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Strategy News
Pcgamesn
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Get Cities Skylines 2, Crusader Kings 3, and tons of strategy classics for cheap
- Stalwart publisher and developer Paradox is hosting a big sale on strategy games.
- Cities Skylines 2 and Crusader Kings 3 are amongst the games available for cheap.
- The sale provides an opportunity to catch up on some of the best contemporary strategy classics.
- Paradox is well-known for its base building, resource gathering, and military strategy games.
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HRKatha
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10% decline in German workforce by 2040?
- Germany is projected to experience a potential 10% decline in its workforce by 2040, according to a recent study.
- To sustain its economy, Germany needs to attract a significant influx of skilled foreign workers.
- Recent reforms to Germany's labour migration laws aim to simplify the process for skilled workers moving to the country.
- However, structural barriers and challenges in integrating foreign workers remain significant obstacles.
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HRKatha
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Computershare grows from 10 employees to 435 in India
- Computershare, a global company, has grown its workforce in India from 10 employees to 435 in just two years.
- The company celebrated its second anniversary in India with a special event at its Hyderabad office.
- Computershare's India operations provide crucial support for its Corporate Trust business and have contributed to its global success.
- The company is dedicated to community engagement and social impact through initiatives like CSR programs and training programs for employees.
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Forbes
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CD Rates Today: November 27, 2024—Earn 5% And Up
- CD rates today range as high as 5.37%, which is a far better return than a few years ago.
- A CD is a fixed-interest account, and you can only access your payment after the term expires.
- The higher the term, the better the profit, and you should select a CD that matches your financial needs.
- The best rate on a jumbo CD for a 6-month term is 5.37% while the average APY is 1.92%.
- Bank comparison shopping is essential since CD rates differ among institutions.
- Traditional banks typically offer lower CD rates than online banks without branches.
- CDs are a low-risk investment, and the Federal Deposit Insurance Corp. insures up to $250,000.
- CDs and stocks have varying roles in your financial plan, with CDs being for savings and stocks for solid long-term returns.
- Curinos determines average rates for CDs by excluding certain types such as relationship-based rates and promotional offers.
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Forbes
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Current National Refinance Rates: November 27, 2024—Rates Climb
- The rate on a 30-year fixed refinance has risen while the average rate on a 15-year mortgage refinance is at 6.33%.
- The average rate on a 20-year mortgage refinance is currently at 7.18%.
- The average rate for the 30-year fixed-rate mortgage refinance has increased to 7.34% from yesterday.
- On 30-year fixed mortgage refi, APR is 7.36%, while for a 20-year fixed refinance mortgage, the APR rate is 7.21%.
- A homebuyer with a 30-year fixed mortgage refi of $100,000 will pay $688 per month in principal and interest, while a person with a 15-year fixed rate will pay $862 per month on a $100,000 loan.
- The average interest rate on the 30-year fixed-rate jumbo mortgage refinance is 7.20%.
- Rates for government-backed loan programs such as FHA and VA mortgage refinances can be lower than a conventional or jumbo refinance.
- Refinancing can allow you to tap some of your home’s equity or eliminate private mortgage insurance (PMI).
- Try to find out what those fees will be and divide them by the monthly savings from the new mortgage.
- Lenders are also more likely to approve you if you don’t have excessive monthly debt.
- You should keep an eye on mortgage rates for various loan terms. They fluctuate frequently, and loans that need to be paid off sooner tend to charge lower interest rates.
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Forbes
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Current HELOC & Home Equity Loan Rates: November 27, 2024—Rates Are Mixed
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.
- A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
- The more home equity you have, the higher your net worth rises. Building wealth is vital to having long-term financial health, and home equity is one way to build wealth.
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Forbes
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Today’s Top Money Market Account Rates For November 27, 2024 — Rates Stay About The Same
- The average money market rate is currently at 0.56%.
- Today's best money market rate is 5.00%.
- Money market accounts offer higher interest rates and convenient access to cash.
- Before opening an account, compare rates, requirements, fees, and limits.
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Forbes
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Mortgage Rates Today: November 27, 2024—Rates Remain Fairly Steady
- Today’s average mortgage rate on a 30-year fixed-rate mortgage is 7.22%, down 0.07 percentage point from the previous week
- Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, which will typically have a lower rate than a 30-year, fixed-rate home loan.
- Today’s 30-year mortgage—the most popular mortgage product—is 7.22%, down 0.07 percentage point from a week earlier.
- Let’s say your home loan is $100,000 and you have a 30-year, fixed-rate mortgage with the current rate of 7.22%, your monthly payment will be about $680, including principal and interest (taxes and fees not included)
- Today’s 15-year mortgage (fixed-rate) is 6.33%, down 0.04 percentage point from the previous week.
- Borrowers with a 30-year fixed-rate jumbo mortgage with today’s interest rate of 7.20% will pay $679 per month in principal and interest per $100,000.
- Comparing APR among lenders is a better way to see overall costs because it will show you everything from interest rate to fees.
- Home loan borrowers can qualify for better mortgage rates by having good or excellent credit, maintaining a low debt-to-income (DTI) ratio.
- Further, the inflation rate and the general state of the economy directly impact interest rates.
- For buyers with limited credit or finances, a government-backed loan is usually the better option as the minimum loan requirements are easier to satisfy.
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Forbes
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High-Yield Savings Account Rates Today: November 27, 2024 – Rates Are Mixed
- Rates on savings accounts are mixed compared to one week ago, with the highest yield at 5.84% for a standard savings account with a $2,500 minimum deposit.
- High-yield savings accounts generally offer higher interest rates, with the best rate at 5.35% for a minimum deposit of $10,000.
- For high-yield accounts requiring a minimum deposit of $25,000, the highest rate available today is 4.43%.
- When choosing a savings account, consider factors such as interest rates, minimum deposit requirements, fees, and the reputation of the bank or credit union.
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HRKatha
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Woman faces job threat over traditional role stereotypes, sparks debate on Reddit
- A 29-year-old industrial mechanic shares her experience of alleged gender discrimination on Reddit.
- She was warned by her boss about the possibility of losing her job as one of the co-owners has a preference for men in traditionally male-dominated roles.
- Concerned about her future, she sought advice from the Reddit community and received suggestions to document the discrimination and address the issue formally.
- The story has sparked a debate on workplace discrimination, the importance of documentation, and the role of unions in protecting workers during probationary periods.
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HRKatha
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Air India SATS welcomes Ramanathan Rajamani as CEO
- Air India SATS Airport Services (AISATS) has appointed Ramanathan Rajamani as its new CEO.
- Rajamani previously held the role of CEO for AISATS from 2018 to 2021.
- He has a career spanning over two decades, with experience in airport services and management.
- Rajamani holds a Bachelor of Engineering, a Master of Science in Logistics, and has completed an Executive MBA program.
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HRKatha
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85% bonus for Infosys employees with November salary?
- Junior and mid-level employees of Infosys in the delivery and sales teams will receive a performance bonus of 85% for Q2.
- The bonus will be included in their November pay and is a way to acknowledge their contributions and dedication.
- Infosys aims to further its high-performance work culture and reward employees for helping the company grow.
- This bonus surpasses what was given by TCS, with no relation to in-office attendance.
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HRKatha
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How companies are harnessing the power of data to predict, retain, and inspire talent
- Workforce analytics is becoming a strategic tool for companies in talent management.
- Predicting attrition is a significant application of workforce analytics, helping companies identify turnover patterns and introduce engagement strategies to retain critical talent.
- Analytics is used for workforce planning to optimize staffing levels, anticipate skill gaps, and strike a balance between permanent and contract workers.
- Workforce analytics revolutionizes performance measurement by supplementing traditional appraisals with real-time metrics and identifying high-potential employees while flagging signs of disengagement.
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HRKatha
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Zomato CEO will work without salary till March 2026
- Deepinder Goyal, founder and CEO of Zomato, will not accept any salary until March 31, 2026.
- Goyal has not been drawing his base salary since April 1, 2021, which amounts to Rs 3.5 crore per year.
- In addition to the base salary, Goyal is eligible for variable pay and statutory benefits.
- The funds raised from Zomato's qualified institutional placement (QIP) will be used for expanding the network, establishing dark stores and warehouses, increasing advertising activities, and enhancing cloud infrastructure and technology.
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Minis
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The 5 worst mistakes employees can make in a new job
- Assuming You Know Everything: Ask questions and seek guidance to adapt quickly and avoid mistakes.
- Isolating Yourself: Build relationships with colleagues to foster collaboration and connection.
- Dwelling on Past Jobs: Treat your new role as a fresh start and focus on growth, not past negativity.
- Overusing Comparisons: Avoid constant references to previous jobs; embrace your new workplace and processes.
- Failing to Learn: Use onboarding time to explore resources, understand company goals, and align with its culture.
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