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Pcgamesn
3w
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Honkai Star Rail current banner, next banner, and 3.1 banners
- The Honkai Star Rail banner system allows you to trade in your hard-earned Star Rail passes for the opportunity to pull the best Honkai Star Rail characters.
- The current and next Honkai Star Rail banners are not mentioned in the given news content.
- The banner schedule includes everyone you can pull during the current update, plus the banners slated to appear in the next update and beyond.
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Forbes
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332
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Today’s Top Money Market Account Rates For March 20, 2025 – Rates Hit 4.89%
- The highest money market rate as of today is 4.89%, compared to the national average of 0.54%.
- Money market accounts offer higher interest rates compared to regular savings accounts.
- When opening a money market account, it is important to compare rates, minimum balance requirements, and withdrawal limits.
- Money market accounts provide a hybrid between savings and checking accounts.
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Forbes
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262
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Mortgage Refinance Rates Today: March 20, 2025 – Rates Decline
- The mortgage refinance rates for today, March 20, 2025, show a drop in rates with a 30-year fixed refinance at 6.81% and a 15-year refinance at 5.78%.
- The average rate is 6.57% for a 20-year mortgage refinance, and the APR for a 30-year fixed-rate mortgage is 6.84%.
- For a 20-year fixed refinance mortgage, the APR is 6.61%, and for a 15-year fixed refinance, the APR is 5.83%.
- Refinancing costs include total interest payments over the life of the loan, and current rates impact monthly payments and total interest paid.
- Refinancing can help lower interest rates, reduce monthly payments, pay off the loan quicker, tap into home equity, or eliminate PMI.
- However, refinancing carries costs, making sense for long-term homeowners who plan to stay to outweigh closing fees with savings.
- Strategies for finding a good refinance rate include maintaining a strong credit score, monitoring fluctuating rates, and considering shorter loan durations.
- A strong credit score, low debt-to-income ratio, and staying informed about mortgage rate fluctuations can increase approval chances for refinancing.
- It is essential to calculate the 'break-even point' to determine when savings from a new mortgage will surpass closing costs before refinancing.
- Considering different loan terms, like a 15-year mortgage, can reduce payment amounts and overall interest paid, potentially outweighing higher current rates.
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Forbes
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218
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Mortgage Rates Today: March 20, 2025
- The mortgage interest rate on a 30-year fixed mortgage today is 6.71%.
- The interest rate on a 15-year fixed mortgage today is 5.79%.
- The interest rate on a 30-year jumbo mortgage today is 7.12%.
- Factors affecting mortgage rates include the economy, benchmark rates, and borrower-specific factors.
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Forbes
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275
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CD Rates Today: March 20, 2025 – Rates Move Lower
- Today, some CDs offer interest rates as high as 5.06%, which is much higher than previous years.
- CDs have fixed interest rates for specific terms, and early withdrawals result in penalties.
- Short-term CDs like three-month options have an average rate of 1.3% and a high of 4.72%.
- Six-month CDs offer yields up to 4.94%, with an average APR of 1.79%.
- The highest rate on a 12-month CD is 5.02%, with an average APY of 1.87%.
- For two-year CDs, interest rates can reach 4.52% and the average APY is 1.68%.
- The highest rate on three-year CDs is currently 4.65%, with an average APY of 1.59%.
- Five-year CDs offer rates up to 4.26%, with an average APY of 1.59%.
- Jumbo CDs with rates up to 5.06% for a 6-month term require a significant minimum deposit.
- Opening a CD account involves a lump-sum deposit and CDs typically pay higher interest than other savings options.
- CDs are considered safe investments with protection from FDIC and NCUA insurance.
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Forbes
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87
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High-Yield Savings Account Rates Today: March 20, 2025 – Rates Are Steady
- Rates on savings accounts have remained steady compared to one week ago.
- The highest yield on a standard savings account with a $2,500 minimum deposit amount is 5.84%.
- High-yield savings accounts continue to offer attractive interest rates, with the best rate being 4.88% on a minimum deposit of $10,000.
- It is important to consider factors such as minimum deposit requirements, fees, and the reputation of the financial institution before choosing a savings account.
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Forbes
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26
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Today’s HELOC & Home Equity Loan Rates: March 20, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- HELOC rates are tied more closely to banks than first-mortgage rates and are expected to increase in 2022 and beyond.
- There are different options for home equity loans and HELOCs, including various terms (5-year, 10-year, 15-year, 20-year, and 30-year) to suit different borrowing needs.
- Home equity loans are lump-sum loans based on the amount of home equity a homeowner owns and can be used for significant financial needs.
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HRKatha
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Karnataka and Maharashtra hiring hubs for Q-commerce: Report
- Karnataka and Maharashtra are major hiring hubs in the q-commerce sector.
- Both states have high population density, tech-savvy consumers, and robust infrastructure.
- Q-commerce focuses on ultra-fast delivery of small orders like groceries and essentials.
- Q-commerce industry needs to improve gender balance and leverage potential of women workers.
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Medium
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393
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Why the Best Products Are Built by Those Who Feel the Pain
- Great products are built by those who feel the pain of the users.
- Wufoo, a YC-backed startup, prioritized user empathy by having engineers do customer support.
- Toyota's 'Go and See' method enables leaders to identify and resolve problems quickly by witnessing them firsthand.
- Apple perfected their customer experience by testing in a secret, fully functional Apple Store before launching publicly.
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Medium
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Why nobody’s buying your amazing product.
- Many entrepreneurs face the challenge of having a great product that isn't selling as expected.
- The issue often lies in putting too much focus on the product itself rather than on the business as a whole.
- Technical excellence alone does not guarantee business success; a comprehensive business design is crucial.
- Successful businesses create systems that effectively connect products with the right customers.
- Business Design involves intentionally creating all elements that link your offering to the market.
- Three companies - Liquid Death, Notion, and Patagonia - showcase the power of business design over product obsession.
- To shift from product obsession to intentional business design, focus on strategic clarity and unique value proposition.
- Effective communication of value is essential; clarity is key in conveying the benefits of your product.
- Business designers prioritize user experience over transactions and intentionally design customer journeys.
- Founders need to proactively design their business models and monetization strategies for long-term success.
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Immersivelearning
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Immersive Learning Strategy: Best Practices for XR Implementation
- Immersive learning has the power to accelerate skill development, improve retention, and reduce costs according to PWC.
- To implement immersive learning effectively, setting clear goals is crucial to design an impactful program.
- Choosing the right technology is essential by assessing specific skill gaps and selecting suitable immersive solutions like VR or AR.
- Designing an engaging curriculum with a focus on realism and adaptability is key to effective immersive learning.
- Integrating immersive elements into existing training programs can accelerate adoption and enhance ROI.
- Monitoring progress through metrics like engagement levels and assessment scores is vital for success.
- Scaling the immersive learning strategy requires testing pilot programs, staying updated on technology advancements, and gathering feedback.
- To overcome resistance to immersive learning, communicate benefits clearly, provide hands-on demos, and make the experience fun and personalized.
- Immersive learning is transforming employee development with engaging and meaningful programs.
- Developing an immersive learning strategy involves reshaping the learning approach by setting goals, choosing tools wisely, and gathering feedback continuously.
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HRKatha
3w
109.3k
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Is Amazon laying off 14,000 managers?
- Amazon is reportedly planning to cut its global management team by 13% or 14,000 managers.
- The company aims to streamline operations and restructure the organization by reducing managerial ranks.
- The downsizing is expected to save Amazon between $2.1 billion and $3.6 billion per year.
- This move aligns with CEO Andy Jassy's goal of simplifying decision-making processes and improving efficiency.
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HRKatha
3w
27
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Amy Coleman is Microsoft’s new EVP & CPO; Kathleen Hogan takes on new role
- Amy Coleman has been appointed as the new Executive Vice President and Chief People Officer (CPO) of Microsoft, replacing Kathleen Hogan.
- Coleman, a 25-year veteran at Microsoft, expressed gratitude and honor for the new role.
- Kathleen Hogan, the previous CPO, will now serve as Microsoft's EVP of Office of Strategy and Transformation.
- Hogan had been with Microsoft for over a decade and will now focus on defining the company's corporate strategy and leading its transformation process.
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HRKatha
3w
43
Image Credit: HRKatha
Allstate India’s employees now have access to mental-health services 24×7
- Allstate India is offering its employees and their immediate family access to mental-health services.
- The company has partnered with a mental health and wellness solutions provider to offer personalised care plans and free therapy sessions.
- Employees can attend therapy sessions virtually or in person, with appointments scheduled within two days, including evenings and weekends.
- The program also provides coaching sessions, a digital library of self-guided exercises, and a dedicated helpline for crisis support.
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Medium
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148
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Top Trading Strategies for Consistent Profits in [Forex/Stocks/Crypto]
- 1. Trend-following strategy: Identify market trends and use moving averages to confirm the trend.
- 2. Breakout trading strategy: Identify key support and resistance levels, and confirm breakouts with volume spikes.
- 3. Scalping strategy: Enter and exit trades quickly to capture small price movements.
- 4. Swing trading strategy: Identify strong trends, wait for pullbacks, and use Fibonacci retracement levels.
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