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Strategy News
HRKatha
1w
292
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AI in the workplace: The dangerous illusion of neutrality
- Executives embracing artificial intelligence as a pinnacle of workplace objectivity are dangerously misled.
- AI implementing companies like Salesforce are perpetuating a myth that algorithms are unbiased, which is false.
- AI fails to grasp cultural nuances in workplace behavior, exemplified by Indian practices like 'jugaad' and 'adjusting'.
- AI perpetuates generational stereotypes and lacks the ability to fairly evaluate diverse workplaces.
- Accountability becomes murky when AI influences hiring, evaluation, and promotion decisions.
- Human judgment's irreplaceable nature lies in empathy, intuition, and contextual understanding, beyond AI's capabilities.
- AI evaluation systems in workplaces create a surveillance state, impacting autonomy and creating psychological stress.
- The framing of AI as benevolent in the workplace can lead to false expectations and undermine trust.
- Organizations must acknowledge AI's limits while valuing human judgment and cultural understanding in workplace dynamics.
- Transparent implementation of AI in workplaces, considering cultural contexts and human values, is crucial for balanced integration.
- By utilizing AI alongside human judgment, workplaces can benefit from technology while preserving the essence of human interactions.
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Forbes
1w
162
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Best Bank Of America Credit Cards Of 2025
- The best Bank of America credit cards cater to a wide range of consumers.
- Bank of America offers cards for those rebuilding credit, students, and luxury travel cardholders.
- They provide options for cash rewards, travel, and secured credit cards.
- Forbes Advisor has unbiased ratings and information on credit cards.
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HRKatha
1w
388
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Praj GenX breaks gender barriers with 50 women welders in manufacturing facility
- Praj GenX, a subsidiary of Praj Industries, has employed 50 women welders in its manufacturing facility in Mangaluru’s Special Economic Zone.
- To promote gender inclusivity in a male-dominated field, Praj GenX collaborated with Fronius welding institute and NITTE University to train young women in welding.
- The women welders, known as the 'Rani Chennamma Batch', are provided with a safe and comfortable work environment, advanced personal protective equipment, and women-led security operations.
- Praj GenX plans to expand its training initiatives to other high-skill areas and is committed to fostering diversity and inclusion in the manufacturing industry.
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Medium
1w
175
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Is this an AI investment Boom?
- Global corporations across sectors are investing heavily in developing AI solutions to transform operations and gain a competitive advantage.
- AI-powered analytics enable smarter business decisions, operational cost reduction, and enhanced customer satisfaction.
- Industries like retail, finance, and healthcare are using AI to optimize supply chains, detect fraud, and improve patient care.
- Adopting AI technology is now essential for survival in a competitive landscape as it drives unprecedented growth and innovation.
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HRKatha
1w
296
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Centre approves 24% salary hike for MPs, effective retrospectively from 2023
- The Centre has approved a 24% salary hike for Members of Parliament (MPs), effective retrospectively from April 1, 2023.
- MPs will now receive a monthly salary of Rs 1.24 lakh, up from Rs 1 lakh, along with increased daily allowances.
- Former MPs will also benefit from a pension increase, with payments rising from Rs 25,000 to Rs 31,000 per month.
- The salary revision is the first adjustment for parliamentarians since 2018 and is based on the Cost Inflation Index.
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HRKatha
1w
313
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VOIS appoints Sumit Sabharwal as head-HR services
- VOIS (Vodafone Intelligent Solutions) has appointed Sumit Sabharwal as head-HR services.
- Sabharwal will lead the entire HR strategy for the company and ensure excellence in all key HR processes.
- With more than two decades of experience, Sabharwal has held various key leadership roles in companies like Fujitsu and Huawei.
- Sabharwal holds an MBA in human resources and a BIS (Hons.) in Computers.
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Heinzmarketing
1w
301
Assessing Your Foundational Marketing Elements – Where do you stand?
- The Predictable Pipeline Method by Heinz Marketing focuses on data-driven, buyer-centric marketing campaigns and sales initiatives.
- The method includes five core values that form the foundation of the go-to-market approach for organizations.
- Client assessments involve discovery interviews, reviewing existing documentation, and using the Predictable Pipeline Maturity Model.
- The model features pillars like Target Market, Messaging & Content, Sales Cycle, Resources & Technology, Metrics, and GTM Orchestration.
- Assessing foundational marketing elements involves scoring based on the model's maturity levels from Initial to Optimized.
- Organizations are encouraged to be critical, identify gaps, and work towards improving their foundational elements continuously.
- Messaging plays a crucial role, requiring customer interaction, research, message refinement, and testing for engagement.
- Building foundational elements is emphasized as a long-term process involving goal setting, research, collaboration, and continuous testing.
- Heinz Marketing offers free consultations to discuss the Predictable Pipeline Method and assess organizational standing in foundational marketing elements.
- In conclusion, understanding and improving foundational marketing elements is highlighted as a team effort requiring thorough evaluation and testing.
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HRKatha
1w
33
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SEBI eases ‘Skin-in-the-Game’ rules for AMC employees
- SEBI has relaxed the 'skin-in-the-game' rules for asset management company (AMC) employees in India.
- Under the new slab-based system, the investment obligations will vary based on the employees' salary and designation.
- Employees in Slab 0, earning less than Rs 25 lakh annually, are exempt from mandatory investments.
- SEBI aims to align the interests of employees with those of the investors in the company's schemes.
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Forbes
1w
150
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High-Yield Savings Account Rates Today: March 24, 2025 – Rates Are Steady
- Rates on savings accounts are steady compared to one week ago.
- The highest yield on a standard savings account with a $2,500 minimum deposit amount in the last week was 5.84%.
- The average APY for a traditional savings account is 0.22%.
- High-yield savings accounts requiring a minimum deposit of $10,000 have the best interest rate of 4.88%.
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Forbes
1w
317
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Current Mortgage Refinance Rates: March 24, 2025 – Rates Hold Steady
- Mortgage refinance rates were unchanged with a rate of 6.63% for a 30-year fixed, 5.62% for a 15-year, and 6.34% for a 20-year refinance.
- The APR for a 30-year fixed rate mortgage refinance is 6.66% compared to 6.86% last week.
- For a 30-year fixed refinance at an interest rate of 6.63%, the monthly cost would be around $641 per $100,000.
- On a 20-year mortgage refinance, at an interest rate of 6.34%, the monthly cost would be $736 per $100,000.
- A 15-year fixed mortgage refinance averages around 5.62%, with a monthly payment of $824 per $100,000 borrowed.
- For a 15-year fixed-rate jumbo mortgage refinance, the average interest rate is 6.74%, with a monthly payment of $884 per $100,000.
- Refinance rates are typically slightly higher than purchase loan rates by 0.01% to 0.15% for a 30-year fixed rate.
- Consider factors like closing costs, discount points, or avoiding mortgage insurance to lower interest rates when refinancing.
- Refinancing can help lower monthly payments, pay off loans sooner, tap into home equity, or eliminate PMI.
- It is crucial to calculate the break-even point by dividing closing costs by monthly savings to assess the benefit of refinancing.
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19 Likes
Forbes
1w
330
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CD Rates Today: March 24, 2025 – Rates Down
- The top interest rates on CDs currently reach up to 5.06%, varying by term length.
- CDs come with fixed interest rates for specific terms, with penalties for early withdrawals.
- Short-term CDs like three-month or six-month options offer rates as high as 4.72% and 4.94%, respectively.
- One-year CDs have a top rate of 5.02%, while two-year CDs offer rates up to 4.52%.
- For three-year CDs, the highest rate is 4.65%, and for five-year CDs, it's 4.26%.
- Jumbo CDs with minimum deposits of $100,000 offer rates up to 5.06% for a 6-month term.
- CD rates vary between banks, so comparing offers is crucial to maximize returns.
- Online banks typically provide higher CD rates compared to traditional brick-and-mortar banks.
- To open a CD, you need to fund it with a minimum deposit, and early withdrawals incur penalties.
- While CDs offer stable returns, they may not match the long-term growth potential of stocks.
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Forbes
1w
376
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Current HELOC & Home Equity Loan Rates: March 24, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.
- A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
- Both options use your property as collateral for your payments, which means your lender can seize your property if you can’t repay what you borrow.
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Forbes
1w
142
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Mortgage Rates Today: March 24, 2025 – Rates Remain Fairly Steady
- The average mortgage rate for a 30-year fixed mortgage is 6.52%.
- The average rate for a 15-year fixed mortgage is 5.65%.
- Today's average rate for a 30-year fixed-rate jumbo mortgage is 6.71%.
- Different loan options are available for borrowers with varied credit and financial situations.
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8 Likes
HRKatha
1w
188
Image Credit: HRKatha
Uttar Pradesh to establish corporation for managing contractual employees
- The Uttar Pradesh government plans to establish a corporation to manage its contractual workforce across 93 departments.
- The corporation aims to streamline recruitment, ensure job security, and implement fair reservation policies.
- It will centralize the hiring process, ensure wage uniformity, and address issues of exploitation and fraudulent practices.
- Existing employees will not face immediate job cuts, and the transition to the corporation-managed system will be gradual.
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11 Likes
HRKatha
1w
70
Image Credit: HRKatha
HerKey appoints Wasim Sayed as VP-growth and marketing
- HerKey, India’s largest AI-powered platform for women professionals, has appointed Wasim Sayed as its Vice President of Growth and Marketing.
- Sayed's role will involve leading strategic initiatives to drive user growth, enhance customer acquisition, and strengthen brand positioning.
- With over 17 years of experience in digital and product marketing, Sayed is well-equipped to contribute to HerKey's mission of empowering women professionals.
- Neha Bagaria, founder & CEO of HerKey, stated that Sayed's appointment comes at a time when organizations are increasingly prioritizing women's career advancement and their earning potential.
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