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TechBullion
4d
154
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Understanding How Meme Coins Function: What Is The Technology Behind Their Creation?
- Meme coins have gained popularity in the crypto world due to their humorous appeal and are often created based on popular memes and jokes circulating on the internet.
- Dogecoin, created in 2013, is one of the first meme coins and has garnered a dedicated community that helped it become a powerful asset in the crypto landscape.
- Meme coins are driven by community sentiment making them popular and therefore attracting more investors. This can bring volatility to the landscape, with the value of meme coins depending on factors like social media buzz and community hype.
- Despite their humoristic nature, meme coins function just like other cryptocurrencies, running on blockchain technology that provides a secure and decentralized infrastructure where transactions are transparent and authentic.
- Meme coins use various consensus mechanisms like Proof-of-Work (PoW), Proof-of-Stake (PoS), Delegated Proof-of-Stake (DPoS), or Proof-of-Authority (PoA) to validate transactions and secure the network.
- Meme coins offer other blockchain innovations like smart contracts that are cost-effective and eliminate the need for intermediaries.
- Dogecoin's success opened the door for other meme coins like Shiba Inu, which has gained significant community engagement and is a major player in the meme coin sphere.
- Meme coins may seem lightweight compared to other cryptocurrencies, but with the help of blockchain technology, they offer a decentralized, efficient, and secure way to operate in the dynamic space of cryptocurrencies.
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TechBullion
4d
162
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What Finances Are There to Consider When Selling Your House?
- Selling a home involves numerous costs, including real estate agent's commission, repairs and updates, closing costs, paying off mortgage balance, capital gains tax, and moving expenses.
- The real estate agent's commission typically ranges between 5% to 6% of the sale price.
- Repairs, updates, and staging to improve the home's appeal may be necessary and come with costs.
- Closing costs for the seller can amount to 1% to 3% of the sale price.
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Pymnts
4d
284
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DailyPay Appoints Former Uber CFO Nelson Chai to Executive Chair
- Earned wage access platform DailyPay has appointed former Uber CFO Nelson Chai as the executive chair of its board of directors.
- Chai will provide strategic oversight to DailyPay, leveraging his extensive experience in finance and technology.
- He served as Uber's CFO from 2018 to 2023 and has led significant growth strategies, including the IPO and acquisitions.
- DailyPay aims to empower workers, expand its services, and has been recognized as one of North America's fastest-growing technology firms.
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Pymnts
4d
308
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EU’s Instant Payments Deadlines Loom With Challenges for X-Border Payments
- Banks and payment service providers in the European Union must be able to receive instant payments by January 9.
- The European Commission's Instant Payments Regulation has set two deadlines: receiving real-time payments by January 9 and sending real-time payments by October 9.
- The regulation also mandates that charges for instant payments cannot exceed fees for Single Euro Payments Area (SEPA) transactions.
- Compliance and technology challenges remain in terms of fraud prevention protocols and handling the demands of instant payments.
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TechBullion
4d
174
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Lightchain AI Demand Soars Amid Bitcoin (BTC) and Ethereum (ETH) Recovery
- Lightchain AI is experiencing a surge in demand as Bitcoin and Ethereum lead the cryptocurrency market recovery.
- Lightchain AI, with its innovative approach and rising demand, has raised over $9.4 million during its presale.
- The project's enhanced data interoperability and focus on ecosystem expansion make it attractive to enterprises and developers.
- With its advanced technology and practical utility, Lightchain AI offers both innovation and exponential growth potential.
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TechBullion
4d
316
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How To Start Craft Soda Business From Scratch
- Craft soda represents a journey of creativity, authenticity, and passion for unique flavors.
- Craft sodas prioritize natural ingredients and lower sugar content, appealing to health-conscious consumers.
- Starting a craft soda business requires overcoming challenges and understanding your target audience.
- With a modest startup budget, the craft soda sector offers opportunities for innovation and growth.
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TechBullion
4d
194
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How to Choose Quality Poppy Pods: A Beginner’s Guide
- Choosing the best poppy pods for your needs is important for aesthetic and functional use and crucial to keep in mind that it must be in accordance with the purpose of your purchase
- Poppy pods are the seed capsules of the opium poppy plant, Papaver somniferum, are generally harvested when the flower petals have fallen off and pods are fully matured
- Freshness plays a crucial role in how well the pods will hold up, dried, brittle pods can break easily while fresh well-preserved pods lasts longer
- The shape and size of the pods greatly influence your intended look for the project. Consider this aspect and then choosing the shape, color and size of your poppy pods is essential.
- Avoid those pods that have cracks or holes, as they may not look as polished in the final product and will not hold up well during handling.
- Choose a reputable supplier who specializes in providing high-quality, well-preserved poppy pods to get fresh, intact pods that will perform well in your projects
- Buy smaller quantity when starting as it will give you a feel for the pods and understand their uses before buying in larger quantities at a better price
- Store the poppy pods in a cool, dry place, away from direct sunlight in a sealed container to protect from dust, dirt, and pests, ensuring they remain in good condition till used
- Various physical stores and online stores are available to buy high-quality poppy pods. Make sure to check for detailed information and customer reviews before purchasing.
- Choosing quality poppy pods depends on considering every detail from shape and size to freshness, price, sustainability, etc. to find the best poppy pods for your desired project.
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TechBullion
4d
60
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The Best Student Loan Management Apps and Software to Ease Your Financial Burden
- Student loan management apps and software can help students navigate through the financial burden of their loans.
- These tools can help borrowers with repayment strategies, loan servicing, and overall financial management.
- LoanBuddy is a student loan management app that allows users to connect all their loans, and provides personalized payment plans and budgeting tools.
- StudentAidPro is an all-in-one platform that helps students manage their loans and finances more effectively. Its features include syncing with multiple loan providers, a payment calculator, and budgeting tools.
- DebtTracker is an app that offers users comprehensive tracking, customized repayment plans, and payment reminders for student loans.
- To use student loan management tools effectively, enter accurate information, set reminders, take advantage of budgeting features, engage in educational resources, and regularly review progress.
- Nonprofit organizations, online forums, federal websites, and podcasts are also useful resources for students managing their loans.
- Choosing the right app or software and taking a proactive approach can help students take control of their financial responsibilities and succeed in their education.
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TechBullion
4d
190
Image Credit: TechBullion
Microbiome Testing in the Digital Age
- Microbiome testing has entered the digital age, providing personalized insights into the microbial ecosystems that shape our health.
- Advancements in medicine have made microbiome testing more accessible and user-friendly.
- Personalized medicine is revolutionized by microbiome testing, allowing tailored interventions for specific imbalances.
- Microbiome testing empowers individuals to take a proactive approach to their health, preventing disease progression and improving well-being.
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TechBullion
4d
304
Image Credit: TechBullion
assetsite Announces the Launch of Market Highlight
- assetsite is set to launch Market Highlight, a feature that aims to empower crypto traders by providing real-time market trends and trading opportunities.
- The Market Highlight feature will streamline the trading process by delivering concise, up-to-date insights into market movements.
- assetsite's goal is to simplify crypto trading and provide users with the right tools to make informed decisions.
- The launch of Market Highlight aligns with assetsite's mission to enhance the crypto trading experience and empower users worldwide.
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Pymnts
4d
247
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ADP: Wage Growth Hits Three-Year Low as Labor Market ‘Downshifts’
- The labor market in the U.S. downshifted to a more modest pace of growth in December 2024.
- In the healthcare sector, more jobs were created than in any other sector in the second half of the year.
- The private sector added 122,000 jobs in December, with annual pay up 4.6% year over year.
- Wage growth for people staying with their jobs was the slowest since July 2021, while job openings increased but were 9.3% lower than November 2023.
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The Fintech Times
4d
239
Consumers’ Access to Credit, Employment and Housing is Being Hurt by Experian Alleges CFPB
- Experian, a nationwide consumer reporting agency, is accused by the Consumer Financial Protection Bureau (CFPB) of providing inaccurate information on consumer reports.
- The CFPB alleges that Experian conducts sham investigations, fails to properly address consumer disputes, and reinserts inaccurate information on consumer reports.
- Experian's actions threaten consumers' access to credit, employment, and housing.
- The CFPB states that Experian's actions violate the Fair Credit Reporting Act and the Consumer Financial Protection Act.
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The Robot Report
4d
336
Image Credit: The Robot Report
RoboForce raises $10M to deploy mobile manipulators
- RoboForce, a startup offering a dual-armed mobile manipulator called RF-04, has raised $10 million in early-stage funding.
- The company aims to deploy its system this year and target industries such as solar and space.
- RoboForce's robot can handle labor shortages in outdoor conditions, perform hazardous tasks, and increase project efficiency.
- The funding round included support from investors such as Nobel Laureate Myron Scholes and Carnegie Mellon University.
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Pymnts
4d
277
Image Credit: Pymnts
‘Minority Report’ for Money: How Real-Time Data and Payments Transform Liquidity Performance
- Real-time data and faster payments are transforming liquidity management, allowing finance professionals to proactively monitor and manage financial stability.
- The confluence of real-time payments and real-time financial data provides unprecedented ability to analyze and anticipate future financial risks.
- Real-time data and faster payment capabilities enable treasurers to optimize cash positions and make faster, more accurate financial decisions.
- The integration of real-time data and faster payments is redefining financial preparedness and becoming a competitive imperative for businesses.
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TechBullion
4d
280
Image Credit: TechBullion
Useful Tips for Designing a Prefab Steel Building
- Define the purpose of your building to determine size, layout, and features.
- Carefully plan the dimensions, considering future growth and maximizing usable space.
- Consider insulation, ventilation, and strategic placement of doors and windows.
- Customize your building and use 3D design tools to visualize your choices.
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