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Metaplanet Raises Half a Billion to Fund Another Round of Bitcoin Acquisition

Japan's Metaplanet raised $517 million in a single day for the exclusive purchase of additional Bitcoin, marking one of the largest Bitcoin-related capital raises by a Japanese company.
Metaplanet now holds a total of 10,000 BTC, establishing its position as Asia's largest corporate Bitcoin holder and the seventh largest publicly traded company globally by Bitcoin treasury size.
The funds were raised through the '555 Million Plan' by issuing 54 million shares, potentially setting a precedent for other corporations interested in diversifying treasuries or hedging against fiat currency devaluation.
Metaplanet's bold move may pave the way for increased corporate crypto adoption and shift Bitcoin from speculation to a core component of institutional finance.

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HRKatha

244

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Protean eGov Technologies appoints Ranbheer Singh Dhariwal as group head – social security & welfare

Protean eGov Technologies has appointed Ranbheer Singh Dhariwal as group head – social security & welfare.
Dhariwal will lead Protean’s Central Recordkeeping Agency under Social Security & Welfare, serving as CRA Head & Principal Officer.
His responsibilities include driving strategic growth, enhancing product development, strengthening operational efficiency, and ensuring regulatory compliance.
Suresh Sethi, MD & CEO of Protean eGov, expressed excitement about Dhariwal joining the team.
Dhariwal's expertise in pension fund management is expected to help in creating a pensioned society in India.
Dhariwal looks forward to advancing scalable pension solutions for millions in India.
He brings over twenty-five years of experience in pension funds, insurance, and BPO services.
Protean holds a market share of 98% in the CRA segment for NPS, APY & UPS.
India's pension penetration stands at approximately 3% of GDP, indicating significant potential for growth.
The news was originally reported on HR Katha.

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Medium

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The $85B Engineering SaaS Market: Where the Next Decade of Growth Is Happening

The Engineering SaaS market is experiencing significant growth driven by global infrastructure demand, ESG compliance, AI modeling, and digital twin technologies.
By 2025, Engineering SaaS is predicted to surpass $85 billion globally, with key segments including AEC Design, Plant & Process, Simulation & CAE, Digital Twins, and AI Engineering SaaS.
Engineering SaaS comprises five interconnected layers: AEC Design Platforms, Plant & Process Platforms, Simulation & CAE, Digital Twins, and AI Engineering SaaS.
Private equity firms are heavily investing in the Engineering SaaS space, leading to the emergence of multi-domain giants and AI-native startups.
A competitive power shift is underway in the market, with legacy SaaS providers facing challenges from AI-native SaaS companies offering faster onboarding and consumption-based pricing.
The go-to-market complexity in Engineering SaaS involves enterprise ABM sales, solution selling, API embedded sales, and self-service PLG, catering to various stakeholders.
Key metrics for success in Engineering SaaS include ACV, Net Revenue Retention, Usage Intensity, AI model accuracy improvement, sales cycle length, and product expansion rate.
The future of Engineering SaaS lies in platforms mastering compounding AI flywheels driven by data growth, AI learning loops, workflow embedding, outcome automation, retention, and expansion.
To succeed in the Engineering SaaS market, platforms need to deeply integrate into workflows, utilize AI learning loops, expand modularly, and deliver operational outcomes.

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HRKatha

731

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Goldman Sachs rolls out AI assistant across workforce

Goldman Sachs has launched GS AI Assistant for its 46,000 employees to boost productivity.
The AI assistant uses large language models like GPT-4 and Google's Gemini.
It assists in tasks like drafting research notes, replying to queries, and translating documents.
Employees in the pilot program reported increased efficiency and time-saving benefits.
The tool is integrated into Goldman Sachs' proprietary software for easy access to firm-specific knowledge.
The AI assistant rollout aims to enhance the productivity of various personnel at the bank.
Other AI tools in Goldman Sachs' toolkit include Banker Copilot and Translate AI.
Goldman Sachs' move follows a trend of financial institutions implementing AI to streamline operations.
Firms like Morgan Stanley and JPMorgan Chase are also investing in similar AI tools.

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Forbes

392

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Best Airline Credit Cards Of 2025

Airline credit cards are not just for payments but also offer benefits like earning miles, elite status upgrades, and flight perks.
They can help fund travel adventures by providing rewards and benefits tailored to travelers' preferences.
These cards offer either specific airline perks or flexible rewards options.
Choosing the right airline credit card can enhance the travel experience.
Forbes Advisor provides unbiased ratings and information on financial products.
Advertisers do not influence Forbes Advisor's ratings.
Forbes Advisor uses data-driven methodologies to evaluate financial products and companies.
93,000,000 miles and points have been redeemed.
29 loyalty programs are covered by Forbes Advisor.
113 countries have been visited for evaluations.
Forbes Advisor has 53 years of industry experience.

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Forbes

392

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Money Market Interest Rates Today: June 25, 2025 – Rates At 4.89%

The highest money market rate as of today is 4.89%, significantly higher than the national average of 0.53%.
Money market accounts, or MMAs, are interest-bearing deposit accounts that can be opened at banks or credit unions, insured up to $250,000 per depositor by the FDIC at banks or the NCUA at credit unions.
MMAs allow funds to grow with interest and offer flexibility for adding or withdrawing funds, potentially with checks or debit cards.
These accounts may have higher interest rates than regular savings accounts but often require higher minimum deposits.
It's advisable to compare different MMAs from various institutions based on criteria like minimum balance requirements, fees, withdrawal limits, and APYs to find the most suitable option.
When opening an MMA, applications can usually be completed online or in person, requiring personal information and a government-issued ID.
Money market accounts blend characteristics of both savings and checking accounts, combining interest growth with transactional capabilities.

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Forbes

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High-Yield Savings Account Rates Today: June 25, 2025 – Rates Are Steady

Savings account rates remain the same compared to one week ago, with the possibility to earn up to 5.84% interest.
Online banks and credit unions offer higher rates than traditional brick-and-mortar banks.
The average APY for a traditional savings account is 0.22%, showing a slight increase in rates.
High-yield savings accounts provide higher interest rates but may require specific conditions.
The best interest rate on high-yield accounts with a $10,000 minimum deposit remains at 4.88%.
The average APY for these accounts is 0.23%, unchanged from the previous week.
For high-yield savings accounts with a $25,000 minimum deposit, the highest available rate is 3.94%.
The average APY for a high-yield account with a $25,000 deposit is 0.24%.
When choosing an account, consider factors like interest rates, minimum deposits, and fees.
Ensure the financial institution is reputable and insured by the FDIC or NCUA.
Interest rates on savings accounts can fluctuate based on the Federal Reserve's rate changes.
Financial institutions adjust borrowing and savings rates in response to the Fed's rate adjustments.
The Federal Reserve changes rates during meetings of the Federal Open Market Committee.
Curinos calculates average savings account rates focusing on personal-use accounts.
Relationship-based and specialized savings accounts are not included in the average rate calculation.

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Forbes

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Latest HELOC & Home Equity Loan Rates: June 25, 2025

Home equity loans and HELOCs allow homeowners to borrow against their homes' value with different repayment structures.
HELOCs offer flexibility as a revolving line of credit, while home equity loans provide a lump sum at a fixed rate.
Both options use the property as collateral, and failure to repay can result in the loss of the home.
HELOCs of varying amounts - $100K, $250K, and $500K - cater to different financial needs and projects.
Different term lengths, like 5, 10, 15, 20, and 30 years, offer borrowers flexibility in repayment schedules.
Home equity reflects the portion of the home the owner possesses compared to the lender.
Utilizing home equity through loans or HELOCs is common for home improvements, debt consolidation, and more.
Home equity accrues as mortgage payments are made, increasing the owner's stake in the property.
LTV ratios determine how much equity can be accessed, typically not exceeding 80% of the home's value.
Calculating home equity involves subtracting the mortgage balance from the home's current appraised value.
For example, a $500,000 home with a $250,000 mortgage balance has $250,000 in equity with a 50% LTV.
Lenders usually approve home equity loans based on specific LTV ratios, often capped at 80%.

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Forbes

139

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Mortgage Rates Today: June 25, 2025 – 30-Year Rates Steady, 15-Year Rates Down

The current 30-year fixed mortgage rate dropped by 1.37% to 6.7%, while the 15-year fixed rate decreased to 5.69%.
Borrowers can assess their current mortgage rates against the available refinance rates for potential savings.
For a $100,000 mortgage at 6.7%, the total interest over 30 years is approximately $132,993; for a 15-year mortgage at 5.69%, total interest is around $49,310.
The 30-year fixed jumbo mortgage rate is 6.97%, costing about $663 per $100,000 per month.
Mortgage rates have been influenced by economic factors, with predictions uncertain; Fed actions and global events impact rates.
Long-term mortgage rates are rising due to the Federal Reserve's monetary policy and economic factors.
Shopping around, comparing lender offers, and maintaining good credit impact qualifying for better mortgage rates.
Limited housing supply and elevated rates pose challenges for prospective homebuyers.
Borrowers can explore various loan programs and lenders to secure favorable mortgage rates and terms.
Economic indicators like Federal Reserve decisions and inflation rates influence the direction of mortgage rates.

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Forbes

200

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Current Mortgage Refinance Rates: June 25, 2025 – Rates Decrease

The current mortgage refinance rates for 30-year fixed, 15-year, and 20-year mortgages have decreased.
The average rates are 6.76% for 30-year, 5.69% for 15-year, and 6.54% for 20-year mortgage refinance.
For a $100,000 30-year fixed-rate mortgage, the monthly payment is $649 with total interest costs around $134,238.
Comparing APRs, the 30-year fixed mortgage stands at 6.78% and the 20-year fixed mortgage is at 6.58%.
A 20-year mortgage of $100,000 at the current rate costs $748 monthly with about $80,027 in total interest.
The 15-year fixed mortgage rate averages at 5.69% with an APR of 5.73%.
A 15-year mortgage of $100,000 at current rates will have a monthly payment of $827 with total interest around $49,320.
Considerations for refinancing include costs, comparing current and new rates, and calculating break-even points for savings.
Factors affecting mortgage rates include inflation, unemployment rates, and Federal Reserve decisions on the federal funds rate.
Improving credit score and making on-time payments can help secure the best refinancing rate.

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Forbes

222

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CD Rates Today: June 25, 2025 – Take Home Up To 4.94%

CD rates today are as high as 4.94%, offering better yields than high-yield savings accounts but come with fixed interest rates and maturity periods.
Three-month CD rates average 1.29% with the highest at 4.62%, while six-month CD rates are at 1.76% on average and 4.94% for the best rate.
One-year CD rates currently offer the highest at 4.64% with an average APY of 1.83%, unchanged from last week.
For two-year CDs, interest rates go as high as 4.52%, while three-year CD rates hit 4.26% and five-year CD rates reach 4.26% as well.
Jumbo CD rates stand at 4.94% for a 6-month term, with an average APY of 1.81%, while requiring minimum deposits of $100,000.
CD rates vary among banks, so it's advisable to compare rates across institutions and consider online banks that typically offer higher rates.
CDs require a minimum deposit, usually below $10,000, with strict penalties for early withdrawal, making them safer investments with FDIC or NCUA insurance protection.
CDs, while providing lower risk, offer higher interest rates than other savings options and ensure protection of your investment through federal insurance coverage.
Curinos averages CD rates by focusing on specific types, excluding various others like promotional offers, relationship-based rates, and more for accurate comparisons.

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HRKatha

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Texas farms shut down; impact of immigration raids on US agriculture grows

Immigration raids in Texas have caused a mass exodus of workers, leading to the shutdown of many farms overnight.
This has resulted in unharvested crops, unattended livestock, and left farm owners in a dire situation, potentially impacting the national food-supply chain.
The enforcement actions have particularly affected rural communities in Texas, where a significant portion of the agricultural workforce is comprised of migrant labor.
Some farms have seen entire crews leaving abruptly, disrupting essential farming activities like planting, harvesting, and livestock care.
The repercussions extend beyond Texas, causing concerns about supply shortages nationwide due to unfinished agricultural tasks.
Smaller farmers may face financial difficulties as they struggle to automate or replace their workforce promptly.
The shortage of skilled labor could lead to long-term damage to agricultural output and quality.
Rural towns dependent on farm economies are also feeling the impact, with a decline in business activity affecting local stores and service providers.
Farmers in other states are anxiously observing the situation, fearing similar consequences as they rely on similar labor sources.
The overarching concern is that the effects of immigration enforcement actions could have far-reaching national implications in the future.

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HRKatha

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US House bans WhatsApp on government devices over security concerns

The US House of Representatives has forbidden the use of WhatsApp on government-issued devices due to security and data-privacy worries.
The ban affects numerous congressional employees who heavily rely on the messaging app for daily communication.
The decision followed security concerns raised by the Office of Cybersecurity regarding WhatsApp's data-protection protocols and encryption transparency.
Employees are instructed to uninstall WhatsApp from all official devices, with checks to ensure compliance.
This move comes amid Meta facing an antitrust lawsuit over its acquisitions, possibly indicating tighter control over communication tools by the US government.
While WhatsApp states it uses end-to-end encryption, concerns were raised about metadata handling and data sharing on the platform.
Issues like inadequate encryption for stored messages and monetization through ads raised red flags for government communications.
The ban underscores increasing worries about digital privacy, particularly in platforms owned by companies under regulatory scrutiny.
It highlights the evolving cybersecurity landscape and the necessity for strict communication protocols within government entities.

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Medium

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From Vision to Victory: A Playbook for Product Strategy Analysis

The playbook serves as a health check for product strategy analysis, allowing PMs to revisit and align the vision and mission regularly.
Internal Scan involves mapping core resources and capabilities against the VRIO framework and analyzing product performance metrics and customer feedback themes.
Behavioral drivers and macro drivers are examined to tailor strategic plays based on changing user mindsets and external factors.
Offensive strategies involve going on the attack, defensive options strengthen existing strengths, shaping strategies aim to alter the competitive landscape, and adaptive or exit plays prepare for market changes.
Strategic options are evaluated and prioritized based on alignment to vision, expected ROI, feasibility, and risk, helping create a balanced portfolio of moves.
A value-effort or value-risk matrix is used to visualize the strategic options, enabling the identification of quick wins and long-term impactful plays.
A disciplined prioritization process helps in selecting 3-5 top moves that blend quick impact with strategic depth, ensuring focus on key initiatives.
Feedback loops are built in for regular review of milestones, reassessment of priorities, and proactive responses to market or internal shifts.
Adaptive triggers are recommended to react in real time to performance indicators or competitor actions, ensuring agile decision-making.
Documenting strategic pivots and rationale helps in maintaining organizational memory and adapting the roadmap dynamically to seize opportunities.
By integrating structured strategy with adaptive agility, the playbook guides teams in driving alignment and momentum towards their vision effectively.

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Nordicapis

What Is an Agent Mesh?

Large language models (LLMs) are powerful technology leveraging mathematical reasoning models to create agentic powerhouses capable of various tasks.
The concept of an agent mesh is an infrastructural layer allowing agents to discover, communicate, and delegate tasks in a coordinated manner.
Agent mesh addresses challenges like trust between agents, service discovery, state management, and scalability in multi-agent systems.
Different providers offer varying implementations of agent mesh, such as Lyzr's marketplace solution and Solo.io's agent gateway pattern.
Solace suggests an event-driven approach for agentic mesh connections, which may face challenges in synchronous agent operations.
The early-stage development of agent mesh solutions reflects the nascent stage of multi-agent system adoption and coordination.
As organizations expand the use of multi-agent systems, structured agent-to-agent coordination will become crucial for tasks like sales enablement and HR automation.
The evolution of agent mesh is expected to follow a trajectory similar to that of service mesh, focusing on coordination of autonomous agents at scale.
Security concerns around LLM agents will play a significant role in shaping the development of agentic mesh approaches.
Agent meshes are projected to become a foundational part of AI infrastructure as enterprises move towards more complex multi-agent use cases.

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