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TechBullion

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Why XRP and Lightchain AI Are Emerging as Top Picks for the New Year

  • XRP and Lightchain AI are emerging as top picks for the new year in the cryptocurrency market.
  • XRP, the native token of Ripple, is renowned for its focus on revolutionizing cross-border payments.
  • Lightchain AI (LCAI) is an innovative newcomer in its presale phase, offering AI-powered blockchain solutions for various industries.
  • Both tokens have unique value propositions, with XRP catering to institutional investors and financial institutions, while Lightchain AI appeals to a broader audience seeking high-growth opportunities.

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TechBullion

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Top 4 Most Promising Crypto Coins to Buy: Elevate your Crypto Portfolio With BlockDAG, Ethereum, Solana & Cardano

  • BlockDAG (BDAG) is a promising altcoin that utilizes Directed Acyclic Graph (DAG) structure for scalability and decentralization.
  • Ethereum (ETH) remains a strong choice with its innovative upgrades and features such as smart contracts and Proof-of-Stake consensus.
  • Solana (SOL) is recognized for its high throughput, low transaction costs, and developer-friendly ecosystem.
  • Cardano (ADA) offers scalability, security, and support for smart contracts, making it a promising altcoin to consider.

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TechBullion

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The Legality of IPTV: What You Need to Know and How to Choose the Best Provider

  • IPTV (Internet Protocol Television) has redefined the way people consume television and entertainment worldwide.
  • The legality of IPTV depends on whether the provider has the rights to distribute the content it offers.
  • To safeguard your IPTV experience, choose legal and reliable providers.
  • Recommended providers like IPTV Hype and PRO IPTV PREMIUM prioritize legality, security, and quality.

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TechBullion

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Building Bridges: How Nikolai Strakh is Redefining Professional Networking in Tech

  • Nikolai Strakh, founder of Advanta Digital LLC and Tech Flow, has created an initiative that unites Russian-speaking tech entrepreneurs in the US to provide mentorship and insights to help overcome the obstacles they face such as a lack of networks, initial trust, and integration into business networks
  • Tech Flow has grown to become the largest Russian-speaking tech community in the US and has hosted 20 events across four states engaging over 550 professionals from diverse tech backgrounds and 15 different countries
  • The events focus on a clear theme or challenge with expert speakers sharing actionable insights and encouraging attendees to participate in workshops and problem-solving sessions to create lasting professional relationships
  • Professional communities play a vital role in building trust with members from diverse backgrounds exchanging ideas, sharing resources, and collaborating on innovative projects
  • Community-building leads not only to collaboration and knowledge-sharing but also drives innovation and success in tech
  • Tech Flow features industry experts such as Olga Lykova of monday.com, who provide participants with proven strategies that offer practical knowledge that can be applied immediately to their businesses
  • Interactive activities such as workshops, breakout discussions, or Q&A sessions encourage attendees to explore solutions, ensuring they leave with actionable takeaways and making these events practical growth opportunities
  • Building trust and credibility for the Russian-speaking tech community in the US was challenging, but through high-quality events, invited renowned experts, and a culture of openness and professionalism, Tech Flow gradually earned the trust of its participants and external stakeholders
  • The future of Tech Flow includes expanding its reach by partnering with educational institutions and corporate sponsors to create mentorship programs and hybrid event models to make its gatherings accessible to a global audience
  • To create a professional community, start clear mission, invest in moderation and leadership, and prioritize value over volume

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TechBullion

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From Code to Catalyst: Valentyn Shyrobokov on How AI Transforms Business Systems

  • Valentyn Shyrobokov, a lead Java developer at Sapiens, reveals how AI can transform code from a basic set of instructions into a catalyst for change which strengthens a company’s competitive position in an increasingly complex technological landscape.
  • According to PwC, more than 70% of companies plan to integrate AI into their daily operations to reduce costs by up to 25% through automation, predictive analytics, and intelligent data processing.
  • Adapting to the growing complexity of systems and the need for flexible scalability, Valentyn shares his insights on how to navigate these challenges.
  • Valentyn's AI-powered solution for analyzing natural language documents improves workflows, reduces IT dependency, improves accuracy, and accelerates the development process.
  • Valentyn spearheaded the transition to microservices, modernizing legacy systems and achieving 80% code test coverage along with seamless scalability by well-defined strategy aligned with business objectives.
  • Valentyn's unique development of a request dispatching system for legacy codes at MAKO, contributed to developing a streamlined process for routing requests, reduced errors significantly and accelerated the rollout of new features.
  • Valentyn's ability to solve specialized problems like improving full-text search for complex languages like Hebrew highlights his approach to tailoring technology to specific needs.
  • Valentyn's mentorship plays a key role in fostering adaptability and growth within organizations.
  • Valentyn's affiliations with IEEE and IAHD have been invaluable to his career and reinforced his commitment to developing solutions that benefit both businesses and society.
  • Finally, AI will have the greatest impact on natural language understanding, predictive analytics, and automation. Businesses should view AI as a long-term investment in innovation, not just a quick fix.

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Pymnts

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Carecode Raises $4.3 Million for AI-Powered Customer Service in Healthcare

  • Brazilian startup Carecode has raised $4.3 million in a pre-seed round to develop its AI-powered customer service for healthcare.
  • The service uses conversational AI to provide healthcare companies with brand-oriented, efficient, and empathetic customer care.
  • Early tests show that Carecode's AI agents can handle tasks performed by healthcare call centers at a lower cost.
  • The platform currently supports text and audio messages on WhatsApp, with voice call support planned for the future.

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Pymnts

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Treasury Department Workstations Breached by Hackers via Third-Party Vendor

  • China-backed hackers breached Treasury Department workstations, stealing unclassified documents.
  • The breach occurred by compromising a third-party cybersecurity service provider.
  • The Treasury Department is assessing the impact with the help of FBI and CISA.
  • No evidence that the hacker still has access to Treasury systems or information.

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Pymnts

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Madoff Victim Fund Makes Final Distribution, With 94% of Fraud Losses Recovered

  • The Madoff Victim Fund has made its final distribution to victims, with 94% of the fraud losses recovered.
  • The distribution amounted to $131 million, bringing the total amount paid to victims to over $4.3 billion.
  • The recovery process was led by the Justice Department's Criminal Division, achieving nearly full recovery for over 40,000 victims.
  • The funds were collected through civil forfeiture actions against various individuals and institutions involved in the Madoff scheme.

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Pymnts

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DOJ Takes Over Case Against Dave, Adds CEO as a Defendant

  • The Federal Trade Commission (FTC) has referred its previously announced federal court case against online cash advance firm Dave to the Department of Justice (DOJ).
  • The DOJ has filed an amended complaint that names the company’s CEO, Jason Wilk, as a defendant and seeks civil penalties.
  • The DOJ’s civil enforcement action alleges that Dave and its CEO violated the FTC Act and ROSCA by deceptively advertising cash advances, charging hidden fees, and more.
  • The complaint seeks consumer redress, monetary civil penalties, and a permanent injunction against the defendants.

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Pymnts

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2024 Changed the Game for Small Business Growth Opportunities

  • Small to medium-sized businesses (SMBs) are benefiting from innovations in embedded finance, AI, and digital transformation.
  • Embedded finance integrates financial services into nonfinancial platforms, offering tailored financial tools to SMBs and empowering them to compete with larger enterprises.
  • AI-powered tools enable SMBs to make smarter decisions, automate tasks, and personalize customer interactions, leveling the playing field for those willing to invest.
  • Digital transformation, including automating back-office operations, lays the foundation for the effective implementation of embedded finance and AI in SMBs.

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TechBullion

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Qubetics Sets Bar with 8.3 Millions in Presale, Toncoin Gains Momentum For Its Decentralised Messaging While Bitcoin Cash Hits New Highs|Best Cryptos to Buy in December 2024

  • Qubetics ($TICS) is making waves in the crypto market with its Web3 aggregator platform, attracting over $8.3 million in presale and offering potential returns of 630%.
  • Toncoin, the native cryptocurrency of The Open Network, stands out for its fast transaction processing and integration with Telegram, making it practical for global commerce.
  • Bitcoin Cash, a reliable cryptocurrency for peer-to-peer transactions, offers stability and growth potential, making it a solid long-term investment choice.
  • December 2024 provides a unique opportunity to diversify a crypto portfolio with Qubetics, Toncoin, and Bitcoin Cash, each catering to different investment goals.

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Pymnts

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Streaming Fatigue? Price Hikes and Content Woes Test Viewer Loyalty

  • Streaming platforms are raising subscription fees while consumer satisfaction with the quality of content being offered is declining, leading to concerns over the golden age of high-quality programming coming to an end. Recent surveys suggest that satisfaction with both ad-free and ad-supported services has dropped. However, experts suggest that surveys don't fully capture multiple factors, such as consumer expectations, market competition, and industry pressures affecting the streaming market. Cost, particularly for licensing and producing content, is the primary factor in consumers cancelling services. Increased competition and costly licensing deals, such as for exclusive streaming rights for sports by platforms, is behind the price increase trend.
  • Experts also highlight that consumer behaviour, including subscription and cancellation rates, can differ from survey metrics. They note that a change in satisfaction levels, as seen in surveys, may not be as significant as it seems, since services just moved by a percentage point or two and any increase or decrease in satisfaction by consumers is within the margin of error of the survey. Content quality is not the only factor in customer satisfaction as price hikes, cost pressures, and changing customer expectations also impact their satisfaction levels. Subscription fatigue and churn rates for some of the streaming services have increased, with experts suggesting that platforms may need to adapt to consumer demands by improving content offerings and addressing subscription fatigue.

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Pymnts

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Cart.com Teams With Greenwing Technology to Streamline eProcurement

  • Unified commerce and logistics software firm Cart.com has partnered with punchout integration provider Greenwing Technology.
  • The collaboration aims to streamline eProcurement processes for institutional buyers such as universities, government agencies, and large corporations.
  • This partnership allows suppliers and distributors to directly connect with buyers' eProcurement systems, making procurement workflows faster and easier.
  • Cart.com also recently announced the availability of its standalone warehouse and transportation management systems.

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StartupDaily

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FinTech Australia says plans to ban payment surcharges will cost competition, choice and fintech innovation

  • FinTech Australia opposes an outright ban on payment surcharges.
  • The organization advocates for transparency and surcharge-free payment options.
  • Banning surcharges may hinder competition, merchant choice, and fintech innovation.
  • A carefully calibrated cap on surcharging is proposed instead of an outright ban.

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Pymnts

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Stablecoins’ Biggest 2024 Moves, From Cross-Border B2B to Real-Time Treasury

  • Stablecoins gained traction in 2024 as financial services firms ventured into blockchain.
  • The potential for stablecoins to drive efficiency, inclusivity, and transparency in financial services is considerable.
  • Stablecoins have found product-market fit in cross-border payments, offering lower costs and faster transactions.
  • Stablecoins also have potential in real-time treasury management and B2B transactions, offering seamless liquidity management and automation.

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