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Strategy News
HRKatha
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EPFO subscribers’ll soon be able to withdraw PF via ATMs
- Subscribers of the Employees’ Provident Fund Organisation (EPFO) will be able to withdraw cash from their provident fund via ATMs.
- The subscribers will be given a card that will serve as a debit card and allow them to withdraw money from their fund via ATMs.
- The process of settling claims will be made faster and more convenient for everyone.
- The Ministry of Labour is mulling over reforms in EPFO services, which may result in the 12 per cent cap in employee’s contribution being removed.
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HRKatha
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HDFC Life gets Pushkar Wadhone as VP-HR
- Pushkar Wadhone joins HDFC Life as Vice President-HR
- He previously served as HRBP at DP World
- Wadhone has a strong background in HR, with experience at Sutherland Global Services, Sanofi, Thermo Fisher Scientific, and Mahindra Logistics
- Described as an innovator and out-of-the-box thinker, Wadhone's logical thinking and good sense of humor will be an asset to HDFC Life
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Medium
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In 2025, the AI-infused world will require humans bring strategy and judgement
- Marketers will play a crucial role in navigating the trends that will shape the future of marketing in 2025.
- Achieving hyper-personalization requires understanding the emotional and cultural background of customer engagements.
- Marketers need to ensure smooth customer journeys and meaningful transitions between channels when implementing omnichannel strategies.
- The success of marketing in the future will depend on the strategic utilization of technology by individuals, known as the 'Position-less Marketer.'
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HRKatha
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Cognizant to expand workforce to 2,000 for new TechFin centre at GIFT City
- Cognizant, a global tech and consulting firm, is expanding its presence in India with major hiring initiatives and new facilities.
- A 10-lakh-square-foot hub in Hyderabad will focus on AI, cloud computing, and advanced technologies, creating 15,000 jobs. In Gandhinagar’s GIFT City, a TechFin centre launching in February 2025 will employ 500 professionals initially, scaling to 2,000 within three years to boost BFSI capabilities.
- The firm’s first Indore facility at Brilliant Titanium begins with 1,500 employees, aiming for 20,000. With over 1,200 openings in India, including 151 entry-level roles, Cognizant reinforces its commitment to local talent and tech innovation.
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Forbes
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Today’s CD Rates: December 11, 2024—Earn 5% And Up
- The best interest rates on CDs—certificates of deposit—pay up to 5.37% today, based on certificate term lengths.
- Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.31%, but the highest rate is 4.96%.
- If you can hold out for two years, 2-year CDs today are being offered at interest rates as high as 4.52%.
- Most jumbo CDs require a minimum deposit of $100,000—and some even require $250,000.
- The Federal Deposit Insurance Corp. provides you with up to $250,000 in coverage in the event the bank issuing your CD ever fails.
- CDs typically pay higher interest than other savings vehicles, even the best high-yield savings accounts and money market accounts.
- When you buy a certificate of deposit or credit union share certificate from a federally insured financial institution, you can sleep easily with the knowledge that your investment is protected.
- Digital banks tend to have an edge over traditional outfits thanks to lower overhead costs.
- The current average APY for a six-month CD is 1.85%, the same as last week at this time.
- The best rate on today’s jumbo CDs is 5.37% for a 6-month term. The average APY for this category of CD is currently 1.90%, compared to 1.83% last week.
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Forbes
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Mortgage Rates Today: December 11, 2024—Rates Remain Fairly Steady
- The current mortgage rate on a 30-year fixed mortgage fell by 0.03 percentage point in the last week to 7.05%.
- The APR on a 15-year fixed mortgage dropped 0.05 percentage point during the same period to 6.20%.
- Today’s average rate on a 30-year mortgage (fixed-rate) inched up to 7.05% from 7.03% yesterday.
- Today’s 15-year mortgage (fixed-rate) is 6.20%, down 0.05 percentage point from the previous week.
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Forbes
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Current HELOC & Home Equity Loan Rates: December 11, 2024—Rates Are Mixed
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.
- A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
- Different home equity lenders offer different repayment terms, but longer repayment terms usually mean lower monthly payments.
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Forbes
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Money Market Interest Rates Today: December 11, 2024 — Rates Move Downward
- The highest money market rate as of today is 5.00%, while the national average rate is 0.56%.
- Money market accounts (MMAs) are interest-bearing deposit accounts offered by banks and credit unions.
- MMAs typically offer higher interest rates compared to traditional savings accounts.
- Before opening a money market account, it is advisable to compare rates, minimum balance requirements, and withdrawal limits.
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Forbes
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High-Yield Savings Account Rates Today: December 11, 2024 – Rates Move Down
- Savings account rates are falling, with the average APY for a traditional savings account currently at 0.23%.
- High-yield savings accounts offer more interest but may require meeting certain criteria or higher minimum deposits.
- The highest rate for a standard savings account with a $2,500 minimum deposit is 5.84%, while the best rate for a high-yield account with a $10,000 minimum deposit is 5.35%.
- For high-yield accounts requiring a $25,000 minimum deposit, the highest rate available today is 4.41%.
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Insider
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20 books that Elon Musk, Jeff Bezos, and Bill Gates recommend you read
- Elon Musk, Jeff Bezos, and Bill Gates are no exception.
- They’ve recommended countless books over the years that they credit with strengthening their business acumen and shaping their worldviews.
- Here are 20 books recommended by Musk, Bezos, and Gates to add to your reading list:
- Jeff Bezos’ list includes books like The Innovator’s Solution, The Goal, The Effective Executive, etc.
- Elon Musk has recommended several AI books, sci-fi novels, and biographies over the years.
- Bill Gates usually publishes two lists each year, one in the summer and one at year's end, of his book recommendations.
- In his 2022 summer reading list, Gates highlighted works like How the World Really Works, Why We’re Polarized, Business Adventures etc.
- Factfulness is a book investigating the thinking patterns and tendencies that distort people's perceptions of the world. Gates has called it 'one of the most educational books I've ever read.'
- The Sixth Extinction by Elizabeth Kolbert plumbs the history of Earth's mass extinctions, including a sixth extinction, which scientists warn is already underway.
- The Coming Wave by Mustafa Suleyman explores the opportunities and risks posed by scientific breakthroughs like AI and gene editing.
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Pcgamesn
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Honkai Star Rail tier list - the best characters for version 2.7
- The Honkai Star Rail tier list for version 2.7 has been released.
- The tier list ranks the best Honkai Star Rail characters based on their performance in various scenarios.
- The characters were evaluated for their abilities in story content, boss challenges, and alternate game modes.
- Players can also use the Honkai Star Rail codes to get free currency for pulling new characters.
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HRKatha
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Why happiness is driving organisational growth and success
- Happiness is emerging as a powerful driver of organizational growth and success.
- Studies show that happier employees are more engaged, innovative, and productive.
- Organizations are prioritizing physical and mental well-being as essential components of a thriving workplace.
- Embracing workplace happiness leads to attracting top talent, retaining employees, and contributing to a larger purpose.
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HRKatha
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FIITJEE chairman faces backlash over abusive outburst during online meeting
- DK Goel, chairman, FIITJEE, faces backlash after a video of him verbally abusing an employee during an online meeting goes viral.
- During the meeting, Goel used expletives, derogatory remarks, and personal attacks, targeting the employee and their mother.
- FIITJEE allegedly has not paid teachers' salaries since February 2023 and threatened penalties for leaving.
- The incident has triggered criticism on social media, sparking discussions about workplace ethics and leadership accountability.
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Rockpapershotgun
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The RPS Advent Calendar 2024, December 11th
- The RPS Advent Calendar 2024 is underway featuring one favorite game each day.
- On December 11th, Mechabellum is featured - a competitive RTS game that doesn't require high reaction skills.
- Mechabellum is an autobattler where players choose their robots, their placement, and upgrades to defeat opponents.
- The gameplay involves finding weaknesses in opponent's battle lines, creating strategic moves, and enjoying the satisfaction of outsmarting opponents.
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HRKatha
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395
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Cognizant to expand workforce to 2,000 over 3 years
- Cognizant plans to expand its workforce in India over the next three years.
- The company is focused on creating jobs in technology, engineering, and business services.
- Cognizant is opening a facility in Hyderabad, generating over 15,000 jobs.
- The company is also launching a TechFin center in Gandhinagar, with plans to expand the workforce to 2,000.
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