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Forbes

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Mortgage Rates Today: July 14, 2025 – Rates Hold Steady

  • Today's average 30-year fixed-rate mortgage is 6.68%, higher by 0.72% from last week.
  • Consider opting for a 15-year fixed mortgage with a lower 5.72% average APR.
  • Mortgage rates vary for different kinds of loans and may fluctuate based on economy.
  • Factors like Federal Reserve decisions and global events impact mortgage rates as well.

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Forbes

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CD Rates Today: July 14, 2025 – Take Home Up To 4.94%

  • CD rates fluctuate with today's highest rate at 4.94% for 6-month term.
  • Interest rates vary by term length, with penalties for early withdrawal explained.
  • Investors seek safe harbors like CDs, backed by federal insurance up to $250,000.

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Forbes

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Today’s Top Money Market Account Rates For July 14, 2025 – Rates Hit 4.5%

  • The current average money market rate is 0.52%, with the highest rate reaching 4.5% as per Curinos.
  • Money market accounts (MMAs) are interest-bearing deposit accounts provided by banks and credit unions, functioning similarly to savings accounts, with the added benefit of earning interest.
  • MMAs typically offer higher interest rates than regular savings accounts and may provide access to features like debit cards and check-writing capabilities.
  • To open a money market account, compare various options for rates, minimum requirements, fees, and features, ensuring you meet the criteria before applying online or at a bank branch.

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TechBullion

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2-Second Transaction Finality: Bitcoin Solaris Outperforms Bitcoin Price Prediction Models with Next-Gen Technology

  • Bitcoin Solaris is emerging as a new contender in the cryptocurrency space with two-second transaction finality and advanced technology.
  • Bitcoin Solaris complements Bitcoin by addressing its limitations and enhancing functionality with a dual-layer blockchain structure.
  • The BTC-S presale has been successful, raising over $6.6 million with more than 14,150 participants and introducing a Price Rollback to $5 per token for early believers.
  • Bitcoin Solaris offers features like mobile mining, liquid staking, and full audit certifications, positioning itself as the next generation blockchain for speed, scale, and inclusivity.

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Forbes

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Current HELOC & Home Equity Loan Rates: July 14, 2025

  • Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes, with a HELOC being a variable-rate second mortgage while a home equity loan is a fixed-rate, lump-sum loan.
  • HELOCs come in different amounts and term lengths, ranging from $100K for extensive renovation projects to $500K for substantial financing needs, with options for 5, 10, 15, 20, and 30-year terms suited to varying project sizes and financial goals.
  • HELOC rates are influenced more by bank rates than first-mortgage rates and are expected to rise as per signals from the Federal Reserve, impacting borrowing costs.
  • Calculating home equity involves subtracting your current mortgage balance from your home’s current value, with lenders typically approving loans based on a set loan-to-value (LTV) ratio, such as 80% LTV or less.

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Guardian

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US undocumented farm workers feel ‘hunted like animals’ amid Trump’s immigration raids

  • Undocumented farm workers in the US feel hunted and disrupted by ICE raids.
  • Raids cause loss of income, stress, and fear of deportation among workers.
  • Trump's administration aims to reassure farmers but faces backlash from workers' advocates.

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HinduBusinessLine

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Hero MotoCorp to enter Germany, France, Spain, UK in Q2 FY26: Chairman Pawan Munjal

  • Hero MotoCorp, in its annual report, announced plans for a global expansion into Germany, France, Spain, and the United Kingdom in the second quarter of FY 2025-26 to advance its leadership in electric mobility.
  • The company's electric mobility brand, VIDA, saw a 200% surge in sales, with distribution expanding across key urban centers, aimed at making electric mobility more accessible.
  • Hero MotoCorp highlighted strategic partnerships with Ather Energy and Zero Motorcycles to strengthen its presence in the EV market, with a focus on premium offerings and expanding its footprint in the electric three-wheeler segment.
  • The company's leadership expressed confidence in leading India's electric mobility transformation, emphasizing innovation, sustainability, and operational excellence to drive growth and international expansion.

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HinduBusinessLine

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Indian exports to US to become more competitive after hike in tariffs on China, other countries

  • India is expected to become more competitive in the US market due to higher tariffs on China, Canada, and Mexico, creating significant opportunities.
  • The trade discussions between India and the US, aimed at a bilateral trade agreement (BTA), are ongoing, focusing on sectors like agriculture and automobiles.
  • India has resisted US demands for duty concessions, seeking removal of additional tariffs on certain products and easing tariffs on steel, aluminum, and auto sectors.
  • Both countries are negotiating for a proposed bilateral trade agreement with a target to conclude discussions by fall (September-October) this year.

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Bloomberg Quint

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Turnaround In Q1 Or Q2? This Market Experts' Bets Differ From JPMorgan — Here's How

  • Vikas Khemani, from Carnelian Asset Management, predicts 14-16% growth in India's corporate earnings, but disagrees with JPMorgan on the quarter-specific turnaround.
  • JPMorgan sees April-June quarter as the 'turnaround' quarter for India's earnings growth, not betting much on Q1.
  • Khemani favors the banking and NBFC sector due to RBI's liquidity infusion and growth-oriented policies.
  • He points out the importance of sector-specific picks, highlighting a bullish stance on banking and NBFCs amid fresh liquidity push.

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HinduBusinessLine

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90

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Shekhar Bhende, co-founder of Swiggy group firm Lynk Logistics, steps down

  • Shekhar Bhende, co-founder of Swiggy group firm Lynk Logistics, has stepped down from his position.
  • Lynk Logistics is a tech-driven retail distribution company facilitating connections between FMCG brands and retail stores. Lynk was crucial to Swiggy's expansion in the grocery retail sector with Instamart.
  • Bhende expressed his farewell in a LinkedIn post, highlighting his journey of 10 years with Lynk, from inception to acquisition by Swiggy. He disclosed plans to pursue further studies at Stanford University's Graduate School of Business.
  • Swiggy acquired Lynk Logistics in July 2023, aiding its entry into the Indian retail market leveraging Lynk's technology platform. Post-acquisition, Lynk operated independently until its integration with Swiggy's subsidiary Scootsy Logistics, marking Lynk as a step-down subsidiary of Swiggy.

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TechBullion

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Belitsoft Insights: Outsourced Development Teams Are Back in 2025 with Nearshore Focus

  • Belitsoft has been the partner of choice for large enterprises, startups, and innovators.
  • Enterprise tech hiring is rebounding in 2025 after layoff corrections in late 2022.
  • Outsourcing to Eastern Europe offers cost savings, high skills, and cultural alignment.
  • UK, US, and Canadian firms increasingly turn to nearshore teams for various tech needs.

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TechBullion

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How to Start a Consulting Business: A Guide by Eddie Gravalese

  • Eddie Gravalese, a well-known business consultant, shared insights on starting a consulting business, emphasizing helping others and gaining control over work life.
  • Eddie Gravalese, not Eduardo Gravalese, is an experienced consultant in finance, marketing, and operations with successful enterprises like Gravalese Realty Inc. and Edge Consultant.
  • Consulting allows professionals to turn their expertise into a business, as Eddie Gravalese recommends choosing a niche, creating a business plan, establishing a professional setup, and building a strong brand presence.
  • While encountering challenges in the consulting business, Eddie Gravalese advises perseverance, continuous learning, and giving the best to every client to achieve success.

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Moneyweb

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340

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Insights on how SA’s payment tech stacks up globally

  • Payment technology plays vital role in financial inclusion beyond bank accounts in SA.
  • Efforts towards digital payments aim to reduce cash costs and boost economy efficiency.
  • Collaboration among stakeholders like banks, regulators, and fintechs is key for success.
  • SA leading the way globally in digital payments, challenging traditional banking norms.
  • Adoption of digital payments crucial for economic growth and reducing dependency on cash.

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Guardian

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Trump’s 30% tariffs would ‘practically prohibit’ EU-US trade, says Šefčovič

  • EU's lead negotiator with the US warns that Trump's threat to impose 30% tariffs on European goods would almost prohibit transatlantic trade, worth €4.4bn a day.
  • The EU was close to finalizing a deal with the US before Trump's announcement, leading to disappointment and uncertainty.
  • In response, the EU postponed retaliatory counter-tariffs and is considering additional measures targeting €72bn of US imports.
  • European nations hold varying views on responding to Trump's tariffs, with some advocating for de-escalation and others urging preparation for potential trade conflicts.

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Bloomberg Quint

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Anthem Biosciences IPO Opens: 'Subscribe' Says DRChoksey — Check Issue Details

  • Anthem Biosciences launched its Rs 3,395-crore IPO with a price band of Rs 540 to Rs 570 per share, offering 5.96 crore shares in an offer-for-sale component.
  • The subscription for Anthem Biosciences IPO opened today and will close on July 16.
  • DRChoksey recommends subscribing to the IPO.

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