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Nikes elevates chief talent officer to EVP & CHRO

  • Treasure Heinle, the chief talent officer at Nike, has been elevated to the position of CHRO.
  • She will succeed Monique Matheson, who is retiring after a long tenure at the company.
  • Heinle joined Nike in 2012 and has held various HR roles before becoming the chief talent officer.
  • Matheson, the outgoing CHRO, successfully drove the global HR strategy for Nike during her tenure.

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6 ways DEI programs are evolving as companies reorganize, home in on employee skills, and leverage the power of AI

  • As we’ve reported in this series, many companies remain committed to the values of DEI — but are shifting their strategies for a new era.
  • Skills-based hiring is one way companies are working to identify diverse candidates organically.
  • With artificial intelligence, talent leaders can accelerate the hiring process and uncover strong candidates within their companies that they might have missed before.
  • DEI programs have many aspects, including employer branding and attracting a diverse talent pool, screening and hiring, and compensation.
  • Indeed once had a DEI team that worked parallel to the HR function. But when the previous HR leader left the company, they decided to reorganize and embed the DEI discipline across the business, elevating the previous head of DEI to chief people officer.
  • By enlisting AI tools to analyze online sources, university partnerships, and other talent alliances and platforms the company is using, Adya said it should be able to optimize its approach around specific goals.
  • AI can do that in a way that human knowledge management and analysis is not going to be able to do.
  • Deri said that if a large language model can be trained on the outcomes, such as attracting new customers, creating new products, and building community trust, “that might be something that uses technology to help the storytelling about DEI. We really need to change the entire story now.”

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Bad news for skull-havers: The Skulltaker is here to take your skull in Total War: Warhammer 3's just-announced DLC

  • The Omens of Destruction DLC for Total War: Warhammer 3 has been announced, introducing new content for the armies of Khorne, Ogre Kingdoms, and Orcs & Goblins.
  • The DLC features the new character Skulltaker, the immortal champion of KoЯn, who hunts for worthy skulls for his master. He comes with the Cloak of Skulls, a new campaign feature that allows him to collect enemy lords' skulls and gain new abilities and traits.
  • Other new characters and units joining the game include Gorbad Ironclaw, a legendary Orc Warboss, and Golgfag Maneater, an infamous Ogre mercenary. The DLC will be accompanied by Total War: Warhammer 3's 6.0 patch, which introduces the 100th Legendary Lord, Arbaal the Undefeated, and faction updates.
  • The Skulltaker DLC and 6.0 patch will be released on December 12.

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Forbes

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7 Types Of Financial Advisory Firms: Finding The Right Fit For You

  • Choosing the right financial advisor can be daunting, but understanding the differences and strengths of each firm can help you find one that fosters a successful partnership and aligns with your financial goals.
  • Independent broker-dealers (IBDs) offer investment services and products across the country.
  • Wirehouses are generally financial firms that cater to wealthy clients. They offer a wide range of services and operate nationwide with a broad network.
  • Bank brokerages are financial service centers located within bank branches, offering investment advice and products like mutual funds, annuities and other packaged investments.
  • Regional broker-dealers are specialized financial firms that offer various investment services similar to large national brokers but focus on specific geographic regions.
  • Insurance broker-dealers are firms primarily focused on selling proprietary insurance products, such as life insurance.
  • Registered investment advisors (RIAs) are independent firms that provide tailored and personalized investment advice.
  • Dually registered advisors, or hybrid RIAs, are registered as independent RIAs and broker-dealers with the Financial Industry Regulatory Authority.
  • When looking for a financial advisor, think about your financial goals and how the financial advisor’s compensation model may influence their recommendations.
  • Remember to ask questions and fully understand their fees and standards.

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Best High Limit Credit Cards Of November 2024

  • High limit credit cards refer to credit cards that offer cardholders a higher spending limit, often in the thousands of dollars.
  • These cards typically require excellent credit and the credit limit is determined based on the bank's assessment of the cardholder's ability to pay.
  • Here are the top picks for the best high limit credit cards according to Forbes Advisor.
  • Forbes Advisor uses unbiased ratings and data-driven methodologies to evaluate financial products and companies.

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Best Credit Cards For Groceries Of November 2024

  • Groceries are an essential component of regular spending for most households.
  • Using the best credit cards for groceries can offer up to 6% cash back or 4 points per dollar spent.
  • Rewards can add up to $300 or more per year with minimal effort compared to clipping coupons.
  • Forbes Advisor provides unbiased ratings and information on the best credit cards for groceries.

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Best American Express Business Credit Cards Of November 2024

  • American Express offers a range of business credit cards with valuable perks and rewards.
  • These cards are not limited to small to mid-sized businesses and are also available to self-employed individuals.
  • By exploring the available business cards, users can discover opportunities for savings and rewards worth hundreds of dollars annually.
  • Forbes Advisor provides unbiased ratings and information, ensuring the trustworthiness of the credit card recommendations.

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Best 5% Cash-Back Cards (Or More) Of November 2024

  • Several banks offer credit cards that earn 5% cash back (or more) across specific categories, rotating quarterly categories or at designated retailers.
  • To maximize credit card rewards, it is important to carefully choose a card that fits your specific lifestyle.
  • Forbes Advisor provides unbiased ratings and information to help you make informed decisions about credit cards.
  • The evaluation process includes analyzing 31 types of cash-back categories, rating 210 credit cards, and leveraging 53 years of industry experience.

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Student Loan Refinance Rates: November 26, 2024—10-Year Loan Rates Don’t Move

  • Interest rates on refinanced student loans remained steady.
  • The average fixed interest rate on a 10-year refinance loan was 6.44%, while the rate for a five-year variable-rate loan was 6.89%.
  • Fixed rates remained unchanged from the previous week, offering borrowers a lower rate compared to the previous year.
  • Considerations when refinancing include completion of degree, credit score, income stability, and comparing rates across lenders.

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Best 2% Cash-Back Cards Of November 2024

  • Cash back is a flexible reward option that allows for redemption freedom.
  • Pairing a 2% cash-back card with a card that earns elevated rewards in different categories can maximize earnings.
  • Listed cards can earn at least 2% on every purchase, with some offering higher flat rates.
  • Forbes Advisor's credit card editors provide unbiased ratings and information backed by data-driven methodologies.

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New Total War Warhammer 3 DLC release date confirmed, coming very soon

  • Total War Warhammer 3 DLC named 'Omens of Destruction' has a confirmed release date.
  • The DLC will introduce new units, campaign abilities, and the legendary lord Arbaal the Undefeated.
  • The release of the DLC will coincide with a big update that overhauls factions in the game.
  • Total War Warhammer 3 is a strategy series with a strong fan base and the upcoming DLC signifies the game's continued popularity.

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Amit Bhardwaj joins Battery Smart as CFO

  • Battery Smart has appointed Amit Bhardwaj as its new CFO.
  • Bhardwaj will focus on shaping Battery Smart's financial strategy, optimizing capital utilization, driving profitability, and strengthening governance and internal controls.
  • He brings over 20 years of expertise in financial strategy and risk management.
  • Bhardwaj's leadership aligns with Battery Smart's vision of revolutionizing electric mobility in India.

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Starbucks employees face pay disruptions amid ransomware attack

  • Starbucks employees face pay disruptions amid ransomware attack
  • Starbucks' system, managed by software provider Blue Yonder, was hit by a ransomware attack, causing disruptions in pay and scheduling.
  • Employees are instructed to log their shifts manually while the system remains offline, and discrepancies may arise for subsequent pay periods.
  • Paid time off payments are delayed until the system is restored, posing challenges for workers around the holiday season.

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Mortgage Rates Today: November 26, 2024—Rates Remain Fairly Steady

  • The current mortgage rate on a 30-year fixed mortgage fell by 0.04 percentage point in the last week to 7.25%.
  • Meanwhile, the APR on a 15-year fixed mortgage dropped 0.08 percentage point during the same period to 6.33%.
  • Today’s average rate on a 30-year, fixed-rate mortgage is 7.25%, which is 0.04 percentage point lower than last week.
  • To get an idea about how much you might pay in interest, consider that the current 30-year, fixed-rate mortgage of 7.25% on a $100,000 loan will cost $682 per month in principal and interest.
  • Today, the 15-year mortgage rate sits at 6.33%, lower than it was yesterday. Last week, it was 6.41%.
  • The current average interest rate on a 30-year, fixed-rate jumbo mortgage is 7.20%— 0.08 percentage point down from last week.
  • The Federal Reserve’s restrictive monetary policy—including its interest rate hikes, which it’s using to restrain inflation—is the primary factor that’s pushing long-term mortgage rates higher.
  • Home loan borrowers can qualify for better mortgage rates by having good or excellent credit, maintaining a low debt-to-income (DTI) ratio and pursuing loan programs that don’t charge mortgage insurance premiums or similar ongoing charges that increase the loan’s annual percentage rate (APR).
  • Comparing rates from different mortgage lenders is an excellent starting point. You may also compare conventional, first-time homebuyer and government-backed programs like FHA and VA loans, which have different rates and fees.
  • Buyers in eligible rural areas with a moderate income or lower may also consider USDA loans. This program doesn’t require a down payment, but you pay an upfront and annual guarantee fee for the life of the loan.

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Current HELOC & Home Equity Loan Rates: November 26, 2024—Rates Are Mixed

  • Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
  • HELOCs provide a revolving line of credit based on the value of your home, while home equity loans offer a lump-sum loan with fixed rates.
  • The borrowing capacity for HELOCs depends on various factors such as the loan-to-value ratio (LTV) and the homeowner's needs.
  • Lenders usually approve up to a certain LTV ratio for home equity loans or lines of credit.

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