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Fortnite dev thinks bans on generated AI art will eventually become "unenforceable"

  • Fortnite product management director Dan Walsh comments on players using generative AI tools for profile thumbnails, stating Epic Games doesn't mind as long as it follows rules.
  • Walsh believes banning genAI usage in games like Fortnite will become unenforceable as AI art becomes harder to detect.
  • AI-generated art faces challenges as it is sometimes misidentified due to common hallmarks like errors, sparking discussions on the nature of creativity and artistic traditions.
  • The evolving landscape of genAI requires individuals to develop methods to distinguish between human-created and AI-generated art forms.

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What To Look For In A Travel Rewards Credit Card

  • Choosing a travel rewards credit card depends on your travel style and spending habits.
  • Having a flexible rewards program can allow point transfers and multiple redemption options.
  • Consider a card that aligns with your spending habits to maximize rewards.
  • Look for travel protections and compare fees before selecting a travel rewards credit card.

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Nora AlMansour appointed head-HR & Administration at American Express Saudi Arabia

  • Nora AlMansour appointed as head of human resources and administration at American Express Saudi Arabia, focusing on human capital strategy and organisational culture.
  • She brings over a decade of experience in human capital management within the financial services sector, having served in leadership roles at Saudi Payments and SADAD Payment System.
  • Her expertise lies in workforce planning, talent strategy, leadership development, and organisational design, contributing to HR transformation and operational excellence.
  • AlMansour's appointment aims to enhance employee development and reinforce operational excellence at American Express Saudi Arabia.

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HRKatha

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Madhya Pradesh cabinet clears transfer policy 2025

  • Madhya Pradesh Cabinet approves Transfer Policy 2025 with a new four-tier slab system, starting on 1 May for 30 days.
  • The policy increases permissible transfer quota from two to three percent, granting departments flexibility in conducting transfers.
  • Employee benefits include a five percent hike in Dearness Allowance (DA) to be paid in instalments, along with the formation of a committee for a Unified Pension Scheme.
  • New rules mandate online issuance of transfer recommendation letters by 30 May, prioritizing cases such as couples posted separately and employees with disabilities.

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Google overhauls performance ratings to sharpen focus on high achievers

  • Google is revamping its performance review and compensation system to reward high-performing employees more generously.
  • The changes include allowing more employees to receive the 'Outstanding Impact' rating, motivating them to exceed expectations.
  • Managers will have increased discretionary bonus budgets to reward top performers within the 'Significant Impact' category.
  • These adjustments aim to reinforce a culture of excellence at Google, aligning rewards with impact while keeping the changes budget-neutral.

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“How AI is Reshaping Sales Dev”: Webinar Recap

  • The webinar recap delves into the transformative role of artificial intelligence (AI) for sales and marketing alignment, highlighting real-world applications and strategies.
  • 72% of high-performing sales teams leverage AI, emphasizing the necessity for organizations to invest in training for effective AI utilization.
  • Sales teams using AI experience higher revenue growth and forecast accuracy, leading to improved strategic decisions and operational effectiveness.
  • Common AI myths were debunked, clarifying that AI augments human capabilities and is accessible to businesses of all sizes.
  • Practical ways AI is used include enhanced lead scoring, personalized customer engagement, and predictive analytics to drive sales and marketing alignment.
  • Tactical takeaways include starting small, investing in training, fostering collaboration, and continuously measuring and adjusting AI initiatives for optimal outcomes.
  • The integration of AI into sales and marketing offers transformative opportunities for small and medium business owners, enabling streamlined operations and personalized customer experiences.
  • Success with AI requires a willingness to learn, experiment, and evolve, empowering SMBs to drive growth, deepen relationships, and innovate for a resilient business future.
  • By embracing AI strategically, SMBs can shape the future, adapt effectively, and drive meaningful growth by utilizing technology for operational efficiency and customer-centric strategies.
  • For more information on integrated workflows and sales automation, interested parties can access the full on-demand recording of the webinar for additional resources.

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Oh no, Battle Brothers is actually incredibly unforgiving of minor mistakes

  • Battle Prose is a diary of Nic's adventures in Battle Brothers, a turn-based tactics game.
  • The group, led by Rumjugs, after a victorious battle, is heading back west for a payday in Kobmanhaven.
  • They receive payment for stopping ambushes, but struggle to find skilled new recruits for their band.
  • The group hires a priest to heal injuries, buys provisions, and rewards surviving members.
  • They embark on a new quest to find a castle named 'Necrosavant', facing challenges and misadventures on the way.
  • Encountering a hooded stranger, they get directions to their destination and find the location.
  • The group faces a gang in a battle to retrieve a stolen fertility idol, losing several members in the fight.
  • Despite initial success, the battle turns tragic, leading to the loss of many men and creating a somber atmosphere.
  • Leaving the site with the idol, the group reflects on the heavy losses and uncertain future, contemplating the harsh realities of their journey.
  • The narrative captures the challenges, losses, and dark humor experienced by Nic and his battle-hardened companions in the unforgiving world of Battle Brothers.

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Arnav Sharma named chief of staff to Tech Mahindra MD & CEO

  • Arnav Sharma promoted to the position of chief of staff to Tech Mahindra MD and CEO.
  • Sharma will oversee the CEO’s office and drive key strategic initiatives aligned with the organisation’s priorities.
  • He has over 15 years of experience in marketing and strategic roles at companies like Wipro, Dell, and TCS.
  • Sharma holds an MBA and is known for aligning strategic branding initiatives with business goals.

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CD Rates Today: April 30, 2025 – Take Home Up To 5.02%

  • CD rates today are as high as 5.02% depending on the certificate term lengths, offering better yields than high-yield savings accounts.
  • Withdrawal penalties apply if funds are taken out before the CD matures, potentially resulting in loss of interest.
  • For short-term goals, consider three-month CDs with rates up to 4.67% and six-month CDs with rates up to 4.94%.
  • Popular one-year CD terms have rates up to 5.02%, while two-year CDs offer rates up to 4.52%.
  • Awareness of early withdrawal penalties is crucial, especially for five-year CDs where penalties may equal a year's worth of interest.
  • Jumbo CDs with rates up to 4.94% are available for 6-month terms, with varying minimum deposit requirements.
  • Comparison shopping for CD rates is essential, as rates vary between banks and online institutions.
  • CDs offer safer investment options compared to riskier ventures like stocks or real estate, with FDIC and NCUA insurance coverage up to $250,000.
  • Investors can benefit from higher interest rates with CDs while ensuring the security of their funds with federal insurance protection.
  • Certain types of CDs are excluded from rate calculations, emphasizing the importance of understanding the terms and conditions before investing.

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Mortgage Rates Today: April 30, 2025 – Rates Move Down

  • Today's average mortgage rate on a 30-year fixed-rate mortgage is 6.71%, down 3.03% from the previous week.
  • Borrowers may save on interest costs with a 15-year fixed mortgage, having an average APR of 5.80%.
  • Current average interest rate on a 30-year fixed-rate jumbo mortgage is 7.18%.
  • Mortgage rates are influenced by economic factors, Federal Reserve decisions, U.S. Treasury bond yields, and global events.

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Money Market Interest Rates Today: April 30, 2025 – Earn Up To 4.89%

  • The current average money market rate is 0.53%, with the highest rate reaching up to 4.89% as noted by Curinos.
  • A money market account (MMA) is an interest-bearing deposit account offered by banks or credit unions, insured up to $250,000 per depositor by the FDIC at banks or the NCUA at credit unions.
  • Money market accounts allow your money to grow through interest and offer flexibility in terms of adding or withdrawing funds, though there may be limitations on transactions per statement period.
  • To choose the best money market account, compare different options based on factors like minimum balance requirements, fees, withdrawal limits, and annual percentage yields (APYs). Additionally, consider the conditions for earning the highest interest rates.

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High-Yield Savings Account Rates Today: April 30, 2025 – Rates Are Steady

  • High-yield savings account rates remain steady compared to last week, with the highest yield reaching 5.84% for a $2,500 minimum deposit.
  • Average APY for traditional savings accounts is at 0.22%, while high-yield savings accounts offer substantially higher interest rates.
  • Top interest rates today include 4.88% for a $10,000 minimum deposit and 4.40% for a $25,000 minimum deposit on high-yield savings accounts.
  • Historically, interest rates were highest in the early 1980s, with the Fed raising the federal funds rate to over 19% in response to high inflation.

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Mortgage Refinance Rates Today: April 30, 2025 – Rates Decrease

  • Today, the rate on a 30-year fixed refinance dropped to 6.81%, while rates for a 15-year and 20-year financed mortgage averaged 5.75% and 6.58%, respectively.
  • The average rate for a 30-year, fixed-rate mortgage refinance is 6.81%, down 2.71% from the previous week, costing $653 per month for principal and interest on a $100,000 loan.
  • The total interest cost over the life of a 30-year loan at this rate would be approximately $135,629.
  • The APR for a 30-year fixed mortgage is 6.84%, indicating the all-in cost of the loan.
  • A 20-year fixed mortgage refinance average rate is 6.58%, with an APR of 6.62%.
  • For a 20-year, fixed-rate mortgage refinance of $100,000, the monthly payment would be $750, with total interest costs of around $80,651.
  • 15-year fixed mortgage refinance rates are at 5.75% with an APR of 5.8%.
  • For a 15-year, fixed-rate mortgage refinance of $100,000, the monthly payment would be $831, with total interest costs of approximately $49,966 over the 15-year term.
  • Refinance rates differ from mortgage rates and can be slightly higher, with variations by program such as conventional, FHA, VA, and jumbo loans.
  • Factors like credit score, loan term, and program type affect refinance rates, with cash-out refinance rates typically higher due to borrowing from available equity.

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Today’s HELOC & Home Equity Loan Rates: April 30, 2025

  • Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
  • Home equity loan is a fixed-rate, lump-sum loan while a HELOC is a variable-rate second mortgage that draws on home's value as a revolving line of credit.
  • Different loan options such as 5-year, 10-year, 15-year, 20-year, and 30-year terms are available for various financial needs and projects.
  • Your home equity is the appraised value of your home minus your remaining mortgage balance, and HELOCs are loans that allow you to borrow against your home's equity.

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Infogain appoints Soma Pandey as CPO

  • Soma Pandey joins Infogain as the new Chief People Officer (CPO) to enhance employee experience and nurture STEM talent.
  • Pandey previously served as the Chief Human Resources Officer (CHRO) at Tredence and has over two years of global HR experience.
  • She has held executive positions at companies like Cognizant, Firstsource, Mastek, ITC, and Accenture, focusing on aligning talent capabilities with business strategies.
  • Having spent over six years at Accenture, Pandey has a strong track record in HR leadership roles before her appointment at Infogain.

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