopping experience into savings. Yahoo Shopping offers an optimal platform for savvy online shoppers, allowing you to compare prices from numerous retailers without moving outside your comfort zone.
- Honey's Droplist feature allows users to add items they wish to track the price and notifies them when prices drop, an efficient way to catch bargains.
- These price comparison tools provide convenience, efficiency, and transparency, promoting an empowered digital marketplace that truly understands users' shopping needs and preferences, ultimately leading to informed decisions and smart shopping.
- So go ahead and keep exploring, comparing, and saving. Online shopping is all about making informed decisions. Happy savings!
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Economic Times
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Zinka's truck with logistics tech needs a longer profit run
- Zinka Logistics Solutions seeks to raise a total of INR 1,115 Cr ($148m) through an initial public offering in India, consisting of an equity sale of INR 550 Cr ($73m) and an offer for sale totalling INR 565 Cr ($75m).
- The truck logistics service provider is planning to use the funds to finance product development, cover selling and marketing costs, and augment the capital base of its financing division.
- Revenue from continuing operations at Zinka Logistics Solutions increased to INR 2.97bn ($40m) during the period from INR 1.19bn ($16m).
- After reporting operating losses in two years to FY23, the company returned to operating profit before depreciation and amortisation (EBITDA) of INR133m ($1.8m) in FY24, although it still recorded a net loss of INR1.67bn ($22m).
- Zinka Logistics had 390,000 active telematics devices as of June 2021, and 9.6 lakh transacting truck operators on its platform in FY24, reflecting 27.5% of the India's truck operators.
- The promoter stake in Zinka Logistics will fall to nearly 28% after the IPO from over 34%. Among the selling investors, Accel India will reduce its stake to around 0.4% from 3.2%, while Peak XV Partners will reduce its stake to around 1.3% from 2.2%.
- The company has obtained good traction for its services among truck operators but is yet to show meaningful profitability. As such, investors may wait for the company to show sustained profitable growth before making an investment decision.
- The company doesn't have any publicly trading peers.
- Zinka Logistics offers payment solutions for tolling and fueling, telematics services to monitor drivers and fleets, and financing to purchase used vehicles.
- In the June 2024 quarter, the company reported a net profit of INR 32.4 crore ($4.3m), boosted by an exceptional gain of INR25.6 crore ($3.4m).
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AllTopStartups
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The Evolution and Impact of Digital Coupons and Deals
- Digital coupons have evolved into personalized marketing tools mainly due to advancements in technology and internet connectivity coupled with business realization for potential customer attraction and retention.
- Mobile coupon apps have made getting deals more efficient than ever before, making the savings possibilities much easier to discover.
- Tailored digital solutions are personalized based on your preferences to provide relevant recommendations which also enhance efficiency compared to traditional deal hunting.
- The rise of digital coupons has largely influenced consumer behavior. Cost savings greatly influence consumer purchase decisions.
- Successful retailers recognize that digital coupons significantly stimulate the economy. They have become an essential factor in consumer shopping trends.
- One significant challenge of digital coupons is fraudulent activities such as counterfeit coupons and unauthorized dealer promotions that create security concerns for users.
- As technology advances, more personalization and geolocation-based deals are expected to emerge.
- Stay informed about digital coupon innovations and contribute to shaping the future of retail discounts.
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UX Design
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Company acquisition, AI agents as personas, how might things go wrong
- When a company is acquired, there are concerns about job security, team continuity, and potential loss of progress.
- Designing for failure and anticipating potential problems is crucial in creating successful user experiences.
- Algorithms play a role in creative work and can contribute to gentrification if not carefully designed.
- Treating AI agents as personas is an approach in Agent Computer Interaction that can enhance user experience.
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AllTopStartups
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Best Movers In Australia
- Selecting the right mover is crucial when you take on the task of moving, so here are the best movers in Australia for your needs.
- The best movers in Australia offer local removals and quality services including insurance covered moves and top-notch packaging materials.
- Interstate Movers Australia guarantees the careful handling of your belongings during long-distance moves and offers skilled movers, packing services, vehicle transport, and storage solutions.
- When moving a piano, it's important to choose a reputable provider that offers insurance coverage and prioritizes punctual service and the safety and value of your instrument.
- Choosing the right business removalist service is crucial when relocating your business to minimize disruption to your operations, inquire about experience, evaluate infrastructure, ask for an estimate, and check insurance coverage.
- When moving with pets, you need to research the pet transport services available and choose a provider that prioritizes your pet's safety, comfort, and well-being during the move.
- For long and short-term storage needs, Australia offers secure and insurance-covered options like temperature-controlled units, outdoor spaces, lockers, indoor storage, and 24/7 access. Consider location, accessibility, size options, security measures, and customer service reviews when choosing a storage facility.
- Choosing the right moving services in Australia can make your relocation process seamless and et you plan your move with ease.
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