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Priti Kataria moves from Wipro to Birlasoft as CHRO
- After over a two-decade long association with Wipro, Priti Kataria has joined Birlasoft as chief people officer (CPO).
- Kataria had various roles during her tenure at Wipro, including being the vice president and CHRO of Wipro Enterprise Futuring.
- She will now lead the talent charter for Birlasoft and aims to foster a high-performance culture and strengthen the employer brand.
- The move is seen as a significant shift for Kataria after her successful 25-year association with Wipro.
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HRKatha
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H&MV Engineering’s new Bengaluru office to create 300+ jobs
- H&MV Engineering is opening a new office in Bengaluru, India.
- The office is set to create over 300 new jobs, including roles such as lead design engineers, BIM modelers, and power system engineers.
- The company aims to tap into India's highly-skilled engineering talent and utilize the country's strong foundation in engineering and innovation.
- H&MV Engineering sees India as an ideal location for its expansion due to the country's growing economy and commitment to infrastructure development.
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HRKatha
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Highest salary offer of Rs 78 lakhs made at SPJ Global
- Students at S P Jain School of Global Management (S P Jain Global) received record-breaking salary packages.
- The highest salary offered for the GMBA programme was Rs 78 lakhs, with an average salary of Rs 36.2 lakhs.
- For the MGB programme, the highest salary offered was Rs 38 lakhs, with an average salary of Rs 20.5 lakhs.
- Top recruiters included KPMG, Schneider Electric, Deloitte, DHL, LVMH, and SAP, primarily from the technology, consulting, and finance sectors.
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Forbes
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Latest HELOC & Home Equity Loan Rates: February 20, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- $100K HELOC is suitable for more extensive renovation projects or other significant financial needs.
- $250K HELOC provides the necessary funds for larger projects or investments.
- Borrowing against home equity can be used for major financial needs and is secured by the property.
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Forbes
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Money Market Interest Rates Today: February 20, 2025 – Rates At 4.89%
- The current average money market rate is 0.54%, with the highest rate reaching up to 4.89%.
- Money market accounts are interest-bearing deposit accounts that offer higher interest rates compared to regular savings accounts.
- To open a money market account, it is advisable to compare options at different banks or credit unions, considering minimum balance and deposit requirements, monthly fees, and withdrawal limits.
- Money market accounts provide convenient fund accessibility and can be opened online or in person by submitting an application along with required documents.
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Forbes
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Mortgage Rates Today: February 20, 2025 – Rates Remain Fairly Steady
- The average mortgage rate for a 30-year fixed-rate mortgage is 6.87% today, down 0.11% from the previous week.
- For a 15-year fixed mortgage, the average rate is 6.03%, with higher monthly payments but lower overall interest costs.
- The average interest rate for a 30-year fixed-rate jumbo mortgage is 7.17% today.
- Factors such as credit score, debt-to-income ratio, and the choice of loan program affect mortgage rates and eligibility for better rates.
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Forbes
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High-Yield Savings Account Rates Today: February 20, 2025 – Rates Are Steady
- The rates on savings accounts have remained steady.
- High-yield savings accounts are offering an average APY of 0.23%.
- The highest interest rate available today for high-yield savings accounts is 6.35%.
- Different types of accounts have trade-offs, and it is important to consider fees and financial institution ratings when choosing a savings account.
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Forbes
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CD Rates Today: February 20, 2025 – Earn Up To 5.06%
- CD rates today can earn up to 5.06% based on certificate term lengths, offering fixed interest rates for a set period.
- Short-term savings goals can benefit from three-month CDs with a current average rate of 1.3% and a high rate of 4.79%.
- Consider a six-month CD for high yields, with the best rate today at 4.94% and an average rate of 1.82%.
- A 12-month CD offers the highest interest rate at 5.02% while the average APY remains at 1.86%.
- 24-month CDs provide interest rates up to 4.52%, with an average APY of 1.68%.
- For longer terms, three-year and five-year CDs offer rates up to 4.65% and 4.43%, respectively.
- Jumbo CDs require larger deposits but can offer competitive rates, such as 4.94% for a 6-month term.
- Digital banks like Chase Bank, Capital One, and Synchrony Bank may offer higher CD rates due to lower overhead costs.
- CDs provide a safe investment option with FDIC insurance up to $250,000 in case of bank failure.
- CDs typically offer higher interest rates than high-yield savings accounts and are considered a safe investment choice.
- CD interest rates are calculated by focusing on specific types of CDs, excluding others like promotional offers and relationship-based rates.
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Forbes
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Today’s Mortgage Refinance Rates: February 20, 2025 – Rates Decline
- Today's mortgage refinance rates have declined, with the rate on a 30-year fixed refinance at 6.94%.
- The average rates for a 15-year and 20-year mortgage refinance are 5.96% and 6.83% respectively.
- The APR for a 30-year fixed mortgage refi is 6.98%, while for a 20-year fixed mortgage, it is 6.87%.
- For a 30-year fixed refinance, a $100,000 loan would cost $662 per month, totaling $138,156 in interest.
- A 20-year fixed refinance of $100,000 would cost $765 per month, with $83,559 in total interest.
- A 15-year fixed refinance at today's rate costs around $841 per month per $100,000 borrowed.
- Jumbo mortgage refinance rates also decreased, with a 30-year fixed jumbo refi at 7.21%.
- Refinancing can lower monthly payments, pay down the mortgage sooner, or remove PMI.
- Consider factors like closing costs and break-even points when deciding to refinance.
- Important considerations for refinancing include credit score improvement and monitoring mortgage rates.
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Pcgamesn
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From the label behind Manor Lords, giant RTS Cataclismo is about to get bigger
- Cataclismo, the giant RTS game, is about to hit its full 1.0 launch.
- Published by Hooded Horse, the label behind Manor Lords and Against The Storm.
- Cataclismo allows players to defend outposts from mutant hordes every night.
- The game features granular building mechanics and offers room for creativity.
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Pcgamesn
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Best turn-based strategy games on PC 2025
- Turn-based strategy games are loved for their tactical gameplay and the satisfaction of witnessing a master plan unfold.
- The genre often compels players to click the 'End Turn' button just one more time.
- This list focuses on turn-based strategy games for PC in 2025, excluding tactical RPG games.
- In-depth coverage of other strategy game genres like RTS and 4X games can be found on PCGAMESN.
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Medium
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The UX Strategy Deliverable: Clarity (and how to get there)
- The article discusses the journey of the author from being a Graphic Designer to a UX Strategist, highlighting the shift in focus from visual design principles to a broader understanding of factors influencing design decisions.
- At Vanguard, the author experienced the importance of balancing design with business goals, market shifts, and technical constraints, leading to the realization that good design alone is not always sufficient.
- The author's role as a UX Strategist at Vanguard involved translating how design aligns with both business and client needs in a continually evolving puzzle that different stakeholders perceived differently.
- The strategist's deliverables became more ambiguous, overlapping with the Product Owner role, focused on near-term execution, and immediate outcomes.
- The analogy of sailing from California to a destination across the Pacific was used to explain the importance of long-term planning while staying anchored in the present.
- The author emphasizes the significance of gathering insights through servant leadership and reflective listening to shape long-term strategy, fostering mutual understanding among team members.
- Prioritization played a crucial role, with the author devising an Airtable system to rank features based on client and business value, as well as feasibility/scope, leading to purposeful and structured conversations.
- Being a UX Strategist is portrayed as delivering clarity by synthesizing multiple inputs into a consumable strategy that guides the team towards a shared vision, drawn from research, user interviews, and corporate objectives.
- The article concludes by highlighting the value of leveraging diverse skills, such as design, writing, or architecture, to bring clarity to team priorities and excel in a strategic role.
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Forbes
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This Week’s Personal Loan Rates: February 20, 2025—Rates Fall For Well-Qualified Borrowers
- Rates on personal loans declined last week, offering well-qualified borrowers an opportunity to secure fair interest rates.
- From February 10 to February 15, the average fixed rate on a three-year personal loan dropped to 14.80% for borrowers with a credit score of at least 720.
- The average rate on a five-year personal loan fell to 19.70% from 19.93% in the previous week.
- Well-qualified borrowers may find rates significantly lower than the average.
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Forbes
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Is The Economy Good Or Bad?
- The economy presents a mix of positive and negative indicators, with low unemployment rates and GDP growth contrasting with high inflation and low consumer sentiment.
- Unemployment rate is at 4.0%, still low historically, and initial jobless claims are at pre-recession levels, indicating a strong labor market.
- Inflation has decreased to 2.8% over the past 12 months, down from 5.6% in 2022, partly due to Federal Reserve actions.
- Economy grew by 2.8% in 2024, though consumer sentiment remains below pre-pandemic levels, affecting overall mood.
- While the economy is doing well overall, there is a divide with challenges in finding jobs and slower wage growth.
- Credit card delinquency rates and struggles to keep up with bills indicate financial strain for some individuals.
- Uncertainty remains as the Fed may need to raise interest rates further to control inflation, potentially affecting economic growth.
- Vulnerability to external shocks, such as energy price spikes or international conflicts, could impact the economy negatively.
- Advice includes building emergency funds and budgeting to navigate uncertainty and potential economic challenges.
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HRKatha
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TCS tightens WFO rules under new policy shift
- Tata Consultancy Services (TCS) has revamped its work-from-office (WFO) policy, tightening rules and improving policy adherence.
- The updated policy allows employees to use up to six personal emergency days per quarter, which can be carried over to the next quarter if unused.
- TCS has implemented stricter entry procedures, limiting exceptions to 30 per entry due to space constraints and grouping network-related issues into a single submission.
- The company has banned bulk uploads and back-end entries to ensure better compliance with the new attendance policies.
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