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Stablecoins Keep Racking Up Milestones, but Can They Crack B2B Payments?
- Stablecoins offer efficiency in B2B payments, addressing issues of high fees, slow settlement times, and intermediaries.
- However, stablecoins face challenges in B2B payments such as compliance, integration with legacy systems, and regulatory certainty.
- Integrating stablecoins into existing payment systems requires upgrades, staff training, and future-proofing against evolving standards.
- Cross-border payments are a promising use case for stablecoins, and innovations in the market show potential for their adoption in B2B payments.
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Global Fintech Series
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Alpha FMC Releases 2025 Asset & Wealth Management and Alternatives Outlooks: AI, Private Markets, and Regulatory Shifts Take Center Stage
- The financial services industry is at a critical turning point in 2025, with innovation and technology identified as key success drivers.
- Alpha FMC's 2025 Asset & Wealth Management and Alternatives Outlooks predict a year of transformation, with adaptability and AI integration as crucial factors for success.
- Key areas shaping Asset & Wealth Management include AI and automation, private market expansion, operational optimization, and regulatory responsiveness and agility.
- Transformative forces in the Alternatives industry include tech-driven transformation, convergence of private markets, scalability and cost efficiency, and evolving investor profiles.
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Medium
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Everyone’s an AI Company Now
- The current AI fervor isn't entirely unfounded with recent breakthroughs in large language models and generative AI.
- However, the increasing availability of AI platforms and tools has led to AI-washing, where the label of AI is attached to ordinary features to make them appear extraordinary.
- The mislabeling of basic features as agentic AI dilutes the genuine transformative potential of AI into a marketing gimmick.
- True agentic AI is proactive, capable of understanding goals, making decisions, and taking actions to achieve objectives.
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Velera CEO: Credit Unions Beef Up Financial Guidance as Members Face Economic Uncertainty
- Credit unions are finding ways to innovate to attract and retain members during uncertain times.
- Providing financial education and budgeting tools is a prime opportunity for credit unions to assist their members.
- The credit union industry is facing uncertainty due to potential regulatory changes and consolidation of regulators.
- Partnerships and new digital capabilities are crucial for credit unions to successfully innovate and meet the demands of their members.
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Medium
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The Most Innovative VPN Technologies Explored
- Virtual Private Networks (VPNs) play a crucial role in ensuring online privacy and security.
- VPNs encrypt data and route it through secure tunnels to prevent interception by cybercriminals.
- Innovative VPN technologies enhance online security, privacy, and accessibility.
- Advanced encryption protocols like AES with 256-bit keys fortify data protection in modern VPNs.
- VPN services offer various encryption protocols such as OpenVPN, IKEv2/IPsec, and WireGuard.
- Modern VPNs support multi-device connections, allowing comprehensive protection across all devices.
- VPN providers are improving speeds through infrastructure enhancements like obfuscated servers and split tunneling.
- Artificial Intelligence (AI) integration in VPN technology boosts user experience, performance, and security measures.
- VPN services incorporate threat detection systems to block malicious websites and files, enhancing cybersecurity.
- User-friendly interfaces in VPN apps cater to a wider audience, simplifying VPN usage.
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Meta AI Research Chief Joelle Pineau Departs Amid Increased Investment Efforts
- Joelle Pineau, head of Meta's Fundamental AI Research (FAIR), announced her resignation.
- Pineau's departure may affect Meta's competition with OpenAI and Anthropic on AI products and talent.
- Meta CEO Mark Zuckerberg has prioritized AI, planning to spend $65 billion on AI efforts this year.
- The information sector leads in ROI from AI deployments, while retail lags behind.
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Medium
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The Month in Review — March 2025
- DTU Skylab had a busy month with various cases and projects.
- They are developing a program to educate research teams on communicating with investors.
- Aisel Health successfully closed their funding round.
- Planning for a family vacation is underway.
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Silicon
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OpenAI To Release Open-Weight AI Model
- OpenAI is set to release an open-weight AI model as it faces pressure from rivals that offer more customization options.
- Open-weight models allow users to customize the weights and relationships among parameters, providing more visibility and control.
- The upcoming open-weight model from OpenAI will also have reasoning capabilities to improve output accuracy.
- OpenAI is conducting testing to prevent the model from being used for harmful purposes.
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Silicon
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Samsung AI Fridge Creates Shopping Lists, Adjusts AC
- Samsung Electronics has introduced fridges with generative AI capabilities.
- The flagship Bespoke French-Door four-door refrigerator features internal sensors and a display.
- The AI fridge can create shopping lists, locate misplaced phones, and adjust home appliances.
- AI integration in Samsung's home appliances is expected to boost sales this year.
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Stax CTO Says New Framework Is a ‘Game Changer’ for Agentic AI
- AI models have limitations in terms of communication and context.
- Stax Payments CTO, Mark Sundt, highlights the importance of a distributed model for AI.
- The debut of the Model Context Protocol (MCP) by Anthropic is a significant step in connecting AI agents with data.
- MCP is expected to revolutionize AI communication and expand capabilities for improved outcomes.
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Silicon
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Huawei Consumer Revenues Surge Amidst Smartphone Comeback
- Huawei Technologies' consumer revenue increased by 38% in overcoming US sanctions through self-designed hardware components.
- Revenue from the consumer unit, including smartphones, reached 339 billion yuan ($46.7bn).
- Huawei's annual revenue reached 862.1 billion yuan, the second-highest on record.
- Revenue from Huawei's intelligent automotive business grew nearly five times to 26.4 billion yuan.
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Silicon
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China Approves First ‘Flying Car’ Licences
- Chinese regulators have approved the country’s first autonomous passenger drones, paving the way for commercial aerial tourism services.
- The Civil Aviation Administration of China (CAAC) has granted air operator certificates to Hefei Heyi Aviation, a joint venture between EHang Holdings and a Hefei state-owned company.
- EHang plans to launch low-altitude urban tourism services in the Guangzhou and Hefei areas using the certified EH216-S drone, capable of carrying two passengers at a top speed of 130 km/h.
- The company's long-term plans involve expanding into air taxi services, with other operators of EHang's electric vertical take-off and landing (eVTOL) aircraft applying for operation certificates.
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Silicon
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Microsoft Shutters Shanghai Lab In Latest China Pullback
- Microsoft has closed its Internet of Things (IoT) and AI lab in Shanghai, China.
- The lab, called IoT & AI Insider Lab, was aimed at promoting domestic development of IoT and AI technologies.
- The lab, which was created in May 2019, closed earlier this year, with the logo removed and equipment cleared out.
- Last year, Microsoft reduced its presence in China, offering relocation options to staff and closing all authorized retail stores.
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Medium
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Developing a Super App: Strategy, Passion, and Key Insights
- A strong technical foundation and a well-structured integration strategy are essential for developing a super app.
- Strategic partnerships and collaborations across industries make the platform indispensable for users.
- User trust, data privacy, and secure payment infrastructures are crucial for preserving brand reputation.
- A passionate team with a shared vision is essential for building a successful super app.
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Medium
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Dreaming Big in the Age of AI
- Generative AI is revolutionizing industries by automating creative processes, but it lacks the ability to envision possibilities of the future as it operates based on past data.
- True creativity stems from human imagination, intuition, and personal expression, which AI cannot replicate.
- Leaders are urged to dream big and anticipate future needs by balancing a 'present forward' and 'future backward' mindset.
- Design leaders must proactively prepare for future user needs while addressing immediate ones using strategic frameworks like 'Good/Better/Best' and 'Now/Next/Later.'
- An example of this strategic approach is seen in a generative AI-powered shopping experience called 'Shopping Dreamer' at Google.
- Shopping Dreamer allows users to visualize and shop for specific items, bridging the gap between imagination and reality.
- The initiative focused on creating a visually inspiring shopping experience that increased user engagement and value in apparel shopping.
- Researching AI possibilities in advance positioned the team to compete and innovate in the evolving landscape of collaborative AI.
- Despite challenges, the team's persistence led to the successful launch of Shopping Dreamer, revolutionizing the way users shop and scaling to millions of users.
- Shopping Dreamer offers users a new way to shop based on their imagination, showing a glimpse into the future of collaborative AI.
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