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Innovation News
Medium
4d
203
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How to Validate Your Product Idea Before You Build It
- Validating your product idea is crucial before you start building.
- Many people rely on assumptions about what customers need, but this approach is risky.
- First-time product creators often rush into building without validation.
- Validating your idea helps ensure that there is a demand for your product.
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Pymnts
4d
122
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Ingo Payments’ Edwards: 2025 Will Change the Rules for Bank-FinTech Partnerships
- Ingo Payments CEO, Drew Edwards, believes that as banking and payments industries move closer to 2025 on a new regulation-averse government worldview, one of the issues that requires attention is the partnership between banks and FinTechs.
- FinTechs mostly remain untested in terms of risk and control as they have created new ways of moving money and following money has been difficult in some cases.
- Edwards has noted a priority on the customer experience and customer acquisition by investors and start-ups.
- However, tenets of safe banking practices have not been prioritised much in this space.
- Ingo operates like a BMW enforcing safe guardrails and using technology to enforce discipline with the aim of embedding banking into consumers' payment experiences.
- As 2025 approaches, a new presidential administration takes shape, and there is growing uncertainty around which entities will be responsible for bank-FinTech oversight.
- Edwards believes that investors and capital markets will focus more on FinTechs’ profitability and sustainability in the coming year.
- Furthermore, he acknowledges that regulations around artificial intelligence will increase due to criminals’ advanced technology when it comes to the increasing sophistication of fraudsters and impersonations.
- Edwards predicts that the banking system has to move to embedded banking with technology that ensures safe banking.
- Based on the increasing regulations and changes in the banking system, Edwards believes no matter a FinTech company’s sector of the business, it will affect their relationship with banks.
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Silicon
4d
130
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Silicon In Focus Podcast: Tech in 2025
- Join the Silicon In Focus Podcast: Tech in 2025 to explore the technologies shaping our future.
- Steven Webb, UK Chief Technology & Innovation Officer at Capgemini UK, discusses the transformative impact of AI and quantum computing.
- The podcast highlights how AI will redefine work, sustainability, and customer experiences.
- Get insights into the challenges and opportunities ahead in the tech landscape.
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Pymnts
5d
192
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Justt Raises $30 Million for AI-Powered Chargeback Management Platform
- Chargeback management firm Justt raised $30 million in a Series C funding round.
- The funding will be used to enhance Justt's AI-driven platform and expand into high-growth regions.
- Justt aims to reach profitability by 2027 and has seen significant revenue growth in recent years.
- The platform helps merchants resolve payment disputes more efficiently and recover more revenue.
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Medium
5d
36
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Revolutionizing Travel: AI Applications Across Our Portfolio
- AI is driving transformative change in the aviation and travel industry.
- UrbanFox leverages GANs to combat fraud in frequent flyer programs.
- Wherobots is a geospatial intelligence platform that helps airlines optimize last-mile delivery.
- Tomorrow.io offers hyperlocal weather forecasting using an innovative approach which combines satellite data with computational techniques.
- NLX offers automated chat and voice solutions to resolve customer issues quickly and efficiently.
- Assaia leverages computer vision and AI technologies to transform aircraft turnaround operations, enhancing operational efficiency, reducing turnaround times, and improving on-time performance.
- Volantio provides airlines with intelligent solutions to manage flights more effectively, optimizing seat allocation, boosting airline revenue, and improving the overall passenger experience.
- Lumo uses machine learning to provide airlines and passengers with detailed insights on potential flight delays, improving operational efficiency, customer satisfaction, and mitigating disruptions.
- 70% of Americans are already using, planning to use, or are open to using AI to plan their trips, reflecting a broader consumer shift towards AI-powered tools in travel.
- AI has tremendous potential for the travel industry, with many more innovative solutions yet to come.
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Pymnts
5d
225
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Small Businesses Captured Outsized Gains From 2024’s Payments Innovations
- Small businesses saw significant benefits from payments innovations in 2024.
- Payment providers focused on addressing the needs of SMBs, offering solutions that are simple, affordable, and scalable.
- Key innovations include digital wallets, embedded finance, and real-time payments.
- Investing in SMB-centric payment innovations is important for economic growth and can unlock new efficiencies for small businesses.
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Medium
5d
209
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Product Management Is an AI Candy Store!
- AI has the power to transform product innovation and strategic planning and is a driving force for growth and business success for companies.
- Product management and strategy are particularly well-suited for AI applications due to their data-rich environments and complex decision-making processes.
- AI can automate structured and repetitive tasks in product management such as market research, competitor analysis, and design asset development.
- The field of product management requires the analysis of vast amounts of data, and AI excels at processing and analyzing data, offering insights to inform strategic decision-making.
- AI can predict market trends, customer preferences, and product performance based on historical data, enabling product managers and strategists to make proactive decisions.
- AI is less reliant on sensitive people data than fields like HR and finance, making it easier to implement models for product management.
- Product management needs to adapt quickly to dynamic markets, and AI can continuously monitor changes and help teams in real-time.
- AI can analyze both macro and micro data, leading to the creation of personalized experiences and products that better meet the demands of individual customers and segments.
- The adoption of AI in product management and strategy can be challenging due to complexity, time-consumption, talent availability, and a moving target of technology advancement.
- Organizations need to prepare for AI adoption, accounting for the technical and organizational change, a realistic time budget, future talent availability, and building AI roadmaps that account for future capabilities.
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TechBullion
5d
127
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3 New Technologies in Agriculture and Farming Driving Transformation
- Farming today is undergoing a transformation driven by new technologies.
- Advancements in Agtech and foodtech are making agriculture smarter, greener, and more efficient.
- Three standout technology examples in agriculture are ICL’s eqo.x, FruitMag non-toxic spray, and John Deere’s cutting-edge machinery.
- These technologies promote sustainable practices, improve crop yields, preserve freshness, and optimize farming operations.
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TechBullion
5d
299
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Virtual Connections, Real Lives: How Technology Empowers Immigrants to Canada
- For Ukrainian women, the journey to Canada is a quest for love, stability, and a better life.
- Online dating and social networking has revolutionized how people meet and form relationships.
- Dating websites targeting international relationships have flourished, enabling Ukrainian women to showcase themselves, while Canadian men to explore diverse cultural backgrounds.
- Technology helps build trust before meeting in person and allows both parties to establish emotional connections based on mutual interests and values.
- Cultural differences can be daunting in any relationship, but technology provides tools to bridge these gaps. Online platforms offer resources for learning about each other’s cultures, traditions, and languages.
- Online forums and social media groups for Ukrainian brides offer invaluable immigration advice and insights.
- Technology plays a pivotal role in empowering Ukrainian brides in Canada. Online courses and job search platforms equip them with the tools necessary to achieve economic independence.
- As Ukrainian brides navigate their new lives in Canada, support networks become crucial. Technology facilitates the formation of these networks, connecting them with others who share similar experiences.
- The journey of Ukrainian brides in Canada exemplifies the transformative potential of virtual connections in shaping real lives.
- Through love, determination, and the support of technology, they are not just finding partners; they are creating new narratives that celebrate diversity, strength, and the pursuit of happiness.
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TechBullion
5d
28
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Empowering Enterprises: Puneet Aggarwal’s Vision for ERP, SAP Cybersecurity, and Innovation
- Puneet Aggarwal is a leader in SAP technologies and cybersecurity, driving transformation across various industries.
- He focuses on simplifying complex SAP environments and optimizing performance for enterprises.
- Puneet addresses vulnerabilities in ERP systems and implements robust security frameworks.
- His innovative work includes streamlining SAP ECC to S/4HANA migrations and integrating AI and machine learning into SAP systems.
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Medium
5d
365
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The Product SWAT Team
- Product success requires more than working on ideas with skilled developers. It requires strategic product knowledge, deep market understanding, thoughtful validation, and the ability to pivot when needed.
- Most developers simply build what is asked of them without questioning it, after all, it’s not their job to have a Product-centered mindset. This modus operandi frequently results in a product that neither solves the right problem nor resonates with its intended audience - a complete waste of time and money.
- Different-sized companies have distinct challenges, but all of them benefit from collaborating with a third party for product management work. As a startup founder, you are likely to be biased toward action. The most efficient use of your resources is to start with the problem, not the solution.
- SMBs share a challenge with enterprises: you can’t justify hiring a full-time product manager for a project whose success is uncertain. By working with a third party, businesses access senior product management expertise without the long-term commitment of full-time hires.
- Working with a third-party product management agency results in a variety of benefits for clients. Outsourcing product management work comes with its own set of challenges. Most likely, you’ll deal with the following: building trust, fostering a cohesive team culture, detecting early signs of misalignment, and remote working.
- Building successful products isn’t about moving quickly, it’s about moving strategically. We’ve all seen products that launched quickly but failed to connect with users. The secret isn’t speed — it’s knowing exactly what you’re building and why.
- Purple Brains is a product management agency providing a hands-on service that you don't get with large agencies. They only work on 2 to 3 projects at once, allowing them to stay focused, work more closely, adapt quickly, and address challenges more effectively.
- At Purple Brains, they are seasoned tech entrepreneurs and product professionals. They are your partner to help you move forward with confidence, whether you’re a startup founder, an SMB, or leading innovation at an enterprise. Let’s build smarter, together.
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Medium
5d
394
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How AI Works in the Modern World: A Brief Exploration
- AI can be categorized into narrow AI and general AI.
- Narrow AI excels at specific tasks, while general AI aims to replicate human-like cognitive abilities.
- Machine learning and deep learning play a crucial role in modern AI.
- The ethical implications of AI must be addressed for responsible development and use.
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23 Likes
Silicon
5d
61
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Japanese Space Start-Up Destroys Second Rocket After Launch
- Japanese start-up Space One aborted the launch of its debut rocket for the second time about three minutes after launch on Wednesday.
- The Kairos No. 2 rocket self-destructed after reaching an altitude of more than 100 km and entering space.
- The rocket detected abnormalities in the first-stage engine nozzle control and its trajectory, triggering the self-destruct.
- Japan is trying to set up regular launches by private companies to provide an inexpensive way to launch satellites into space in competition with the US space industry.
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Pymnts
5d
402
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Beyond Breaches: Why Security and Trust Are the Real Currency of Payments
- The stakes for fraud prevention and data security are rising with innovation across digital payments.
- Fraud and security breaches loom large over the payments industry, exacerbated by the rapid evolution of cybercrime.
- With the right technologies and strategies, businesses can transform security from a necessary expense into a competitive advantage.
- Maintaining trust in the evolving landscape of payments requires a relentless focus on innovation, collaboration, and education.
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24 Likes
Pymnts
5d
53
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Mastercard: New Use Cases Prep for ‘Total’ eCommerce Tokenization by 2030
- Mastercard plans to phase out the need for entering card numbers, passwords, and one-time codes by 2030, aiming for all transactions to be tokenized.
- Tokenization has been successful in streamlining digital payments, reducing fraud, and enabling secure transactions across platforms.
- Mastercard's tokenization service, MDES, currently tokenizes over 30% of transactions globally.
- The company is exploring new use cases for tokenization, such as car payments and commercial transactions, to increase security and transparency.
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