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HinduBusinessLine
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381
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Indian investigators told lawmakers black boxes undamaged in Air India crash, sources say
- Indian investigators have informed lawmakers that the black boxes from the Air India crash were undamaged and contain 'good data' for reconstruction. The boxes, crucial in determining the crash's events, were recovered intact after the Boeing Dreamliner crash on June 12.
- The preliminary report on the crash is expected to be released by Friday. The investigation has focused on the plane's fuel control switches and engine thrust issues.
- Air India's conduct has been under scrutiny post-crash. The airline's CEO appeared before a committee to provide updates on the situation. The EU Aviation Safety Agency plans to investigate Air India Express for non-compliance issues.
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Bloomberg Quint
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TCS Declares Dividend Of Rs 11 Per Share — Check Record Date
- Tata Consultancy Services Ltd. declared a dividend of Rs 11 per equity share for the first quarter of fiscal 2026, totaling nearly Rs 4,000 crore to shareholders.
- The record date fixed for dividend payment is July 16, with the interim dividend scheduled to be paid on Aug. 4.
- TCS' consolidated net profit rose 4% sequentially to Rs 12,760 crore in the three months ended June 30, 2025, with a slight decrease in revenue compared to the previous quarter.
- The company's operating income fell 1% sequentially to Rs 15,514 crore, with an expanded margin of 24.5%. TCS' shares have fallen 13.49% over the past 12 months and 17.41% year-to-date.
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HinduBusinessLine
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Adani units in talks with MUFG for $250 Million offshore loans
- Adani Ports and Adani Airport Holdings, two units of Adani Group, are in talks to secure $250 million offshore loans from Mitsubishi UFJ Financial Group.
- Adani Ports to raise $100 million, Adani Airport Holdings to raise $150 million. The deal with MUFG comes after Adani's recent legal issues.
- MUFG's bilateral loan with Adani Group will be the first since the US Department of Justice indictment against Gautam Adani over bribery allegations.
- Adani Enterprises is oversubscribed on a ₹1,000 crore bond sale. The loans will be priced over the benchmark secured overnight financing rate (SOFR).
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HinduBusinessLine
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333
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Despite current expensive valuations, Indian market still holds significant upside in the longer term: Tata AMC Fund Manager
- In a volatile market phase with low returns over the past year.
- Despite expensive valuations, Indian market shows long-term upside potential.
- Tata AMC sees room for double-digit earnings growth driven by structural strengths.
- Investors focus on India's growth trajectory for long-term investments.
- Predictions include shifts in sectoral preferences and impact of US tariffs on pharma.
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Livebitcoinnews
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329
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Neo Pepe Crosses $2M Presale Milestone While MAGACOIN FINANCE and Qubetics Draw Analyst Attention
- Neo Pepe surpasses $2 million in fundraising as its DAO governance becomes active, offering holders a say in platform decisions.
- MAGACOIN FINANCE gains attention for being a meme-powered altcoin with ideological roots and utility-focused developments.
- Qubetics emerges as a Layer 1 Web3 aggregator with tools like a VPN and cross-chain wallet, experiencing notable momentum and support.
- Investors are favoring altcoins blending cultural relevance with functional value, spotlighting projects like MAGACOIN FINANCE for their narrative and utility.
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HinduBusinessLine
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175
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Cereals make way for travel, medical and rental expenses in household budgets
- Household spending in India is witnessing a shift, with a decline in the share of expenses on food over the years, attributed to increasing per capita incomes and moderating inflation.
- Non-food expenditure, especially in rural areas, has seen a notable increase, with rising spending on conveyance, durable goods, and consumer services.
- Rural India is experiencing growth in per capita incomes, leading to changes in consumption patterns, supported by government schemes like crop insurance and rural employment.
- Education expenditure has marginally decreased, while rent remains a predominantly urban expense, showcasing differences in home ownership patterns between rural and urban areas.
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Medium
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316
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Eric Dale is Fired
- The golden age of capitalism, lasting from the post-World War II era until the early 1970s, provided strong employment security with long-term job stability, benefits, and increasing wages annually.
- During this period, there was widespread economic confidence and social mobility, where traditional gender roles were common, with the man as the breadwinner and the wife as a homemaker.
- People often joined large stable companies like Ford and Siemens, working for the same employer for 35 years, benefitting from policies such as IBM's 'no-fire' policy which ensured job security and lifelong employment.
- However, the era of this economic stability and lifelong employment appears to be in the past, signaling a departure from the job security and benefits once prevalent during the golden age of capitalism.
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Forbes
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Mortgage Refinance Rates Today: July 10, 2025 – Rates Decline
- Today's mortgage refinance rates: 30-year fixed at 6.75%, 15-year fixed at 5.68%.
- Borrowers can expect to pay around $649/month for a 30-year, $100,000 loan.
- Consider APR, which includes all costs, when assessing loan expenses and refinancing benefits.
- Expert insights suggest little change in mortgage rates through early 2025.
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Forbes
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Latest HELOC & Home Equity Loan Rates: July 10, 2025
- Home equity loans and home equity lines of credit (HELOCs) enable homeowners to access the value of their homes, with HELOC being a revolving line of credit and home equity loan offering a lump-sum fixed rate.
- Borrowers can choose from different HELOC options based on the amount needed, ranging from $100K for medium projects to $500K for substantial financing needs with varying repayment terms like 5, 10, 15, 20, and 30 years.
- Home equity signifies accumulated wealth based on the home's value owned by the homeowner, with options like HELOC or cash-out refinance available to leverage this equity for various financial needs.
- Calculating home equity involves deducting the current mortgage balance from the home's appraised value; lenders typically approve loans based on loan-to-value ratio, with some requiring an LTV of 80% or less.
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Forbes
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128
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CD Rates Today: July 10, 2025 – Rates Move Lower
- CD rates up to 4.94% are available today across different term lengths.
- Short-term CDs like 3-month and 6-month offer high yields with average rates.
- Highest rates for 2, 3, and 5-year CDs available with average APY.
- Jumbo CDs offer competitive rates but with higher minimum deposit requirements.
- CDs are a safe investment option with potential for higher returns than savings accounts.
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Cryptoninjas
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Why $HYPER Is a Hot Crypto to Watch in 2025 With Utility, Speed, and Staking Rewards
- Bitcoin Hyper ($HYPER) offers faster transactions, staking rewards, and multi-chain compatibility for Bitcoin.
- It aims to address Bitcoin's limitations and provide utility beyond storage and store of value.
- Using Solana's Virtual Machine, $HYPER enables almost instant transactions with minimal fees.
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Forbes
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201
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Mortgage Rates Today: July 10, 2025 – 30-Year Rates Steady, 15-Year Rates Up
- Today's average 30-year fixed-rate mortgage stands at 6.69%, up from the previous week, while the average APR on a 15-year fixed mortgage is 5.72%.
- Refinancing options are available with varying rates, with the 30-year mortgage average APR at 6.72%.
- Factors influencing mortgage rates include economic conditions, Federal Reserve decisions, and global events.
- Prospective homeowners are advised to calculate affordability and explore various loan options based on their financial situation.
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Forbes
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115
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Money Market Interest Rates Today: July 10, 2025 – Earn Up To 4.5%
- The current average money market rate is 0.52%, with the highest rate being up to 4.5% as reported by Curinos.
- Money market accounts are interest-bearing deposit accounts insured by the FDIC for banks and the NCUA for credit unions, providing up to $250,000 per depositor.
- Compared to regular savings accounts, money market accounts typically offer higher interest rates but may require higher minimum deposits and balances.
- When considering opening a money market account, it is advisable to compare rates, minimum balance requirements, fees, and withdrawal limits across different banks or credit unions.
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Forbes
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312
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High-Yield Savings Account Rates Today: July 10, 2025 – Rates Are Steady
- Savings account rates have remained stable compared to last week, with the highest yield reaching up to 5.84%.
- Traditional statement savings accounts have historically offered low interest rates, but rates have been increasing in recent years.
- Online banks and credit unions tend to offer higher interest rates than brick-and-mortar banks.
- High-yield savings accounts, while offering higher interest rates, may require meeting certain criteria like being a credit union member or maintaining a large deposit.
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TechBullion
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321
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How to Start a Home Decor Line: A Step-by-Step Guide to Building Your Dream Brand
- Starting a home decor line can be a fulfilling venture for those passionate about design and creating beautiful spaces.
- Defining a unique niche in the vast home decor market is crucial to attracting the right audience and standing out.
- Key steps include developing a solid business plan, creating high-quality products, working with reliable suppliers, and establishing a strong brand identity.
- Having a strong online presence, effective marketing strategies, and a successful product launch are essential components for building a successful home decor line.
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