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The Best Digital Wedding Planning Tools, According To Expert Sophie Frost

  • Sophie Frost, a seasoned wedding planner, shares insights on the most effective digital tools available for 2021.
  • Digital tools offer centralized platforms for managing tasks, budgets, and guest information.
  • For budgeting, apps like Honeyfund or Zola offer comprehensive tracking, and for managing guest lists, platforms like The Knot and WeddingWire provide seamless RSVP tracking.
  • Tools like Evant are invaluable in production—they streamline communication with vendors, manage timelines, and ensure everyone is on the same page, notes Frost.
  • Couples sometimes forget to confirm essential details like special accommodations for VIP guests or ensure they’re included in early drafts of the seating chart, says Frost.
  • Over-relying on digital tools can lead to challenges, such as last-minute tech glitches or guests who aren’t tech-savvy struggling with online RSVPs.
  • Frost’s favorite digital wedding tools include Evant, which handles the RSVP process, and The Knot, a user-friendly tool with comprehensive features for building a registry and managing RSVPs.
  • Dedicated wedding planning apps provide a central hub for all wedding-related conversations and help reduce miscommunication.
  • Frost advises using a combination of tools, such as The Knot and Evant, to balance creativity with precision and ensure every aspect of the wedding is beautifully executed.

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Navigating Legal Challenges for EU- Startups: Insights and Strategies

  • European Union has become one of the most attractive regions for startups due to its access to a single market of over 450 million people, robust infrastructure, and government support for innovation.
  • Startups in EU face unique legal challenges, including GDPR compliance, IP protection, cross-border trade complexities, and employment laws.
  • Choosing the right legal structure is crucial for startups, with each having distinct advantages and risks.
  • IP is a cornerstone of value creation for startups, and it requires a comprehensive strategy that fits into the business model and scaling plans.
  • Founders should draft comprehensive agreements for sustainable growth, covering equity distribution, roles, and exit strategies.
  • EU's strict labor laws can pose challenges for startups accustomed to more flexible labor markets, requiring them to navigate local labor regulations and employee classification.
  • Fundraising comes with stringent regulatory requirements, and prioritizing legal due diligence can help secure investor trust.
  • GDPR presents significant hurdles for startups, and neglecting data protection can lead to loss over competitors and investor confidence.
  • Clear and detailed contracts are the backbone of reliable partnerships, safeguarding interests and mitigating risks.
  • Staying ahead of the curve on regulatory changes allows startups to remain compliant and competitive in the dynamic landscape.

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5 Best New Meme Coins to Buy Today as BTFD Makes Waves in The Bull Squad

  • Meme coins have become increasingly popular, with a new wave of projects promising unique offerings to investors and the community. BTFD Coin stands out with its Play2Earn game, staking rewards, and referral program, making it one of the best new meme coins to buy today.
  • The BTFD Coin presale is currently available at an incredible 50% extra coins bonus, with its price expected to increase as the presale concludes. BTFD Coin’s Play2Earn game and staking rewards offer users unique ways to engage with the platform and earn passive income.
  • Other popular meme coins include Dogecoin, Shiba Inu, Pepe Coin, and Bonk. Dogecoin stands out with its low transaction fees and developed community, while Shiba Inu’s ambitious roadmap and ecosystem make it a solid choice for diversifying portfolios.
  • Pepe Coin leverages its association with the iconic Pepe the Frog meme to create a strong community, with its ambitious goals and growing fanbase making it one to watch. Bonk’s connection to the Solana blockchain and decentralization make it stand out as a unique investment opportunity.
  • The meme coin market is volatile but offers huge potential to investors, with the right research and timing. BTFD Coin’s presale performance, Play2Earn game, and staking rewards make it one of the best new meme coins to buy today, promising excitement and potential returns.
  • If you’re interested in adding some meme coin excitement to your portfolio, now is the perfect time to join the BTFD Coin presale. The presale is expected to end soon, so don’t miss out on the opportunity to secure BTFD Coin before it hits the exchanges.
  • BTFD Coin’s impressive presale performance and innovative features make it a prime candidate in today’s meme coin market. Its Play2Earn game, staking rewards, and referral program offer unique opportunities for engagement and passive income.
  • Dogecoin, Shiba Inu, Pepe Coin, and Bonk also offer their unique value propositions, making them solid choices for investors looking to diversify their portfolios with meme-based investments.
  • Regardless of your choice, investing in meme coins can be thrilling, unpredictable, and potentially rewarding, offering an opportunity to engage with the community and culture that loves them.
  • Interested in buying BTFD Coin? Follow a few simple steps to join the presale and take advantage of the current 50% bonus before it’s too late.

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Report: Benefits Startup Level Shuts Down After Acquisition Falls Through

  • New York-based benefits startup, Level, has announced its shutdown after a failed acquisition.
  • The company was unable to find a buyer due to external challenges.
  • Existing benefit plans will terminate at the end of January.
  • Level aimed to help employers offer affordable insurance plans.

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Global Finance Magazine

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Avoiding The M&A Failure Trap: Q&A With NYU’s Baruch Lev And SUNY Buffalo’s Feng Gu

  • According to Baruch Lev and Feng Gu, who recently published The M&A Failure Trap, the frequency of write-offs of goodwill and investments in acquisitions, the rise of conglomerate mergers and price spikes are part of a troublesome trend in M&A. They estimate that 70%-75% of acquisitions have a disappointing completion rate, and found that company CEOs are often overconfident and frequently make multiple acquisitions believing that, following the takeovers, they'll be able to create major successes from what were think were loser targets. Poor management incentives and failure to communicate well with employees before, during and after acquisitions also hamper likelihood of a successful merger. The authors call for use of a newly-designed acquisition scorecard to help acquirers better judge the likelihood of success.
  • Baruch Lev and Feng Gu recently published The M&A Failure Trap warning that ‎today's high-frequency of write-offs of goodwill and investments in acquisitions, the abundance of conglomerate mergers and spurts of price spikes are part of a troublesome trend in M&A.
  • They found a 70-75% acquisition completion rate with disappointing outcomes and that overconfident CEOs create multiple acquisitions thinking they can turn what were losers into outright winners.
  • Poor incentives for management and trouble in communication with employees before, during and after mergers were also identified as problem areas leading to poor completion rates.
  • The authors were keen that companies should use a recently designed acquisition scorecard to help better identify potential success, where they estimate the 10 most important factors that either significantly positively or negatively affect acquisition outcomes.
  • The ideal buyer is said to be one that looks to make acquisitions before the arrival of a crisis, such as when patents are due to expire, a plateau is reached or competition is lurking, but not necessarily a company that is incredibly successful.
  • One of the authors' main focuses was on the human aspect of M&A, which they warn is often ignored; upon the acquisition announcement employees frequently start to leave, with talented staff often going first as they're more likely to find jobs elsewhere, with the trend continuing post-acquisition due to lay-offs being used as a means of cost savings.
  • Guidance on what would-be acquirers can do to anticipate success or failure was also sought; the authors encourage acquirers to provde a less optimistic outlook when providing information to management, to focus on potential plans for integrating target employees and to do due diligence on the accounting to help to identify any manipulation, the lack of which can lead to write-offs and subsequent embarrassment.
  • A buyer is considered to look good if it can use some of its stock for payment, rather than just cash or when it is attractive to target employees.
  • Finally, the authors call on companies to change the incentives where acquisition incentives should be given only for successfully completed acquisitions.

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The Fintech Times

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KuCoin Launches Merchant Payment Solution: KuCoin Pay

  • Cryptocurrency exchange KuCoin has launched a new merchant solution, KuCoin Pay, to integrate crypto payments into the retail sector.
  • KuCoin Pay aims to bridge the gap between traditional retail and crypto, reducing transaction fees and enabling immediate settlement of crypto payments.
  • Merchants can integrate KuCoin Pay into their payment systems, allowing customers to complete purchases through KuCoin via QR code or the KuCoin app.
  • KuCoin Pay is integrated within the KuCoin app, providing businesses with access to KuCoin's user base and promoting widespread crypto adoption.

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Frax Partners With Securitize on New Stablecoin

  • Frax Finance has partnered with Securitize to launch a new stablecoin called frxUSD.
  • The frxUSD stablecoin offers unprecedented transparency and custody.
  • It leverages BlackRock's USD Institutional Digital Liquidity Fund (BUIDL), tokenized by Securitize.
  • The stablecoin provides direct fiat redemption capabilities and enhanced compliance with U.S. financial systems.

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Carvana Rejects Hindenburg Research Allegations of ‘Accounting Grift’

  • Hindenburg Research takes a short position in Carvana, accusing the company of an 'accounting grift'.
  • Hindenburg alleges that Carvana engaged in 'sham' deals with a private dealership run by the father of Carvana's CEO and uncovered $800 million in loan sales to a suspected undisclosed related party.
  • Carvana denies the allegations, stating that Hindenburg's report is intentionally misleading and inaccurate.
  • Hindenburg also highlights the company's solvency risks and the significant stock sales made by insiders.

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Statistical Analysis for High-Impact Cardiovascular Therapies: Sunilkumar Patel’s Expertise

  • Sunilkumar Patel is a Clinical Statistical Analyst focusing on the design and analysis of statistical models for cardiovascular therapies that improve patient outcomes while meeting stringent regulatory standards.
  • Cardiovascular modeling requires a tailored approach due to multifaceted factors, such as blood flow dynamics, heart functionality, and vessel health, all of which require a deep understanding to accurately evaluate therapeutic interventions.
  • Sunilkumar emphasizes the need to address patient heterogeneity and time-dependent effects, explaining that statistical models must carefully assess both therapeutic benefits and safety profiles, especially given the higher risks associated with these interventions.
  • Sunilkumar has aided in the creation and testing of therapies for some of the most prominent medical device companies in the world, including working for Medtronic on several key projects.
  • Cardiovascular trials often focus on long-term outcomes such as survival rates, adverse events, and functional measures, which necessitates meticulous planning and execution.
  • Sunilkumar ensured gravity of safety during the evaluation of Resolute Integrity Stent and its effectiveness in improving coronary artery blood flow by implementing rigorous statistical methodology.
  • Sunilkumar recommended refining the trial's inclusion criteria and revising the primary endpoint to focus on clinical improvements for the therapy, which showed more effectiveness in patients without CKD and with specific genetic markers.
  • Sunilkumar's expertise in statistical analysis for high-impact cardiovascular therapies and innovative methodologies has made him a leader in the field, paving the way for the future of cardiovascular treatment.
  • Sunilkumar emphasized advocating personalized medical devices, recognizing that tailored treatments can significantly enhance patient outcomes.
  • Sunilkumar's contributions are helping to bring life-changing therapies to a wider range of patients, improving survival rates and overall quality of life, while reshaping how cardiovascular diseases are treated.

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OCC Poised to Ramp Up Scrutiny on Larger Banks

  • The Office of the Comptroller of the Currency (OCC) is expected to increase scrutiny on larger banks.
  • The OCC recently issued a cease and desist order to Bank of America, citing deficiencies in the Bank Secrecy Act (BSA) and sanctions compliance efforts.
  • Similar orders have been issued to other financial institutions, including USAA Federal Savings Bank and TD Bank.
  • The OCC's bank supervision plan for fiscal year 2025 focuses on intelligence analysis, threat detection, strong authentication, and third-party relationships.

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CFPB Aims to Stop Debt Collectors From Contacting Borrowers at Work

  • The Consumer Financial Protection Bureau (CFPB) is working to prevent unlawful debt collection targeting consumers at their workplace.
  • CFPB continues to crack down on companies that harass consumers by contacting them or their employers at work.
  • CFPB urges federal and state law enforcement to be vigilant in enforcing laws that prohibit unfair debt collection practices at work.
  • The CFPB encourages Congress to repeal a provision that allows debt collectors to contact borrowers' employers for debt collection purposes.

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Revolutionizing M&A: How Kison Patel is Redefining Deals in the Age of AI

  • Kison Patel is the Founder and CEO of DealRoom, an M&A lifecycle management platform designed for buyer-led M&A and recognized twice on the Inc. 5000 Fastest Growing Companies list.
  • Platforms like DealRoom help streamline processes, especially in areas such as document analysis, summarization, and early diligence.
  • AI is transforming M&A by organizing unstructured data, clustering related information, finding patterns in historical deals, and pre-planning integrations based on diligence insights.
  • Integration remains a challenge in M&A, particularly for aligning organizational cultures, consolidating tech stacks, and achieving synergy targets.
  • Economic conditions such as interest rates and regulatory dynamics are now starting to ease, leading larger companies to increasingly leverage M&A deals to fuel growth and innovation.
  • AI helps teams align integration plans early—during diligence, even- to create a blueprint for success, which is reducing the time and cost of executing transactions while improving outcomes.
  • Payouts based on broader timelines are becoming more common than specific performance metrics and equity rollovers are becoming more widely used in M&A deals as interest rates impact the cost of capital.
  • By adopting buyer-led M&A principles, companies can build stronger M&A processes that set the company up for successful integration.
  • The focus on frameworks like buyer-led M&A and leveraging tech-driven insights can make deals more predictable and successful.
  • M&A consistently achieving goals becomes not just a growth strategy but a cornerstone of innovation.

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Global Live Events Industry Focuses on Biometrics in 2025

  • Biometrics are increasingly being adopted for use at sports and other live events.
  • Companies and leagues in the United States, Europe, and Latin America are deploying biometric solutions for ticketing, credentialing, and sales.
  • Nearly half of venues in the global live events industry consider biometrics a top initiative for 2025.
  • Biometric solutions like facial recognition and identity verification are enhancing fan experiences, but also face privacy concerns.

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This Week in B2B: A Year’s Worth of Payments Innovation

  • The B2B payments landscape underwent significant transformation in 2024, driven by the continued evolution of digital technologies, regulatory shifts and changing market demands.
  • Emerging technologies like open banking and real-time account-to-account payments present viable alternatives.
  • Modern B2B payment solutions can reduce the reliance on manual processes, streamline workflows, and integrate with enterprise resource planning (ERP) and treasury management systems (TMS).
  • A breakdown of the biggest innovations shaping the future of B2B payments in 2024 revealed that, while supplier acceptance remains a hurdle, the B2B space collectively wised up to the potential of virtual card payments in 2024.
  • The year 2024 saw some of the worst hacks, breaches and data leaks ever, underscoring the vulnerabilities in a digital world.
  • Enhanced know your customer (KYC) and anti-money laundering (AML) protocols, driven by advanced analytics and real-time monitoring, become standard practice.
  • Among the key trends that reshaped B2B buyer and supplier dynamics this year were the rise of digital marketplaces, the embrace of automation and artificial intelligence (AI) across accounts payable (AP) and accounts receivable (AR) workflows.
  • Unified commerce and logistics software firm Cart.com teamed with punchout integration provider Greenwing Technology to make eProcurement easier and more efficient for institutional buyers such as universities, government agencies and large corporations.
  • It was announced that Nayax will deploy its fuel management system, EasyFuelPlus, across the U.K. delivery fleet of grocery and general merchandise retailer Tesco.
  • The finance function of many B2B firms operate like it’s still 1935, glued to sending paper checks and invoices.

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How Employer Branding Services Attract Top Talent

  • Employer branding services help companies establish themselves as desirable employers by highlighting their unique culture and values.
  • These services involve crafting a compelling narrative about the company, conducting research to understand employees' perspectives, and creating consistent messaging.
  • A strong employer brand attracts more candidates and motivates them to approach the company with excitement, leading to long-term engagement and productivity.
  • By attracting candidates who align well with the company's mission and values, a strong employer brand contributes to reduced turnover and a more stable work environment.

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