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HRKatha

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‘I love my job’ say 49% of employees who have a good friend at work

  • 49% of employees in India who have a good friend at work admit they love their job, as per the ‘Power of Socialisation’ report.
  • Employees with friends at work feel connected, express views comfortably, and learn from their co-workers.
  • Loneliness at work can lead to employees considering job changes, especially among Gen Z and Millennials.
  • Employees in social workplaces are more inclined to stay, feel comfortable being authentic, and confident in expressing views.

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Livebitcoinnews

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Saylor’s Strategy Buys 1,895 BTC for $180 Million

  • Strategy, formerly known as MicroStrategy, purchased 1,895 bitcoins for $180 million, according to a filing with the SEC.
  • To fund the Bitcoin purchase, Strategy raised $180.3 million by selling stock shares to the market.
  • This investment adds to Strategy's significant holdings, with previous purchases and a stock price increase demonstrating market confidence.
  • The company's aggressive approach in Bitcoin procurement is a strategic move, positioning Bitcoin as a long-term asset for businesses.

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Bernstein Analysts Predict Michael Saylor’s Strategy And Other Corporations Could Buy $330 Billion in Bitcoin by 2030

  • Bernstein analysts predict that companies could invest up to $330 billion in Bitcoin by 2030, following strategies similar to Michael Saylor's approach.
  • Michael Saylor's company, Strategy, has successfully integrated Bitcoin purchases into its capital plan, doubling it to $84 billion in efforts called the '21/21' and '42/42' plans.
  • Bernstein estimates that large corporations with substantial cash reserves could contribute around $190 billion to Bitcoin holdings, with additional investments expected from high-growth firms.
  • While Strategy's innovative financial engineering has made it a leader in the corporate Bitcoin space, replicating its success may prove challenging for other companies, reshaping how businesses manage their balance sheets.

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Medium

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Why users outgrow Mint Mobile!

  • A former Mint Mobile user shares their experience of outgrowing the network as their needs evolved beyond what it initially offered, highlighting the importance of products evolving with users.
  • User segments within the prepaid mobile ecosystem, including cost-conscious students, reliability-focused individuals, transparency seekers, convenience prioritizers, and value-loving households, are discussed based on motivations and decision-making patterns.
  • An emphasis is placed on the importance of understanding and catering to the evolving needs of users, especially those who have transitioned from their original demographic profile to avoid churn.
  • The disconnect between a product's current offerings and the brand perception can hinder growth as users may not consider updated features if the brand's identity remains stagnant.
  • The article evaluates Mint Mobile's pricing structure, network performance issues related to de-prioritization during congestion, and the need for the brand to adapt to users' changing lifestyles to retain them effectively.
  • Suggestions are made for Mint Mobile to focus on adding value at different commitment levels, implementing user segmentation engines, repositioning the brand as a smart choice rather than just a budget option, and addressing the lack of roaming features for travelers.
  • Proposed improvements include introducing a coverage transparency tool, offering surge-resistant plans for professionals, and ensuring the product philosophy aligns with user growth and changing needs.

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Inkbotdesign

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Why Your Social Media Campaign Isn’t Getting Sales (Fix This First)

  • Many social media campaigns fail due to a disconnect from the sales process and customer journey.
  • A successful social media campaign framework involves defining measurable objectives, mapping content to the customer journey, and implementing platform-specific strategies.
  • Proper tracking, optimization based on conversion data, and audience targeting are crucial components of a successful social media campaign.
  • Content should be tailored for each stage of the customer journey, with a focus on conversion-driven content types.
  • Effective social media campaigns balance organic and paid strategies, leveraging influencer collaborations and behavioural targeting for better results.
  • Budget allocation, platform-specific strategies, content calendars, and audience targeting play key roles in maximizing ROI from social media campaigns.
  • Successful social media campaigns require a strategic approach, clear objectives, and ongoing optimization based on performance data.
  • The right tools, case studies, and FAQS provide insights into improving social media campaign effectiveness and generating sales.
  • Consistency, quality content, and proper targeting are essential for social media campaigns that drive conversions.
  • Building campaigns around customer needs and conversion metrics transforms social media from a cost center to a revenue engine.

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Pcgamer

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There's now a free 'shareware' version of horde-battling RTS Diplomacy is Not an Option

  • Diplomacy is Not an Option, a base-building RTS game, left early access last year to a positive reception.
  • Developer Door 407 has released a free shareware version of the game, which serves as a standalone demo with exclusive content.
  • The shareware version features three hours of gameplay, including story missions and an endless mode, allowing players to try it out before purchasing.
  • The game's main appeal lies in its thousands of physically-simulated enemies and strategic elements like troop positioning and defense tactics.

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Medium

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AI & Tech for Product Manager | Part 1

  • Understanding technology is essential for product managers to enhance feasibility and viability of features or products.
  • Technology forms the core of almost every product, and a solid grasp of it is crucial for success in product management.
  • Product managers serve as the link between the business and development realms, requiring effective communication skills.
  • A strong understanding of technology enables product managers to communicate effectively with both business and engineering teams, facilitating successful feature implementation.

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Pcgamer

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Stellaris' new Biogenesis expansion lets you be a sapient planet or home-grow your own cosmic leviathan

  • Stellaris released the Biogenesis expansion as part of its ninth season of DLC, offering players the ability to bio-engineer their species, create fleets of living craft, and experience new story vignettes.
  • The expansion introduces the Wilderness player start, where players begin the game as a sapient planet, focusing on evolving mega-flora and fauna using Biomass resource and launching terraforming spores to spread influence to other worlds.
  • Additional player origins like Evolutionary Predators and Starlit Citadel provide options for bioengineering super-species or navigating story-focused origins, respectively.
  • For those seeking chaos, a new Player Crisis scenario allows players to nurture their own galactic leviathan and unleash it upon the galaxy, adding a new level of gameplay at a price tag of $25 on Steam.

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HRKatha

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Malaysia Aviation Group delivers bonuses despite sharp profit drop

  • Malaysia Aviation Group (MAG) delivers performance-based bonuses of up to 2.5 months’ salary to its 13,000 employees, down from last year's six-month bonus.
  • The Group faced a financial downturn with an 18% drop in flight capacity in the final quarter, resulting in 6,388 cancelled flights affecting around one million passengers.
  • Despite expecting a loss, the Group stayed profitable due to a RM426 million reversal of asset impairments from the COVID-19 period, with revenue slipping one percent to RM13.68 billion.
  • Cash reserves fell to RM3 billion from RM4.3 billion, but MAG did not require additional funds from its main shareholder, having utilized RM1.3 billion of a RM3.6 billion support package.

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HRKatha

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Undervalued techie quits, client follows, costing company Rs 2.5 Crore

  • A tech professional's quiet exit from his job at a mid-sized IT firm led to major consequences for his former employer.
  • Despite handling critical accounts and receiving positive feedback, the employee felt undervalued due to lack of salary revision and dismissal of concerns by his manager.
  • After receiving a better offer from a rival firm, the employee resigned, prompting the client he managed to terminate a Rs 2.5 crore annual contract with his former company and shift their business.
  • This incident highlights the importance of recognizing and retaining talent in today's competitive corporate environment.

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Forbes

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Current Mortgage Refinance Rates: May 5, 2025 – Rates Don’t Budge

  • 30-year fixed refinance mortgage rates held steady at 6.87% today.
  • The average rate for a 15-year fixed refinance mortgage is 5.73%.
  • For 20-year mortgage refinances, the average rate is 6.65%.
  • The APR for a 30-year fixed-rate mortgage is 6.9%.
  • The APR for a 20-year fixed refinance mortgage is 6.69%.
  • The APR for a 15-year fixed mortgage stands at 5.78%.
  • Refinancing rates for jumbo mortgages are slightly higher than standard rates.
  • The process for refinancing a mortgage involves similar steps to getting a home purchase loan.
  • Having a strong credit score and managing debt can help secure lower refinance rates.
  • National average mortgage rates are expected to remain in the mid-to-high 6% range in 2025.
  • Forecasting mortgage rates is influenced by economic indicators like inflation and unemployment rates.

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Forbes

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Today’s Top Money Market Account Rates For May 5, 2025 – Rates Hit 4.89%

  • The highest money market rate as of today is 4.89%, significantly higher than the national average rate of 0.53%.
  • Money market accounts function as interest-bearing deposit accounts similar to savings accounts, providing growth in interest over time.
  • These accounts are secured by the Federal Deposit Insurance Corp. (FDIC) for banks and the National Credit Union Administration (NCUA) for credit unions up to $250,000 per depositor.
  • When opening a money market account, consider the best yields on the market, minimum requirements, account fees, withdrawal limits, and other features to find the most suitable option.

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Forbes

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High-Yield Savings Account Rates Today: May 5, 2025 – Rates Are Steady

  • Savings account rates have remained the same compared to one week ago, with the highest yield standing at 5.84% for a $2,500 minimum deposit account.
  • Online banks and credit unions typically offer higher interest rates on savings accounts than traditional brick-and-mortar banks.
  • The average annual percentage yield (APY) for a traditional savings account is currently 0.22%, while high-yield savings accounts offer much higher rates but may require certain conditions to be met.
  • When choosing a savings account, consider factors like deposit requirements, interest rates, fees, and federal insurance protection to make an informed decision.

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Mortgage Rates Today: May 5, 2025 – Rates Remain Fairly Steady

  • The average interest rate on a 30-year fixed mortgage is 6.78%, slightly lower than last week's 6.82%.
  • For faster repayment, the average rate on a 15-year fixed mortgage is 5.74%, down 2.48% from the previous week.
  • Homeowners considering refinancing to lock in a lower rate should compare existing rates with current market rates.
  • Today's average 30-year fixed mortgage rate is 6.78%, with an APR of 6.81%.
  • The APR on a 15-year fixed mortgage is 5.79%, down from 5.94% the previous week.
  • Mortgage rates initially trended downward post-spring 2024 but surged in October 2024 despite Federal Reserve rate cuts.
  • Experts do not anticipate a significant decrease in mortgage rates in the near future.
  • Mortgage rates follow U.S. Treasury bond yields and are influenced by Federal Reserve decisions and global events.
  • The Federal Reserve's monetary policy and economic conditions impact long-term mortgage rates.
  • Prospective homebuyers can improve their chances of qualifying for competitive rates by maintaining a good credit score and lower DTI ratio.

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Forbes

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CD Rates Today: May 5, 2025

  • CD rates as of May 5, 2025, offer up to 5.02% interest, varying by term length.
  • CDs provide fixed interest rates for a set period, typically yielding more than high-yield savings accounts.
  • Withdrawals from CDs before maturity can incur penalties, such as losing a year's worth of interest.
  • Rates for three-month CDs average 1.3%, with the highest rate at 4.67%.
  • Six-month CD rates are around 1.78% on average, with the best rate at 4.94%.
  • The highest interest rate for a one-year CD is 5.02%, remaining stable compared to last week.
  • For two-year CDs, rates go as high as 4.52%, with an average APY of 1.66%.
  • Three-year CD rates peak at 4.27%, while five-year CD rates reach 4.26%.
  • Jumbo CDs offer rates up to 4.94% for six-month terms, with a minimum deposit requirement usually around $100,000.
  • Comparison shopping for CDs is crucial as rates differ among banks and institutions.

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