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Forbes

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High-Yield Savings Account Rates Today: June 30, 2025 – Rates Are Steady

  • Savings account rates have remained steady compared to last week, with the highest rate reaching 5.84% for a standard account with a $2,500 minimum deposit.
  • Traditional savings accounts have seen a rise in rates in recent years, especially with online banks and credit unions offering higher rates than brick-and-mortar banks.
  • High-yield savings accounts can offer significantly more interest, but sometimes require certain conditions such as being a credit union member or maintaining a large deposit.
  • Today's best interest rates are around 4.88% for accounts requiring a $10,000 minimum deposit and 3.94% for those needing a $25,000 minimum deposit.

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Forbes

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CD Rates Today: June 30, 2025 – Earn As Much As 4.94%

  • Best CD rates today reach up to 4.94%. Federal Reserve expected to lower rates.
  • CDs offer fixed interest for set period but have withdrawal penalties.
  • Rates vary by CD term lengths, with highest rates for 6-month and 1-year CDs.
  • Comparison with various banks and types of CDs can help maximize returns.
  • Federal insurance protects CD investments from bank failures up to $250,000.

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Forbes

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Today’s HELOC & Home Equity Loan Rates: June 30, 2025

  • Home equity loans and HELOCs allow homeowners to borrow against the value of their homes, with a home equity loan being a fixed-rate, lump-sum loan and a HELOC being a variable-rate second mortgage.
  • HELOCs come in varying amounts ($100K, $250K, $500K) to cater to different financial needs, with different term lengths like 5, 10, 15, 20, and 30 years to suit borrowers' preferences.
  • The equity in a home is calculated by subtracting the remaining mortgage balance from the home's appraised value; borrowing capacity is based on this equity value, with competitive interest rates due to loans being secured against the home.
  • Lenders typically limit borrowing amounts based on loan-to-value ratios (LTV), such as 80% LTV or less, to mitigate risk of default and potential foreclosure.

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HRKatha

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Genpact work hours row grows amid clarification and criticism

  • Genpact faced online backlash and issued a clarification stating they follow a 9-hour workday, not 10 as speculated.
  • Uncertainty and lack of trust prevail internally as employees expected official communication regarding extended working hours.
  • Genpact introduced a system to track productivity through 'active hours' with minor incentives, but employees feel the compensation is inadequate for the increased workload.
  • Other IT companies like Accenture, Infosys, and HCL are revisiting work schedules to address concerns about mental health and productivity, while Genpact's lack of leadership transparency adds to the discontent.

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HRKatha

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Tata Steel sets 2028 target for 20% diverse workforce across group

  • Tata Steel aims to achieve a 20% diverse workforce across all group operations by 2028, showcasing commitment to workplace inclusion.
  • MOSAIC, Tata Steel's diversity and inclusion program, focuses on creating an equitable work environment, valuing individuals irrespective of background.
  • Initiatives like equal benefits for LGBTQIA+ partners, gender-neutral parental leave, and inclusive relocation policies support the company's vision.
  • Through initiatives like Women of Mettle scholarship and onboarding transgender operators, Tata Steel strives to reshape workplace norms in male-dominated industries.

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HRKatha

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‘Was told to stay silent over accent issues’: Indian techie in US

  • An Indian techie in the US faced workplace discrimination after being asked to remain silent in meetings due to his accent.
  • The incident, shared anonymously on Reddit, has ignited discussions on communication barriers, inclusion, and cultural sensitivity in global work settings.
  • The employee, feeling insulted and dismissed, was instructed to communicate with the team member through his manager following the incident.
  • The episode highlights the need for inclusive practices in multicultural teams, emphasizing the importance of professionalism, respect, and empathy in diverse workplaces.

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HRKatha

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How fake recruiters are preying on India’s job hunters

  • Job seekers in India fall victim to sophisticated employment scams amidst rising competition.
  • Scammers create convincing offers, websites, and offices to deceive even educated candidates.
  • Warning signs include upfront fees, pressure tactics, and unusual requests like Facebook logins.
  • Victims should report scams, exercise caution, and verify companies before engaging further.

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Medium

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Who Really is an AI Product Manager?

  • A regular PM might confuse using ChatGPT with being an AI PM, while a true AI PM understands neural networks and machine learning concepts like supervised and unsupervised learning.
  • Key technical tasks for a true AI PM include reducing chatbot hallucination rates and defining trade-offs between response quality and API costs for user segments.
  • To become an AI PM, individuals are advised to learn the basics of machine learning, work with data, collaborate with ML engineers, launch pet projects, and focus on practical AI applications rather than hype.
  • Being an AI PM requires a distinct skill set beyond traditional project management, emphasizing a deep understanding of AI technologies and their applications.

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HRKatha

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From 24°C to 48°C: One insurer’s quest to train across India’s divide

  • In India, IndiaFirst Life Insurance uses LEARN model for employee development.
  • LEARN model bridges gap between head office and field agents working under different conditions.
  • The company's approach includes career philosophy, strict metrics, cultural programs, and tech integration.

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Pcgamer

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Great moments in PC gaming: When the party in a tactics RPG start to really feel like your guys

  • The appeal of turn-based combat in RPGs lies in the ability to manage a whole party and focus on positioning.
  • The tactical considerations in turn-based combat include positioning for bonuses and using area-of-effect attacks strategically.
  • The author desires the feeling of controlling game characters akin to playing tabletop RPGs like HeroQuest and Dungeons & Dragons.
  • Personalization and ownership of characters is important, allowing players to make decisions on appearance and abilities in games like Divinity: Original Sin 2 and XCOM.

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HRKatha

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4-day work week for Dubai government staff

  • Dubai Government Human Resources Department (DGHR) is introducing a four-day workweek for its employees starting 1 July 2025 to enhance work-life balance.
  • This initiative is part of Dubai's 'Our Flexible Summer' project aimed at improving employee well-being and productivity during the summer months, from 1 July to 12 September 2025.
  • The work schedule will vary based on employee groups, with Group 1 working eight hours a day from Monday to Thursday and Group 2 working seven hours a day with staggered hours on Friday.
  • The move aligns with Dubai's commitment to employee welfare and mirrors the UAE's 'Year of Community' focus on strengthening family bonds and social well-being.

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HRKatha

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Laid-off employee pretends to be in service, gets better job

  • A Reddit user admitted to pretending to be employed after being laid off and successfully landed a better job.
  • He concealed his termination, continued applying for jobs, and posted fake work updates on LinkedIn.
  • Despite not feeling guilty about his actions, he eventually secured a higher-paying job with remote work benefits.
  • His confession sparked a discussion on employee ethics and the importance of background verification.

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HRKatha

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WPP Media appoints Rishi Kapoor as head, TA & resource management-South Asia

  • Rishi Kapoor will lead talent acquisition and resource management-South Asia at WPP Media, part of WPP's global media collective.
  • Kapoor previously served as VP, APAC-talent acquisition and staffing at Material before joining WPP.
  • With a background in talent acquisition, training & development, Kapoor's leadership is seen as a valuable asset to WPP Media.
  • WPP is a British multinational communications and advertising company, and HRKatha extends best wishes to Rishi Kapoor in his new role.

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Medium

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How I Reached Champion League in Clash Royale with a Self-Made Deck

  • The article is about a player who reached the Champion League in Clash Royale using a self-made deck.
  • The deck used by the player does not follow the traditional 'meta' decks, showcasing the player's originality and creativity.
  • The deck focuses on the Royal Giant as the main win condition and includes unique card combinations like Witch + Tornado, Prince + Bandit, and Electro Wizard.
  • Despite lacking a big spell and a building, the deck is described as flexible, fun, and original, emphasizing the importance of creativity in winning in Clash Royale.

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Hootsuite

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Brand monitoring: The 2025 guide for real business impact

  • Brand monitoring goes beyond counting mentions by analyzing and acting on brand conversations.
  • It includes tracking sentiment, competitive positioning, crisis spotting, and industry trends for insights.
  • Brands need monitoring for reputation management, product feedback, competitor analysis, and influencer opportunities.
  • Understanding sentiment, trends, and consumer feedback guides strategic decision-making and crisis management.
  • Tools like Google Alerts, Hootsuite Listening, and Talkwalker offer various levels of brand monitoring capabilities.

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