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Strategy News
Forbes
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Save Big For Your 4th Of July Bash: Best Cards For Grocery Cash Back
- The 4th of July is a busy grocery shopping weekend, and some credit cards offer cash back rewards for supermarket purchases.
- Top credit card picks for grocery shopping include the Blue Cash Preferred® Card from American Express, Chase Freedom Flex®, and Citi Custom Cash® Card.
- Debit cards like Discover® Cashback Debit Checking and Cash App Card also offer cash back rewards at grocery stores.
- Maximize cash back rewards by paying off credit card balances in full, checking for special offers from card issuers, and using personalized discount offers from apps like Cash App.
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HRKatha
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Union Cabinet’s employment incentive scheme to create 35 mn jobs
- The Union Cabinet has approved a Rs 1 trillion Employment-Linked Incentive (ELI) scheme to generate 35 million new jobs in two years, focusing on formal employment and aiding first-time job seekers, notably in the manufacturing sector.
- The scheme offers financial support to first-time employees registering with the Employees' Provident Fund Organisation (EPFO), with direct incentives of up to Rs 15,000 per employee based on salary brackets, targeting those earning up to Rs 1 lakh per month.
- Employers are required to meet minimum hiring quotas; small businesses must hire two additional employees, while larger firms need to recruit five or more. The government will provide incentives of Rs 1,000 to Rs 3,000 per new hire based on wage levels to incentivize employers.
- This initiative aims to combat youth unemployment and stimulate job growth, particularly in manufacturing, with incentives applicable to new positions created between August 1, 2025, and July 31, 2027, supporting workforce formalization and aligning with youth-centric schemes outlined in the Union Budget.
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Nasscom’s Talent Council to build future-ready digital workforce
- Nasscom has launched a Talent Council to strengthen India's digital talent ecosystem.
- The council aims to build a globally-competitive, future-ready workforce by focusing on skill building in deep tech and digital transformation.
- It seeks to foster collaboration among industry stakeholders, academic institutions, and government agencies to align education and skilling programmes with the needs of the digital economy.
- The initiative aims to upskill workers in emerging technologies and enhance India's reputation as a global hub for digital excellence.
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Michael Saylor’s Strategy Set To Yield $14 Billion Profit In Q2, Bloomberg
- Strategy, formerly MicroStrategy, is expected to report $14 billion in unrealized gains from its Bitcoin strategy in Q2.
- The company's profits are attributed to the rise in Bitcoin prices and changes in accounting practices.
- Despite criticism, Michael Saylor's strategy has led to a surge in Strategy's stock value by over 3,300% since the Bitcoin buying spree began.
- Strategy's recent accounting change allows it to recognize the market value of its significant Bitcoin holdings, currently valued at about $64 billion.
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Forbes
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187
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Chase Changes Welcome Bonus Eligibility On Sapphire Cards: Here’s What You Need To Know
- Chase has updated eligibility rules for welcome bonuses on its Sapphire credit cards.
- Cardholders can now hold both Chase Sapphire Preferred® Card and Chase Sapphire Reserve® at the same time.
- Changes to the welcome bonus eligibility are now determined based on various factors.
- Chase has introduced a new tool to help potential cardholders check their welcome bonus eligibility before applying.
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AMD expands India operations; eyes 10,000-strong workforce
- AMD is expanding its operations in India and aims to have a workforce of 10,000 employees in the country in the coming years.
- India serves as a significant hub for AMD's research and development activities due to the talent pool and its longstanding presence in the country.
- The company has invested in a new design centre in Bengaluru to enhance its innovation efforts, particularly in chip design and artificial intelligence.
- AMD is collaborating with Indian academic institutions to support tech research and has a strong focus on innovation, making India a crucial part of its global strategy.
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Good Glamm faces employee backlash as dues remain unpaid
- Former employees of The Good Glamm Group are still waiting for their pending dues, including salaries, gratuity payments, and experience letters, months after being laid off.
- Existing employees have also been affected, with April salaries only partially paid and May and June salaries pending for many.
- Several ex-employees have taken lower-paying jobs to survive while the company attempts to raise Rs 250–300 crore in fresh funding.
- Good Glamm has sold assets like ScoopWhoop and Sirona at lower valuations, and is considering selling MissMalini Entertainment and Organic Harvest amid financial struggles.
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Forbes
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155
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Money Market Interest Rates Today: July 2, 2025 – Earn Up To 4.5%
- Money market rates today range from an average of 0.53% to a high of 4.5%.
- Money market accounts pay higher interest rates than traditional savings accounts, offer debit cards, and check-writing capabilities.
- Accounts are insured by the FDIC or NCUA up to $250,000 per account, protecting money in case of bank failure.
- To open an account, compare yields, ensure you can meet minimum requirements, be mindful of fees and consider account features.
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Forbes
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273
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High-Yield Savings Account Rates Today: July 2, 2025 – Rates Are Steady
- High-yield savings account rates have remained consistent compared to the previous week, offering up to 5.84% APY.
- Traditional savings accounts now provide higher yields, particularly from online banks and credit unions, with an average APY of 0.22%.
- For high-yield accounts, the best interest rates range from 4.88% to 3.94% depending on the minimum deposit amount, with average APYs around 0.23% to 0.24%.
- When considering a savings account, it's crucial to compare yields, minimum deposit requirements, and potential fees while ensuring the institution is FDIC or NCUA insured.
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102
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Here Are Today’s Mortgage Refinance Rates: July 2, 2025 – Rates Dip
- Today's mortgage refinance rates show a decrease for various loan terms.
- Interest rates for 30-year, 20-year, and 15-year fixed refinance mortgages are provided.
- APR percentages and monthly payment estimates are detailed for different loan types.
- Factors affecting refinance rates and strategies for securing the best rate are discussed.
- Predictions on mortgage interest rates for 2025 and considerations for refinancing are highlighted.
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Forbes
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25
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Current HELOC & Home Equity Loan Rates: July 2, 2025
- Home equity loans and HELOCs allow homeowners to borrow against the value of their homes using them as collateral for payments.
- HELOCs offer flexibility with variable rates, allowing homeowners to draw on their home's value as a revolving line of credit.
- Understanding the various repayment terms (5-year, 10-year, 15-year, 20-year, and 30-year) for home equity loans helps borrowers choose the suitable option based on their financial goals.
- HELOCs provide the option to access funds as needed and pay interest only on the amount used, based on the equity in the home.
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Forbes
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162
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Mortgage Rates Today: July 2, 2025 – Rates Slide
- The average mortgage rate on a 30-year fixed mortgage dropped to 6.58% from 6.7% the previous week, while the rate for a 15-year fixed mortgage decreased to 5.57%.
- Comparing refinancing rates to existing mortgage rates is recommended for homeowners looking to lock in lower rates.
- Factors such as the Federal Reserve's decisions, U.S. Treasury bond yields, and global events can influence mortgage rates, although experts do not expect significant drops in the near future.
- While various economic factors affect mortgage rates, borrowers can focus on areas like credit score and loan programs to potentially secure a lower rate.
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Forbes
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89
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CD Rates Today: July 2, 2025
- Current CD rates are as high as 4.94%, varying by term and expected to decrease.
- CDs offer fixed rates and penalties for early withdrawal, with different term options.
- Select the right CD by comparing rates from various banks and understanding early withdrawal penalties.
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HRKatha
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Kirloskar Oil Engines appoints Sharukh Vazifdar as head-compensation and benefits
- Kirloskar Oil Engines (KOEL) has appointed Sharukh Vazifdar as the head of compensation and benefits to modernize its people strategy.
- Vazifdar will steer KOEL's compensation strategy to align with long-term business goals, build engaging reward systems, and support global expansion.
- With experience in compensation design, Vazifdar's background includes roles at Mattr, Canada, and founding RewardCraft, offering tailored compensation solutions.
- The appointment signifies KOEL's commitment to talent innovation and creating a more progressive workplace, reflecting Vazifdar's expertise and strategic HR approach.
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Apple sues former engineer for theft of Vision Pro files
- Apple has filed a lawsuit against a former senior engineer named Di Liu, accusing him of stealing confidential company data related to its Vision Pro headset before joining Snap Inc.
- Di Liu allegedly downloaded sensitive documents during his notice period at Apple. He held a significant role in the Vision Pro project as a system product design engineer.
- Apple claims Liu transferred proprietary files to his personal cloud account using his active employee credentials without disclosing his move to Snap, an Apple competitor in the AR space.
- The lawsuit alleges that Liu accessed secure systems during his offboarding period and extracted documents containing sensitive hardware designs and technology blueprints.
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