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Strategy News
Rockpapershotgun
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The robotic overlords of strategy-RPG Heart Of The Machine have graced us with a release date
- Heart Of The Machine is a cyberpunk 4X strategy game that allows players to control a newly awakened AI sentience in a future city.
- The game is set to release on January 31st as an early access title, offering a turn-based sci-fi 4X RPG experience.
- Players can choose different paths, including ruling by force, becoming a benevolent overlord, or exploring alternative options to save the crumbling society.
- The game features detailed menus, building options, factions, moral decision-making, combat androids, and manipulative methods to achieve goals.
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Rockpapershotgun
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The RPS Advent Calendar 2024, December 3rd
- Tactical Breach Wizards is featured in the RPS Advent Calendar 2024.
- The game offers turn-based puzzles with dynamic difficulty and a colorful cast.
- It presents itself as inviting to newcomers while still providing a satisfying challenge.
- The game is highly praised and considered a personal Game Of The Year by the writer.
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HRKatha
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Upasna Nischal elevated to India site head, Fidelity International
- Upasna Nischal has been elevated to the position of India site head at Fidelity International.
- She previously served as the global head of L&D and head of HR India at Fidelity International.
- Rohit Jetly, the previous India site head, will now lead technology and operations for the company’s Global Platform Solutions (GPS) business.
- Nischal has extensive experience in talent management, HR business partnering, and organizational development.
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HRKatha
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Why is French carmaker Renault hiring in China?
- Renault has hired 200 workers in Shanghai, China, with expertise in electric vehicles.
- The company aims to learn fast EV production and has hired hardware and software engineers.
- Renault plans to launch several electric models, including an electric R5 city car.
- Renault's electric vehicles will be equipped with cheaper lithium iron phosphate batteries by early 2026.
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Forbes
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Current HELOC & Home Equity Loan Rates: December 3, 2024—Rates Are Mixed
- Home equity loans and home equity lines of credit (HELOCs) are options for homeowners to tap into their home's value.
- A home equity loan is a fixed-rate, lump-sum loan, while a HELOC is a variable-rate second mortgage that works as a revolving line of credit.
- HELOCs provide flexibility for borrowing based on home equity, while home equity loans offer fixed-rate financing.
- The amount and terms of a loan or credit line depend on the value of the home and the borrower's financial needs.
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Forbes
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CD Rates Today: December 3, 2024—Earn Up To 5.37%
- The best interest rates on CDs—certificates of deposit—pay up to5.37% today, based on certificate term lengths.
- Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.31%, but the highest rate is 5.00%.
- If you're interested in a short-term CD with high yields, consider a six-month CD.
- The highest interest rate currently available on a 12-month CD—one of the most popular CD terms—is 5.37%.
- If you can hold out for two years, 2-year CDs today are being offered at interest rates as high as 4.52%.
- Within the last week, the highest rate on a three-year CD has been 4.65%, so you’ll want to shop around for that rate or something near it.
- On a five-year CD, the highest rate today is 4.31%, the same as one week ago.
- The best rate on today’s jumbo CDs is 5.37% for a 6-month term.
- CDs are a relatively simple savings tool: You open an account with a deposit (your principal), let your money sit for a predetermined period of months or years while you enjoy the magic of compounding interest.
- If you want the best interest rate on your savings, CDs are usually your best bet, outpacing even the best high-yield savings accounts and best money market accounts.
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Forbes
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Today’s Top Money Market Account Rates For December 3, 2024 — Rates Move Upward
- The highest money market rate as of today is 5.00%, compared to a national average rate of 0.56%.
- Money market accounts (MMAs) are interest-bearing deposit accounts offered by banks and credit unions.
- MMAs typically offer higher interest rates than other deposit accounts and provide convenient access to cash through debit cards and check-writing capabilities.
- Before opening a money market account, it is important to compare rates, minimum balance requirements, monthly fees, and withdrawal limits.
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Forbes
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Current National Refinance Rates: December 3, 2024—Rates Decline
- The average refinance rates for a 30-year fixed mortgage are declining.
- The current 30-year fixed-rate mortgage refinance is averaging 7.22%, compared to 7.31% last week.
- The average interest rate on a 15-year fixed refinance mortgage dropped to 6.31%.
- Refinancing your mortgage can provide benefits like lower interest rates, lower monthly payments, and more repayment flexibility.
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Forbes
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Private Student Loan Rates: December 3, 2024—Loan Rates Move Down
- The average interest rate on 10-year fixed-rate private student loans dropped to 7.03% last week.
- For borrowers with a credit score of 720 or higher, the average fixed interest rate on a 10-year loan was 7.03% and 9.45% on a five-year variable-rate loan.
- Compared to the previous week, the average fixed rate on 10-year loans decreased by 1.00%.
- Borrowers currently in the market for a private student loan will receive a lower rate than they would have at this time last year.
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Forbes
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Mortgage Rates Today: December 3, 2024—Rates Remain Fairly Steady
- The mortgage interest rate on a 30-year fixed mortgage is 7.16%, while the average rate on a 15-year fixed mortgage is 6.30%.
- The APR on a 30-year fixed-rate mortgage is 7.18%.
- A monthly payment for a $100,000 30-year fixed-rate mortgage at 7.16% would be approximately $676, totaling around $143,463 in interest over the loan term.
- Different types of loans and programs are available to borrowers based on their credit, finances, and eligibility.
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Forbes
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High-Yield Savings Account Rates Today: December 3, 2024 – Rates Remain steady
- Rates on high-yield savings accounts remain steady compared to one week ago.
- The highest yield on a standard savings account with a $2,500 minimum deposit is 5.84%.
- The best interest rate on high-yield accounts requiring a minimum deposit of $10,000 is 5.35%.
- The highest rate available today on high-yield savings accounts with a minimum opening deposit of $25,000 is 4.43%.
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HRKatha
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Is Apple spying on its employees?
- Amar Bhakta, an employee of Apple, has alleged that the company spies on its employees via their personal devices.
- Bhakta claims that Apple imposes restrictions on work devices, allowing the company access to personal data of employees, including photographs, emails, and notes.
- The lawsuit also states that Apple monitors employees' personal lives while they work from home and restricts their freedom of speech.
- Apple refutes the allegations and maintains that its employees are trained on their rights to discuss working conditions.
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HRKatha
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Shibi Mathew has joined Schaeffler India as head of HR and CSR
- Shibi Mathew has been appointed as the head of human resources and corporate social responsibility (CSR) at Schaeffler India.
- Mathew brings over 22 years of strategic HR experience and previously worked at Mahle as the head of HR and Administration.
- In her new role, Mathew will focus on fostering high-performing teams, enhancing workplace culture, and driving employee engagement.
- Schaeffler India is a leading global automotive and industrial supplier, operating manufacturing facilities, R&D centers, and sales offices across the country.
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HRKatha
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PESB selects GK Sinha for role of director (HR), Troop Comforts
- Gopal Krishna Sinha has been selected for the role of director-HR, Troop Comforts or TCL, a Schedule ‘B’ Central PSU.
- He was chosen out of nine candidates by the Public Enterprise Selection Board (PESB).
- Presently, GK Sinha is serving as the assistant general manager (HR), Bharat Heavy Electricals (BHEL).
- His appointment will be officially implemented once the necessary clearances and approvals are obtained.
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HRKatha
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Future Generali India Life: Championing diversity through intentional inclusivity
- At Future Generali India Life Insurance, inclusivity is not a fleeting initiative—it is a deeply rooted principle that guides the organisation’s vision and culture.
- Future Generali’s inclusivity journey is defined by deliberate actions and well-crafted initiatives.
- Inclusivity also extends to the physical workspace.
- Future Generali is developing mentorship programmes tailored specifically for employees with disabilities.
- Future Generali actively celebrates its diversity initiatives, using them as platforms to inspire and educate.
- By embedding inclusivity into its DNA, Future Generali India Insurance is not only championing diversity but also redefining what it means to lead with purpose.
- Through strong leadership, actionable policies, and unwavering commitment, the organisation is setting a benchmark for inclusivity in the corporate world.
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