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HinduBusinessLine

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Meet the modern Indian family — filled with pets, friends, Alexa, et al

  • Kantar's report 'The Urban Indian Family 2025' examines the evolving dynamics of modern Indian households.
  • Traditional distinctions like joint or nuclear families are outdated, replaced by a diverse coalition model.
  • The concept of family has expanded to include chosen bonds beyond blood relations, influenced by pets, technology, and household help.
  • Brands are urged to embrace empathy, reliability, and inclusivity in their messaging to resonate with the collaborative and multi-generational modern Indian households.

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Sigachi’s lessons: A red line on safety for pharma manufacturing units

  • A blast at Sigachi Industries in Hyderabad on June 30 resulted in 44 deaths, 8 missing, and 33 injured, marking a devastating accident in the pharmaceutical industry.
  • Accidents in the pharma sector have been frequent in Andhra Pradesh and Telangana, with reports suggesting the Sigachi incident could be one of the worst in a century.
  • The mishap has initiated investigations and safety measures by the Telangana and Andhra Pradesh governments to prevent such tragedies in the future.
  • Efforts are being made to enhance safety protocols, conduct inspections, and engage experts in the field, emphasizing the need for stringent implementation to avert accidents in the pharmaceutical industry nationwide.

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HinduBusinessLine

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Adding salt to a heating solution

  • Strontium bromide as an energy storage solution for heating in cold regions.
  • The salt stores heat energy like a battery and releases it when needed.
  • Prototype uses solar thermal air collectors and dehydration-rehydration cycles for heat storage.
  • Cost-effective alternative to diesel heating with good performance and environmental benefits.

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HinduBusinessLine

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Some rules to open the gates of financial freedom

  • The 15*15*15 Rule suggests that even a salaried individual can accumulate ₹1 crore by saving ₹15,000 a month for 15 years in a mutual fund with a 15% CAGR, with the potential to grow to ₹10.5 crore over 30 years.
  • The Rule of 72 helps determine how long it takes for an investment to double by dividing 72 by the annual interest rate, while the Rule of 114 indicates when an investment triples by dividing 114 by the interest rate.
  • The 50/30/20 Rule divides income into essential expenses (50%), discretionary spending (30%), and savings/debt repayment (20%) to simplify budgeting.
  • The 100 Minus Age Rule suggests allocating a percentage of investments to equities based on the individual's age and risk tolerance, with the remainder in low-risk assets.

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HinduBusinessLine

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India’s strategic pivot in research and innovation

  • India historically underinvested in R&D, with current spending below 0.7% of GDP, lagging behind China, US, and Brazil. However, recent progress includes a shift in institutional architecture towards research and innovation.
  • Indian government initiatives include the establishment of Anusandhan National Research Foundation (ANRF) with a ₹50,000 crore outlay and the ₹1 lakh crore Research Development and Innovation (RDI) scheme to promote private sector R&D and bridge the gap between laboratory research and commercial viability.
  • Reforms in Ease of Doing Research include amendments to General Financial Rules to remove procurement bottlenecks and provide greater financial support for high-end scientific equipment acquisition. The focus is on mission-driven innovation and interdisciplinary collaboration.
  • To sustain momentum, India needs demand-side interventions like proactive procurement reforms, innovation-linked offtake mechanisms, and mission mandates to create predictable markets for innovation. The goal is to convert research investments into scalable, market-ready solutions.

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HinduBusinessLine

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Photonic radars — reality, hype and beyond

  • Photonic radars use two laser beams to generate high-frequency RF signals, offering advantages like higher detection capability and jam-resistance.
  • They can provide sharper target detection with purer signals and high bandwidth, making them lighter and more efficient due to the absence of copper components.
  • DRDO has a working prototype of photonic radars with GaN semiconductors, although challenges like access to specific materials may hinder mass production in India.
  • India's development of photonic radars marks progress in catching up with other countries exploring advanced radar technologies like quantum radar and terahertz radar.

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HinduBusinessLine

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Kottayam port mulls inland waterway connectivity with Vizhinjam

  • Kottayam Port is considering inland waterway connectivity with Vizhinjam, anticipating movement of at least 30 TEUs per day.
  • Dredging is required for cargo route development via Thrikkunnapuzha and the Thottappally Spillway to potentially increase cargo movement by 2,000 TEUs per month.
  • The port aims to expedite customs clearance for international cargo, reduce congestion at the main port, and avert highway congestion by transferring cargo through inland waterways.
  • Expansion plans include acquiring a reach stacker unit, with ongoing operations having moved over 25,000 TEUs to Vallarpadam Container Transshipment Terminal, generating significant revenue for the government.

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HinduBusinessLine

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Dedicated railway freight corridor nears finish line

  • The ₹1.25-lakh-crore twin-corridor project, aimed at improving freight movement in India, is set for full commissioning by December.
  • The project includes electrified, double-line tracks spanning 3,300 km and aims to reduce logistics costs, decongest existing routes, and cut carbon emissions.
  • DFCCIL is looking towards future expansion with three new corridors awaiting approval: East Coast, East–West, and North–South, estimated to cost ₹4 lakh crore.
  • Additionally, DFCCIL plans to refinance existing debt, explore maintenance projects, enhance safety with machine vision-based inspection systems, and shift freight from road to rail.

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HinduBusinessLine

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Time to roll out solar-roofed vehicles

  • The annual Bridgestone World Solar Challenge will feature an Indian participation for the first time with students from the Centre for Innovation, IIT-Madras racing their solar-powered car 'Aagneya'.
  • Vehicle integrated photovoltaics (VIPV) is an emerging technology where solar cells are integrated into the entire surface of vehicles to generate solar power, potentially reducing the load on batteries by taking care of auxiliary power consumption.
  • Global developments include companies like Sono Motors, Lightyear, Toyota, Mercedes working on VIPV cars. Mercedes has developed a solar paint that can be applied to EVs, potentially providing an additional 12,000 km of range under ideal conditions.
  • Challenges with VIPV technology include a drop in PV efficiency due to high module temperatures, prompting the need for further research into cooling techniques like phase-changing chemicals. VIPV offers promise in enhancing electric range and reducing charging stops.

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HinduBusinessLine

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Not giving up on double-digit growth, but will be a tough ask in FY26: TCS CEO K Krithivasan

  • TCS CEO K Krithivasan shares strategies for sustainable growth and expanding services and geographies.
  • Focus on smaller projects with quick ROI, expanding services, entering new geographies, and exploring new verticals.
  • Optimistic about FY26 despite challenges, emphasizing customer-centric approach, and planning for future technology trends.
  • Addressing concerns on margins, AI impact on hiring, wage hike decisions, and evolving BPM models.

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HinduBusinessLine

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Useless information has huge political utility

  • The concept of income inequality and the Gini Coefficient has been under scrutiny, with the origin story of the Lorenz Curve and its relationship to measuring inequality highlighted.
  • The Lorenz Curve, named after Max O Lorenz, serves as the basis for the Gini Coefficient, which indicates the level of inequality in a society or country based on income distribution.
  • The data required for accurate measurements using the Lorenz Curve and Gini Coefficient needs to be complete and reliable, posing challenges in countries like India with less reliable data compared to places like Scandinavia.
  • The discussion surrounding income inequality gained traction over the years, with the World Bank collecting and analyzing data to calculate Gini coefficients, influencing policies and expenditures, although the effectiveness of such spending has come into question.

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HinduBusinessLine

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TCS eyes new geographies, verticals to offset demand slump

  • TCS reported a 6% rise in net profit in the first quarter of FY26 but a 3.1% decline in revenue due to subdued discretionary spending and global uncertainties.
  • TCS chief is focusing on a multi-pronged strategy, targeting quick wins and smaller deals in the short term and considering expansion into new markets in the long term to sustain growth.
  • Efforts include going after opportunities with quicker return on investment, expanding services offered, exploring Southern Europe, Korea, ASEAN countries, and new verticals like sports.
  • The CEO believes FY26 will be better than the previous year in terms of international revenue if even a 1-2% growth can be achieved in the coming quarters.

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Bloomberg Quint

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Stock Market Today: All You Need To Know Going Into Trade On July 14

  • The NSE Nifty 50 and BSE Sensex closed lower on Friday's trade.
  • Indian equity indices fell for the third consecutive session, impacted by global factors.
  • US equities closed lower as President Trump intensified trade strategy with EU and Mexico.

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Bloomberg Quint

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HCLTech, Tata Tech, Ola Electric Q1 Results Today — Earnings Estimates

  • HCL Technologies Ltd., Tata Technologies Ltd., and Ola Electric Mobility Ltd. are set to announce their earnings for the first quarter.
  • HCLTech is expected to have a 1% decline in net profit at Rs 4,258 crore and flat revenue of Rs 30,287 crore for the quarter ended June.
  • Tata Technologies is likely to report a net profit of Rs 157 crore and revenue of Rs 1,208.39 crore for the first quarter, with an EBIT expected at Rs 171 crore.
  • Ola Electric is anticipated to post a loss of Rs 452 crore with revenue expected at Rs 735 crore for the first quarter.

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Guardian

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Tax pubs on profit not property value, urges Greene King boss

  • Nick Mackenzie, CEO of Greene King, is calling for a change from property tax to a tax on profits for pubs to alleviate financial pressures on the struggling industry.
  • The British pub industry faces increasing costs and closures, with business rates being a contributing factor, as they are currently based on property value rather than profits.
  • Greene King, which operates 2,600 pubs, reported a loss of £147m, highlighting the challenges pubs face with rising costs and the impact of taxes not considering profitability.
  • The British Beer and Pub Association urges the government to reform the business rates system, warning of irreversible damage to pubs and brewers if action is not taken soon.

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