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Strategy News
Forbes
2w
129
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Today’s Top Money Market Account Rates For December 9, 2024 — Rates Move Downward
- The highest money market rate as of today is 5.00%, while the national average rate is 0.56%.
- Money market accounts (MMA) are interest-bearing deposit accounts that can be opened at banks or credit unions, insured up to $250,000 per depositor.
- MMAs offer higher interest rates compared to regular savings accounts, but may require higher minimum deposits and balances.
- When opening an MMA, it's important to compare rates, minimum balance requirements, fees, and withdrawal limits to find the best option.
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Forbes
2w
397
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Mortgage Rates Today: December 9, 2024—Rates Move Down
- The current average mortgage rate on a 30-year fixed mortgage is 7.01%.
- Today, the average rate on a 30-year mortgage is 7.01%, compared to last week when it was 7.16%.
- The average rate on a 15-year mortgage is 6.15%, while the average rate on a 30-year jumbo mortgage is 7.03%.
- With today’s interest rate of 7.01%, a 30-year fixed mortgage of $100,000 costs approximately $666 per month in principal and interest.
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Forbes
2w
285
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High-Yield Savings Account Rates Today: December 9, 2024 – Rates Move Down
- Rates on savings accounts are going down, with the highest yield on a standard savings account being 5.84% with a $2,500 minimum deposit.
- High-yield savings accounts requiring a minimum deposit of $10,000 offer an interest rate of 5.35%.
- For high-yield savings accounts with a minimum opening deposit of $25,000, the highest available rate is 4.41%.
- Consider factors like minimum deposit, fees, and the reputation and safety of the bank or credit union before choosing a high-yield savings account.
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HRKatha
2w
112
Image Credit: HRKatha
1,012 robots per 10,000 workers:South Korea tops global robot adoption
- South Korea has become the global leader in industrial robot adoption.
- The country boasts 1,012 robots per 10,000 employees, the highest density worldwide.
- Singapore ranks second with 770 robots per 10,000 employees.
- China has aggressively pushed for automation, reaching 470 robots per 10,000 employees.
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Insider
2w
58.9k
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The STAR vs PARADE method for answering job interview questions — and when to use each
- The STAR and PARADE methods are effective frameworks for answering behavioral interview questions.
- The STAR method (Situation, Task, Action, Result) is great for structured, concise responses, especially for technical roles or competency-based interviews. It focuses on measurable outcomes but can be rigid.
- The PARADE method (Problem, Anticipated consequence, Role, Action, Decision-making rationale, End result) offers more depth, ideal for leadership or strategic roles, as it highlights the reasoning behind actions.
- PARADE is more complex, making it harder to prepare for, but it’s powerful in roles requiring critical thinking. Choose STAR for clear examples and PARADE for complex, problem-solving situations.
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HRKatha
2w
390
Image Credit: HRKatha
When AI stumbles: Navigating the risks of over-reliance
- Artificial intelligence (AI) is ubiquitous, streamlining workflows, optimising supply chains, personalising customer experiences and assisting in critical decision-making.
- However, AI is not infallible and the risks of over-reliance are already evident, from software glitches disrupting operations to systems making erroneous decisions.
- Organisations that rely exclusively on AI risk paralysis when systems fail.
- The solution to the risks of over-reliance on AI lies in planning for disruptions proactively, ensuring that automation complements human expertise rather than replacing it.
- Adopting a hybrid approach, where automation is combined with manual oversight, can ensure continuity during AI failures.
- Equipping employees with the skills to operate both manual and automated systems is equally critical.
- Organisations must maintain diversity in AI tools by using multiple providers, such as Google and Microsoft, to ensure fallback options during disruptions.
- The risks of over-reliance on AI extend to cultural and strategic challenges, eroding employee engagement, and obscuring the human element.
- By fostering a culture of engagement, continuous learning and process ownership, businesses can ensure that their teams remain prepared for the unexpected.
- The key to thriving in an AI-driven world is not to relinquish control but to stay connected to the processes that underpin success.
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HRKatha
2w
121
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Singapore raises retirement age from 63 to 64, re-employment age from 68 to 69
- Singapore is increasing the retirement age from 63 to 64 and the re-employment age from 68 to 69.
- The retirement age will gradually increase to 65 by 2030.
- The government is offering financial support to employers to retain older workers through initiatives such as the part-time re-employment grant (PTRG) and the senior employment credit (SEC) schemes.
- The PTRG provides grants for organizations that re-employ senior workers on a part-time basis with flexible hours, while the SEC scheme offers financial incentives to employers who hire workers aged 60 and above.
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HRKatha
2w
116
Image Credit: HRKatha
2.89 lakh jobs generated by food-processing industry’s PLI scheme
- The food processing industry's PLI scheme has generated 2.89 lakh jobs.
- Rs 8,910 crore has been invested across 213 locations in the country under the PLI scheme.
- The scheme bans the use of certain ingredients and promotes reliance on local farmers for raw materials.
- The government has been supporting small and medium enterprises in the food-processing sector.
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Pcgamer
2w
43
Image Credit: Pcgamer
If you have fond memories of Warhammer battle reports from antique issues of White Dwarf, here's a turn-based wargame that's basically just those
- SOVL: Fantasy Warfare is a turn-based wargame with a familiar and nostalgic art style reminiscent of old issues of White Dwarf magazine.
- The game features simple rules and easy-to-understand positioning mechanics, where flanking and rear-charging provide combat advantages.
- SOVL offers a singleplayer campaign mode with linked battles and random events, allowing players to earn experience, gold, and recruit mercenaries.
- While the game is free-to-play, certain armies require purchasing DLC to unlock, and the base game is available for free on Steam.
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2 Likes
Medium
2w
376
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How Google Product Leadership solved the Modern Family Question
- YouTube, as the second largest search engine, faced the 'Modern Family Question' where the show consistently ranked as a top search query.
- Google had two choices: redirect users to external sites like abc.com or continue showing no results.
- A senior executive framed the problem by questioning YouTube's core identity and its aim to be comprehensive or provide a consistent user experience.
- The decision was to prioritize a consistent experience over comprehensiveness, which proved to be the correct choice.
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22 Likes
Rockpapershotgun
2w
191
Image Credit: Rockpapershotgun
Caves Of Qud, one of the most exciting development projects in PC gaming, hit 1.0 this week
- Caves Of Qud, a long-awaited PC game, reached version 1.0 after 17 years of development.
- The update includes multiple endings, a revamped UI, improved tutorials, and more.
- Publisher Kitfox assisted in the release, offering support and producing a beginner's tutorial.
- Despite their plans for future updates, the developers may consider working on a new game in the future.
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11 Likes
Medium
2w
265
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Dynamic Capacity: The Next Big Thing CEOs Need to Care About (Or Do They?)
- Dynamic Capacity is a concept focused on adaptability and growth in the face of market challenges.
- The report emphasizes the importance of AI, geographic expansion, and M&A as drivers of Dynamic Capacity.
- However, the report lacks a strong theoretical framework and sector-specific insights.
- While the concept has potential, it needs further development to provide actionable advice to CEOs.
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15 Likes
Minis
2w
16k
Image Credit: Minis
Is that job posting just for show? Here’s how to find out if an opening is meant for an internal candidate
- Sometimes job postings are mere formalities, as employers may already have internal candidates in mind. This practice, though not improper, can waste job seekers’ time.
- To identify such postings, career experts recommend networking. Schedule a brief 10-minute chat with someone at the company to gather insights. Ask tactful questions about the hiring process, such as whether internal candidates are being considered or how far along the search is.
- Even if the person lacks specific details, these conversations offer valuable cultural insights and potential referrals. This approach saves time and increases the chances of finding meaningful opportunities.
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Nonprofithub
2w
91
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[PODCAST] Scaling Nonprofits: Navigating Challenges and Driving Sustainable Growth – Doug Paul
- Scaling Nonprofits: Navigating Challenges and Driving Sustainable Growth
- Join Doug Paul, managing partner at Catapult, as he shares insights on scaling nonprofit organizations
- Uncover the secrets to surmounting challenges in scaling nonprofits
- Learn about assumptions mapping, distributed power structures, and fundraising hurdles for sustainable growth
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5 Likes
Forbes
2w
126
Image Credit: Forbes
High-Yield Savings Account Rates Today: December 6, 2024 – Rates Are Mixed
- Rates on savings accounts are mixed compared to one week ago.
- The highest yield on a standard savings account with a $2,500 minimum deposit amount within the last week has been 5.84%.
- High-yield savings accounts generally pay much more interest than conventional savings accounts.
- The highest rate available today for high-yield savings accounts with a minimum opening deposit of $25,000 is 4.41%.
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7 Likes
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