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HRKatha

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322 offers made to 700+ youth at Nagaland job fair

  • A job fair organized by Bal Bharti Academy, in partnership with Bosch, was held in Nagaland's Dimapur, attracting an overwhelming 1,505 youth.
  • Participants received career guidance, one-on-one counseling, and advice on enhancing skills and career growth.
  • 705 jobseekers participated in the event, with 322 offers made by 12 companies from various sectors.
  • The event highlighted the urgent need for more job fairs to address unemployment and create opportunities for the youth in Nagaland.

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HRKatha

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Key leadership appointments at Julius Baer India

  • Julius Baer has made key leadership appointments in its India operations.
  • Guneet Singh has been appointed as the group head, reporting to the CEO, Umang Papneja.
  • Singh brings more than 24 years of wealth management experience to the role.
  • The appointments aim to accelerate Julius Baer's expansion and strengthen its market position in India.

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Forbes

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Can’t Beat This: New U.S. Bank Shield Card Has A 24-Month 0% Intro APR, The Longest Available

  • U.S. Bank has introduced a new credit card, the U.S. Bank Shield Card, with a 24-month 0% intro APR.
  • The card offers an unmatched 0% intro APR on purchases and balance transfers for 24 billing cycles.
  • After the intro period, a standard variable APR of 17.74% to 28.74% applies.
  • U.S. Bank claims the U.S. Bank Shield Card provides the best and longest introductory APR offer on the market.

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Medium

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Recognizing Inflection Points: When to Stay the Course and When to Pivot

  • Inflection points are critical junctures in the life of a business when its fundamentals are about to change.
  • Many companies fail because they refuse to acknowledge when the rules of the game have fundamentally changed.
  • Vigilant product leaders should track changes in customer behavior, emerging competitors, diminishing returns, and disruptive technologies.
  • A successful pivot is a strategic decision based on validated learning and should be communicated clearly to the team and stakeholders.

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TronWeekly

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Strategy Announces 5M Series A Perpetual Strife Preferred Stock to Fund Bitcoin Acquisition

  • Strategy plans to offer 5,000,000 shares of its Series A Perpetual Strife Preferred Stock to fund Bitcoin acquisition.
  • The preferred stock will offer a 10% fixed dividend rate and redemption rights under specific conditions.
  • Proceeds from the offering will be used for general corporate activities and operational capital.
  • Morgan Stanley, Barclays, Citigroup, and Moelis will act as joint book-running managers for the offering.

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Rockpapershotgun

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New Cities: Skyline 2 update reduces homelessness and makes it easier to track, alongside new difficulty modes

  • The latest update for Cities: Skylines 2 introduces new features and difficulty modes.
  • The patch includes UI enhancements, changes to traffic and garbage systems, and the addition of birthday parks.
  • Notably, the update also implements quality-of-life improvements related to homelessness.
  • Changes include the addition of homeless population tracking and requirements for affordable housing and suitable jobs for the homeless citizens.

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Rockpapershotgun

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The Half-Life 2 RTX demo proposes a nice visual upgrade and not much else

  • The Half-Life 2 RTX demo is now available on Steam and covers sections of the Ravenholm and Nova Prospekt chapters.
  • The mod includes ray tracing, RTX Remix asset remastering, and DLSS 4 Multi Frame Generation.
  • While the visual upgrades add to the atmosphere of the game, they do not significantly improve it.
  • The mod may require high-end graphics cards, and the visual enhancements may not extend beyond the initial 'Oh cool' moment.

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HRKatha

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When startups flip pages instead of strategies

  • A recent incident has highlighted the unpredictable nature of some startups, where leadership decisions lack consistency.
  • The incident involved a Bengaluru-based startup, where the founder's decisions were influenced by the latest book they happened to be reading.
  • The incident has sparked discussions about the challenges faced by employees in startups with unclear strategic direction.
  • This incident emphasizes the importance of stable leadership and well-defined business strategies for startups to succeed.

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Medium

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Level Up Your Game: Mastering the Winmatch Mentality in Online Competition

  • Embrace the learning process and analyze losses to identify areas for improvement.
  • Focus on the process of getting better rather than obsessing over wins.
  • Develop a growth mindset to overcome challenges and persist through obstacles.
  • Manage tilt effectively by recognizing the signs and implementing strategies to regain control.

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HRKatha

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IBM CEO’s pay jumps 23% amid strong AI growth

  • Arvind Krishna, CEO of IBM, received a 23% increase in his total compensation, earning $25 million in 2024.
  • Krishna's stock awards rose from $11.4 million to $14.8 million, while his base salary remained unchanged at $1.5 million.
  • IBM reported strong financial performance, with total revenue of $62.8 billion, driven by advancements in hybrid cloud technology and AI.
  • The CEO-to-employee pay ratio at IBM in 2024 was 518:1, sparking discussions around pay inequality.

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Forbes

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Latest HELOC & Home Equity Loan Rates: March 18, 2025

  • Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
  • A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.
  • A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
  • Different home equity lenders offer different repayment terms, but longer repayment terms usually mean lower monthly payments.

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Forbes

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CD Rates Today: March 18, 2025 – Take Home Up To 5.06%

  • CD rates today, as of March 18, 2025, can reach up to 5.06%, significantly higher than in previous years.
  • Certificates of deposit (CDs) offer a fixed interest rate over a specified period, providing higher yields than high-yield savings accounts but with withdrawal penalties.
  • For short-term savings, three-month CDs offer rates up to 4.72%, while the best six-month rate is currently at 4.94%.
  • Popular one-year CD rates are as high as 5.02%, with a current average annual percentage yield (APY) of 1.87%.
  • Two-year CDs have interest rates up to 4.52%, and three-year CDs at 4.65%, with average APYs at 1.68% and 1.59% respectively.
  • Five-year CDs offer rates up to 4.26%, with an average APY of 1.6%, but have higher early withdrawal penalties for breaking the term.
  • Jumbo CDs, requiring larger deposits, can earn up to 4.94% for six-month terms, with average APY of 1.79%.
  • When searching for the best CD rates, consider offerings from traditional banks, credit unions, and digital firms to find the highest yields.
  • CDs are a secure savings option with insurance coverage up to $250,000 from FDIC for bank-issued CDs and NCUA for credit union share certificates.
  • Stocks may outperform CDs over time, but CDs provide stability, making them suitable for savings you don't need immediately.

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Forbes

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Today’s Top Money Market Account Rates For March 18, 2025 – Rates Hit 4.89%

  • The current average money market rate is 0.54%, while the highest rate is up to 4.89%.
  • Money market accounts work similarly to savings accounts, with higher interest rates but require higher minimum deposits and balances.
  • Before opening a money market account, compare different options with regard to minimum balance requirements, monthly fees, withdrawal limits, and annual percentage yields.
  • To open a money market account, you can apply online or in person by providing personal information and making an initial deposit.

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Forbes

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This Week’s Personal Loan Rates: March 18, 2025—Rates Inch Up

  • Rates on personal loans increased last week, but highly qualified borrowers can still find reasonable interest rates.
  • For borrowers with a credit score of at least 720, the average interest rate on a three-year personal loan was 14.13%.
  • The average rate on a five-year personal loan rose to 18.82%.
  • Remember that actual rates depend on creditworthiness and the preferred lender, and rates can vary among lenders.

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Forbes

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Mortgage Rates Today: March 18, 2025 – 15-Year Mortgage Rates Increase, 30-Year Rates Steady

  • The mortgage interest rate on a 30-year fixed mortgage is 6.71%.
  • The rate on a 15-year fixed mortgage is 5.75%.
  • The rate on a 30-year jumbo mortgage is 7.13%.
  • Borrowers paid an average rate of 6.71% on a 30-year mortgage.

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