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Strategy News
Forbes
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361
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Today’s HELOC & Home Equity Loan Rates: July 3, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- Home equity loans are fixed-rate, lump-sum loans allowing borrowing up to 85% of the home's value, while HELOCs are variable-rate second mortgages using home's value as a revolving line of credit.
- Different loan terms (5-year, 10-year, 15-year, 20-year, and 30-year) cater to varying financial needs, from quick payoffs to long-term investments.
- Borrowers can tap into home equity for projects, investments, debt consolidation, and education costs, leveraging the value of the property.
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Forbes
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178
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CD Rates Today: July 3, 2025 – Rates Fall
- CD rates fluctuate with highest rates up to 4.94% for different term lengths.
- Consider CD maturity penalties before investing. 3-month to 5-year CD options available.
- Jumbo CDs offer higher rates but require larger deposits. Digital banks often provide competitive rates.
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HRKatha
1w
182
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Infosys fires employee for secretly recording women in restroom at Bengaluru campus
- Infosys terminated a male employee for recording a woman in a restroom at its Bengaluru office.
- The incident on 30 June led to outrage, highlighting concerns about workplace safety and privacy.
- The accused was caught after a female colleague noticed suspicious activity, leading to his confrontation and arrest.
- Infosys supported the woman in filing a legal case, cooperated with authorities, and found multiple objectionable videos on the accused's phone.
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HRKatha
1w
268
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The heart versus the head: Why startups struggle to balance culture and capability
- Startups face dilemma: prioritize culture fit or technical prowess in hiring decisions.
- Early-stage startups emphasize culture for cohesion, agility, and shared purpose.
- As startups scale, capability often eclipses culture fit in hiring priorities.
- The most successful startups blend cultural alignment with capability for sustainable growth.
- Dynamic hiring strategies evolving with growth stage are key to startup success.
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HRKatha
1w
349
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Chauncey Hill elevated to director-talent mobility solutions, Google
- Chauncey Hill has been promoted to director of Talent Mobility Solutions at Google, previously working as director of Performance Management and Development.
- Hill joined Google in 2018 as director of People Partner Lead for global partnerships, bringing a wealth of HR experience from previous roles at companies like Tesla, Michael Kors, and Valentino.
- Throughout his career, Hill has held various HR management positions, starting in 2004 at Alvin Ailey American Dance Theatre and later working at companies like Scoop NYC and BCBGMAXAZRIAGROUP.
- In response to his promotion, Hill expressed his belief in unlocking individual potential and enabling growth at Google, emphasizing the importance of clear pathways for employees.
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Hootsuite
1w
0
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Social media intelligence (SOCMINT): A 2025 guide for marketers
- Social media intelligence (SOCMINT) is about gathering and analyzing public social media data.
- It helps in turning online conversations into actionable data for marketing and policy development.
- Different professions use SOCMINT to track brand sentiment, monitor safety risks, gauge community needs, and more.
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Forbes
1w
25
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Chase Unveils New Points Boost Redemptions—Are You Missing Out?
- Chase has updated the redemption options for Chase Sapphire Reserve cardholders, with a new Points Boost feature introduced.
- New cardholders as of June 23, 2025, can redeem points at a reduced value of 1 cent per point through Chase Travel, marking a devaluation from the previous 1.5 cents per point.
- Points Boost allows for up to 2 cents per point in value on select purchases, such as hotel bookings with The Edit by Chase Travel and flights with specific airlines.
- While Points Boost can offer good value for certain travel bookings, the overall system may undervalue points compared to previous redemption options, emphasizing the need for strategic point usage.
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Forbes
1w
230
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Is Your Money Safe? What To Know About The Second U.S. Bank Failure This Year
- The second U.S. bank failure of the year occurred in Texas with the closure of Santa Anna National Bank due to suspected fraud.
- The Federal Deposit Insurance Company (FDIC) took over as receiver of the bank, ensuring deposits up to $250,000 per depositor per ownership category are protected.
- Customers whose accounts were transferred to Coleman County State Bank can expect their services, such as debit cards, direct deposit, and checks, to continue.
- It is recommended to verify that your bank is FDIC-insured to safeguard your funds in case of bank failures, even though the recent closure did not result in a major national collapse.
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HRKatha
1w
27
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Microsoft is cutting 9,000 jobs in fresh layoff round
- Microsoft is cutting 9,000 jobs, which is about four per cent of its global team.
- The layoffs are part of organisational changes to ensure success in a dynamic marketplace.
- This round of cuts follows previous layoffs earlier this year, totaling over 15,000 job cuts.
- Microsoft aims to reduce operational costs by outsourcing some functions and focusing more on investing in artificial intelligence.
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HRKatha
1w
270
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June witnessed 11% rise in fresher hiring in India
- In June, fresher hiring in India increased by 11%, with strong demand in fields like accounting, insurance, AI, and ML.
- Insurance saw the highest increase in hiring at 32%, while accounting and finance hiring rose by 34% compared to the previous year.
- Coimbatore emerged as a top destination for freshers, experiencing a 24% increase in hiring. Demand for experienced professionals also grew by 15%.
- Metro cities like Chennai, Bengaluru, and Pune observed a rise in hiring among startups and sectors like architecture, interior design, hospitality, and BPO/ITES industry.
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Rockpapershotgun
1w
81
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Leading Total War: Warhammer 3's peasants to freedom from their equine oppressors
- Nic embarks on a quest to lead Bretonnia's serfs against their equine oppressors.
- Facing Bretonnia with no knights or horses, the peasants rise against their noble overlords.
- Armed with guns and a sense of justice, the serfs aim to liberate Bretonnia.
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Forbes
1w
196
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Overtourism Protests Are Spreading—Is Your Vacation Protected?
- Protests against overtourism are spreading in popular European destinations like Barcelona, Lisbon, and the Canary Islands, causing potential disruptions for travelers.
- Local pushback against mass tourism has led to incidents like tourists being sprayed with water guns, prompting concerns for travelers visiting these destinations.
- Travel insurance could be beneficial to protect against disruptions caused by protests or civil unrest while traveling. It is advisable to check the specifics of your policy for coverage details.
- Considering policies with flexible cancellation options like 'cancel for any reason' (CFAR) can provide additional peace of mind for travelers concerned about potential disruptions due to overtourism protests.
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Insider
1w
4.2k
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Amazon rolls out a stricter performance review process — with culture as a key metric
- Amazon is integrating Leadership Principles into employee evaluations for the first time, using a three-tiered approach to assess adherence to company values.
- CEO Andy Jassy aims to reinforce company culture by leveraging Leadership Principles to rate employee performance.
- The move is part of a larger trend among tech giants to revamp performance management and reward systems.
- Amazon's performance review policy has faced past criticism, with concerns over limited oversight and a cutthroat culture, but the company seems to be striving for more accurate and unbiased assessments.
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Bitcoinist
1w
243
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Corporate Bitcoin Holdings Surge Past 3 Million BTC As Treasury Firms Multiply–Report
- Corporate Bitcoin holdings have surged past 3 million BTC, worth about $315 billion, with 199 entities now involved in holding Bitcoin.
- Major companies view crypto not just as a trading asset but as a long-term treasury play, as the total BTC holdings have more than doubled since the start of 2024.
- Strategy leads with 580,250 BTC worth about $60 billion, pioneering the concept of a pure-play treasury firm, setting a higher premium for its shares.
- Debt risks are a concern for companies heavily invested in Bitcoin, with potential challenges in refinancing during market downturns, despite the broader industry influence and entry of new players into the market.
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HRKatha
1w
157
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Shipra Saraf appointed head-HR consulting, India and S. Asia, Microsoft
- Shipra Saraf has been appointed as the head of HR consulting for India and South Asia at Microsoft, moving from her previous role as the head of HR for India at Kenvue since 2022.
- Shipra Saraf is an alumna of Lady Shri Ram College (LSR), Delhi University and XLRI Jamshedpur. She started her career as an intern at EY and held various HR roles at Johnson & Johnson before joining Kenvue.
- She describes herself as a collaborative leader and is excited to join Microsoft during a time when the company is focused on leveraging AI to revolutionize work processes.
- Shipra Saraf's career progression showcases her expertise and leadership in HR roles, culminating in her new position at Microsoft. HR Katha extends best wishes for her new role.
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